How to Get a Loan When You’re a Small Business Owner

Struggling to get approved for a business loan? This SlideShare breaks down exactly what lenders want to see, what documents you need, and how to boost your approval odds — even if you don’t have perfect credit.

You’ll discover different types of funding options, application tips, and common mistakes to avoid as a small business owner seeking capital.

👉 Apply here: https://jakefunding.com

1. How to Get a Loan
When You’re a Small
Business Owner
Simple Steps to Secure the Capital You Need

2. •
•
Traditional lenders
require strict
documentation
Many small businesses
don’t fit the “perfect
borrower” profile
Why Small
Business
Owners
Struggle with
Loans

3. What Lenders Are Really Looking
For
•
•
Consistent revenue and business stability
Clear repayment ability and responsible credit use

4. •
•
Term loans, lines of
credit, and merchant
cash advances
SBA loans and
equipment financing
Types of
Loans
Available for
Small
Business
Owners

5. What You’ll
Need to Apply
•
•
Bank statements
and proof of
revenue
Business license
and valid
identification

6. •
•
Good credit helps, but
isn’t always required
Alternative lenders often
approve lower credit
Credit Scores:
How Much
Do They
Matter?

7. Common Mistakes to Avoid
•
•
Applying without knowing your numbers
Taking the wrong loan for your business model

8. •
•
Look at total repayment,
not just monthly cost
Watch for hidden fees
and prepayment
penalties
How to
Compare
Loan Offers
the Smart
Way

9. Fast Funding
Options You May
Not Know About
•
•
Online lenders can
fund in 24–48
hours
No collateral
required in many
cases

10. When to Use Funding (and When
Not To)
•
•
Best for inventory, payroll, marketing, or growth
Avoid using loans to cover ongoing losses

11. •
•
Clean up your business
bank account activity
Apply during strong
revenue months
Tips to Boost
Approval
Odds Today

12. ?????? Apply here:
https://jakefunding.com