Guide To U.S. Mortgages For Canadian Citizens.pdf

Are you a Canadian citizen interested in U.S. mortgages? Check out our guide for helpful information on navigating the mortgage process in the United States. For more info, visit : https://www.americamortgages.com/guide-to-u-s-mortgages-for-canadian-citizens/

1. GUIDE TOGUIDE TO
U.S. MORTGAGES
FOR CANADIAN
CITIZENS
U.S. MORTGAGES
FOR CANADIAN
CITIZENS
CANADIANS CAN SECURE U.S. MORTGAGES
Eligibility: No U.S. credit history needed
Docs: Passport, proof of income & bank assets
Down Payment: ~25% (higher for investment)
Term: Up to 30–40 years
Closing Costs: 1–2% + taxes & fees
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www.americamortgages.comwww.americamortgages.com
Canadians can secure U.S. mortgages with 25%
down, flexible terms, and potential tax benefits
start your U.S. property journey today! 22
KEY DIFFERENCES FROM CANADIAN MORTGAGES
Interest may be tax-deductible in U.S.
Monthly compounding vs semi-annual in Canada
Approval: 30–45 days in U.S.
Less documentation for investment properties
BENEFITS OF U.S. MORTGAGES FOR CANADIANS
Lower interest rates
Flexible fixed or adjustable rate mortgages
Diversify into U.S. property
Potential tax advantages
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HOW TO GET STARTED
Reach Out: Contact America Mortgages for
guidance.
Consult: Schedule a meeting with a U.S. loan officer.
Explore: Visit America Mortgages for more
information.