How To Improve Your Credit Score in 7 days

Learn the methods to increase and repair credit score within 7 days .

1. Fico Credit Score Improvment
Training
By Ali Zane
CEO Imax Credit Repair Firm
https://www.imaxcredit.com

2. 4 MYTHS ABOUT CREDIT :
1.Auto loan and student loan Payoffs increase score
2.Opening up a new card will ALWAYS increase score
3.Payoff your cards every month on DUE DATE will help
utilization and score
4.Perfect utilzation is 30% on credit cards
5. Accounts and lates stay on credit for 7 years of open
date

3. Established 1956 , although credit reports well
predated fico by decades, they saw lenders
struggle to assess credit bureau reports and train
underwriters on risk.
So they created an algorithm that provided a credit
score called “Fico Score” to score credit bureau
reports to standardize underwriting credit
guidelines .
Today Fico makes over $1billion in annual revenue
from lenders using its score calculators
FICO FAIR ISAAC
CORPORATION)

4. VANTAGE SCORES
Vantage Score : in 2006 the 3 credit bureaus created a joint
venture to compete with Fico scores
Credit bureau websites and credit karma show vantage , but
lenders stuck with fico. But FHFA guidelines for 2025 will allow
Vantage to be used along with fico scores

6. FACTORS
AFFECTING
FICO
t
Resource Blogs:
How To remove 30 day late
payments
4 Hacks to increase credit
scores

7. MEDICAL
Automatic
deletions after
payment
OTHER
COLLECTIONS
. Possible ..Call
collection company and
find out about deletion
policy .. If they don’t
agree, get professional
help
CHARGE-OFFS REPOS, & 30-
180 DAY LATES
Clients will need professional help.
LEDERS WILL WILL NEVER REMOVE
CHARGE-OFF IN EXCHANGE FOR
PAYMENT . Recent lates mostly won’t
come off. Neg .accounts stay on for 7
years from time of last delquency
Collection accounts
VS
SETTLING ACCOUNTS IN
EXCHANGE FOR
DELETIONS (self help)

8. THE SCAM THAT
CREDIT REPAIR IS

9. SUPPA method…
a) Score factors review
a)Utilization to be at 2 %
B) Pay for delete possibilities (what percentage of
negative items you’re removing)
C) Pattern breaking accounts.
D) Adding history via authorized users, adding rev
account if no rev accounts… (but won’t help if already
multiple open accounts and cc accounts) ,,,

10. 18 YEARS OF
SATISFIED
CLIENTS
SUCCESSFULY
SUED EACH
MAJOR
LENDER IN
THE US
MADE OVER
800 REAL
ESTATE DEALS
POSSIBLE

11. Ali Zane
CEO Imax Credit
Education: BA from UC Berkeley
Licensed LDA California Superior court
Prior Experience:
Established & operated a mortgage bank
Trained mortgage & real estate professionals
Ran an automotive finance dept at VW

12. HOW TO PICK
THE RIGHT
CREDIT REPAIR
COMPANY
1- They're
registered with the Dept of Justice
2- They have $0 upfront fees and charge only
after results (no monthly fees) - IT IS ILLEGAL
TO CHARGE FEES BEFORE RESULTS
3- Will actually sue creditors and share entire
process and documents being sent on clients
behalf

4- have a yelp page