Financial Service FS . B.Com CS students

III Year B.Com CS students can use this study martials

1. Financial Services: Banking Professional Advisory Wealth Management Mutual Funds Insurance Stock Market Treasury/Debt Instruments Tax/Audit Consulting Capital Restructuring Portfolio Management

2. Unit 1 Financial services meaning and scope Types of financial services Fund and Non- fund based activates Financial services and economic environments Players in financial services sector (banks, NBFCs, Micro Financing institutions… Challenges facing the financial services sector Modern trends in financial service.

3. financial services meaning professional services involving the investment, lending, and management of money and assets. "the firm provides a range of financial services, including tax preparation, insurance coverage, and investment portfolios"

4. Financial services  are the economic  services  provided by the  finance  industry, which encompasses a broad range of businesses that manage money, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer- finance  companies, stock brokerages,  investment  funds, individual ...

5. Importance of Financial services Promoting investment Promoting savings Minimizing the risk Maximizing the Returns Ensures greater yield Economic growth Economic Development Benefit to Government Expands activities of financial institutions Capital markets Promotions of domestics and foreigne trade Balanced regional development

6. Financial Services

7. Types of Financial Services Offered in India Banking . Professional Advisory. Wealth Management . Mutual Funds . Insurance . Stock Market. Treasury/Debt Instruments. Tax/Audit Consulting.

8. Types of Financial Service Facilitating type Investment – oriented Promotion – oriented Return or income oriented Linking type Trade oriented Credit oriented Performance appraisal

9. Players in the financial services sector Banks play a major role – growth of FS Hire purchase financier is also a player in the FS – credit basis Leasing companies through financial and operating – acquiring of assets – long term at reasonable charge Factoring enables the seller to obtain 80% value of sales – financial companies undertaking factoring services. Underwriters and merchant bankers – promote –dynamic activity in the capital market. Book builders help – allotting shares to investors Mutual funds ensure investment and tax relief to investor Credit cards – ensure the circulation of plastic money – purchase on credit Credit rating companies – mobilize public deposits Housing finance companies and insurance companies also promote investment in the economy Assets liability management company enables mutual funds to undertake proper investment Finance companies in general and also non – banking companies provide additional funds.

10. Financial services and economic environments India  has a diversified  financial  sector undergoing rapid expansion, both in terms of strong growth of existing  financial services  firms and new entities entering the market. ... With a combined push by both government and private sector,  India  is undoubtedly one of the world's most vibrant capital markets . Feb 9, 2018

11. T he development of any country depends on the economic growth the country achieves over a period of time. Economic growth deals about investment and production and also the extent of Gross Domestic Product in a country. Only when this grows, the people will experience growth in the form of improved standard of living, namely economic development.

12. Financial services and economic environments Savings-investment relationship Financial systems help in growth of capital market Government Securities market Financial system helps in Infrastructure and Growth Financial system helps in development of Trade Employment Growth is boosted by financial system Venture Capital Financial system ensures Balanced growth Financial system helps in fiscal discipline and control of economy Financial system’s role in Balanced regional development Role of financial system in attracting foreign capital Financial system’s role in Economic Integration Role of financial system in Political stability Financial system helps in Uniform interest rates Financial system role in Electronic development

13. Players in financial services sector (banks, NBFCs, Micro Financing institutions … Players in Financial Markets Merchant bankers Leasing companies Factoring companies Forfaiting companies Hire purchase finance companies Asset liability management companies or securitization companies Housing finance companies Portfolio management companies Mutual funds Credit card companies Credit rating companies Venture capital fund companies Underwriters Book – builders Foreigne financial institutions

14. Challenges facing the financial services sector

15. Modern trends in financial service . Emerging Trends in Financial Services Sector Payments Market Provisioning Investment Management Insurance Deposits and lending Capital Raising

16. The banking and financial services industry is turning its focus toward innovation to prepare for a future that will be increasingly driven by technology Key trends driving these innovations include on going digital transformation, collaboration with FinTech , and the increasing role of artificial intelligence and robotics Banks and financial institutions should re-define themselves as agile technology companies as customer preferences, demographics and lifestyles change

17. TOP TRENDS IN BANKING AND FINANCIAL SERVICES IN INDIA Digitization : Enhanced Mobile Banking: UPI (Unified Payments Interface Block Chain Artificial Intelligence Robots: The rise of Fintech Companies:  Digital-Only Banks Cloud Banking: Biometrics: Wearables :