Esewa presentation

prepared by diwas paudel
janapriya multiple campus
pokhara

1. PRESENTATION ON Presented by: Arjun Bhattarai Diwas Paudel Meen Gurung

2. Inside the Presentation Introduction Components How e- Sewa works Mission and vision Services,partners,merchants Advantage and disadvantage Database, Scripts and Security Reward points SWOT analysis Fund loading Earning process

3. INTRODUCTION TO e-Sea e- Sewa is the online payment gateway of Nepal also known as digital wallet from where customers can pay,send and receive money from their mobile phone and internet as well as can be used for several purposed like paying utility bills,buy bus tickets,airlines tickets,movie tickets,transfer money from one bank to another. Founded by Nepali entrepreneurs Himal Niraula & Biswas Dhakal on Jan,26,2009A.D.( location:Hattisar,Kathmandu,Nepal ) Offered by F1 SOFT International pvt.Ltd (An international software developing company. The Company was duly established in 2004 and has presence in Nepal, Singapore, Cambodia, India and Bangladesh. )  It has recently been licensed by Nepal Rastra Bank as Payment Service Provider.

4. COMPONENTS OF e- Sewa 1.Customers: people from all age groups,as they shop are all feasible customer of esewa . Target is that customers to be at least young to understand the payment system and its flow. 2. Merchants : Goods and services which are up for sales. key role to perform and eSewa effort to enlist participation in the system.partner merchants are Ncell , Nepal Telecom, Dish Home, Buddha Air etc.  3. Partner Banks:   Behind the scene hold the actual transaction of any payment process. occur amongst the settlement bank and partner banks. Partner banks are : Nabil bank, Global IME bank Everest bank etc .  

5. HOW e- Sewa works ?

6. Mission and vision of e- Sewa Mission: To create a cashless economy  Vision: To cover every payment sector including Small/Big, Dealer/Retail, Private/Government, Domestic/International.

7. SERVICES, MERCHANTS AND PARTNERS OF e- Sewa SERVICES Sending and Receiving Money. Payment of Utility Bills such as electricity bill, landline bill, water bill etc. Purchase of Air Tickets and Movie Tickets. Purchase of Recharge and Calling Cards. Payment of School and College Bills. Payment of Internet Service Bills.

8. Subscription of Newspapers and Magazines. Payment of Credit Card Bills. Payment of Insurance bill. Online shopping such as purchase of goods and services through sastodeal.com, purchase of kaspersky antivirus etc. Facility of all eSewa services through mobile phone.

9. MERCHANTS 1. APCA Nepal 2. BhatBhateniOnline 3. BIG Movies 4. Birthday Forest 5. Broadlink 6. Buddha Air 7. Bus Nepal 8. Classic Tech 9. Colors Mobile 10. Dish Home

10. 11. FCube Cinemas 12. Mytrip2nepal 13. Ncell 14. Nepal Electricity Authority 15. Nepal Telecom 16. QFX Cinemas 17. Radius Communications

11. PARTNER Banks 1. Ace Development Bank Limited 2. Business Universal Development Bank Limited 3. Citizens Bank International Limited 4. Clean Energy Development Bank Limited 5. Commerz and Trust Bank Nepal Limited 6. Everest Bank Limited 7. Global IME Bank Limited 8. Janata Bank Nepal Limited 9. Kailash Development Bank Limited 10. Kist Bank Limited 11. Kumari Bank Limited 12. Nepal Bangladesh Bank Limited

12. 13. Nabil Bank Limited 14. Nepal Credit and Commerce Bank Limited 15. NIC Asia Nepal Bank Limited 16. NMB Bank Limited 17. Prabhu Bikas Bank Limited 18. Purnima Bikas Bank Limited 19. Rastriya Banijya Bank Limited 20. Siddhartha Development Bank Limited 21. Sunrise Bank Limited 22. Tinau Development Bank Limited 23. Tourism Development Bank Limited 24.Triveni Bikas Bank Limited 25. Yeti Development Bank Limited

13. Database, Scripts and Security This site uses SSL(Secure Sockets Layer) Certificate issued by Verisign (  American  company based). It can encrypt private and confidential information securely before transmission. It uses a secure VPN connection while doing transactions with partner banks accounts. Each and every transactions are notified to the user via email.

14. ADVANTAGES OF e- Sewa Economical and lower cost Better customer service Better comparative analysis full time service (24 hours) Safer and easy way to pay Multiple payment option  Secure flow of transaction details among buyers, sellers and financial institutions  Facility for customer refund

15. DISADVANTAGES OF e- Sewa Technological limitation Unsuitable for perishable goods Customer resistance to change Insufficient telecommunication bandwidth Iack of security

16. SWOT Analysis 1. Strength: eSewa has strong security mechanism.eSewa uses SSL certificate issued by Verisign .  It can encrypt private and confidential information securely before transmission. It uses a secure VPN connection while doing transaction with partner banks accounts. Each and every transactions is notified to the user via email  

17. 2.Weakness Esewa has limited reach.it operates within Nepal merely. Lack of product reviews 3.Oppurtunity Low competition there is lack of payment gate way services availabe in nepal .consumers get facilated as it saves time of the buyers since they don’t have to rush to the particular business house or stations. 4.Threats Hackers may steal card numbers.sometimes esewa also gets incompatible with some web browsers.load sheeding discourage the customers to pay online

18. Fund loading process Internet and mobile banking: You can add funds to your esewa wallet through internet banking/mobile banking facilities provided by esewa partner banks. Request to friends/family you can request for funds from your friends/family who is already using esewa .request them to send you some fund in your esewa account esewa zone you can visit to the nearest esewa zone and deposit cash in your esewa wallet

19. Deposit esewa designated banks you can visit any of the below mentioned bank and deposit cash in your esewa wallet Prabhu Bank Global ime Bank Siddhartha Bank Janata Bank Mahalaxmi Bikas Bank Tourism Development Bank

20. How its earn ????? Esewa is a commison based company.it receive commisson from its merchants who want to sell their product and services and distribute to its customer as well. There are many merchants associates with esewa which are delivering their services to their customer by paying certain percent to esewa for selling their services.

21. Reward point Reward point is the extra value given to eSewa users when you use eSewa services. The more you use eSewa services the more points you can collect in your account. These points can be redeemed for gifts, made available by eSewa .  For the reward points collected in your eSewa account, you will be able to redeem your reward points with the following gift vouchers.

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