i2i Funding introduction

1. www.i2ifunding.com Introduction Document
About Us: I2I Funding is an online platform conceptualized and developed by a team of professionals
from country’s top B Schools. The idea is to connect qualified borrowers looking for unsecured personal
loans and investors looking for alternative investment opportunities for higher returns. Taking into
account, the success of the concept internationally, facilitating the largely unregulated fund borrowing
and lending space in India through this channel, has immense potential to bring about a significant and
defining change in the world’s youngest democracy
Key Features
 A peer to peer lending platform run by a dynamic team of professionals from India’s best B
Schools
 This venture has key differentiators to address financing and investing needs and make it the
leader of fast developing P2P lending space in India
 Peer to Peer lending has potential to completely replace informal lending in India which is
estimated to be more than INR 2-3 Lakhs crores
Service offerings
I2I Funding is an online platform connecting qualified borrowers looking for unsecured personal loans
and investors looking for alternative investment opportunities for higher returns thus creating a win-win
situation for both borrowers as well as investors. It provides following key benefits to borrowers and
investors:
Benefits to Borrower Benefits to Investors
Attractive interest rates
Opportunity to earn high returns on debt backed by legal
agreements
No prepayment penalty Low risks as investments are backed by Investor Protection Fund
Fast loans Hassle free online process, no paperwork involved
Online process for hassle free,
transparent and seamless user
experience
Availability of only high quality loans as loans are assessed using a
proprietary credit scoring model to determine credit risk and
proportionate interest rate
Security of personal information Opportunity to build high return diversified portfolio

Current Status & Traction
 I2I Funding has gone live in October 2015. Currently servicing lenders from across India and
borrowers from Delhi NCR and Bangalore.
 I2I has already completed 600+ registrations in last 4 months.
 Around 25 loans, amounting roughly 25 Lakhs, have been funded in the last 4 months.
 Platform development for next phase is in progress through an in house technology team.
Peer to Peer Lending Opportunity in India
Peer to Peer Lending or P2P Lending is a disruptive technology led innovation which is expected to add
new dimension to the world of financing. While it is still at a nascent stage in India, it is one of the
leading means of financing in countries such as the US, the UK, Germany, China etc. P2P lending has
potential to replace the traditional informal money lending in India, by allowing retail investor to
participate in the lending space and get benefitted from higher returns.

2. www.i2ifunding.com Introduction Document
I2I Funding is promoted by a dynamic team of professionals bringing in experiences from various
domains like product development, finance, marketing and operations etc. Combined together the team
has great potential to take this business to next level and become the leading technology enabled
financial institution of India.
Growth Potential
 P2P lending has been one of the fastest growing businesses across the globe for last 3-4 years.
On a conservative basis, the market is $10+ billion in China from being nothing in 2010. The top
two lenders in the US accounted for $18 billion of loans disbursed in 2015.
 In Urban India itself, target market is expected to be more than INR 1 Lakh core for lending.
 Another key target to be addressed is the micro enterprise segment where credit penetration is
just 50% and presents 2 lakh crore of unmet demand.
I2I Competitive advantage
 Investor Protection Fund – to provide guarantee on principal amount lent.
 Proprietary Credit Score Model - which takes into consideration 30+ parameters to thoroughly
analyze each loan and determine interest rate for it.
 One Loan One Interest Rate – intuitive, scalable and reduces transaction time for loan closure
Founders and Promoters
Vaibhav Kumar Pandey, PGDM, IIMA (2009)
Vaibhav has 10+ years of experience in setting up large scale operations from scratch, driving
operational efficiencies, and building and leading large teams. He has successfully designed and led
the development of various enterprise level solutions.
Raghavendra Pratap Singh, PGDM, IIMC (2010)
Raghavendra has 9+ years of global experience in Operations, P&L Management, E- Commerce, New
Product Development, and Corporate Strategy. He has managed various complex projects end to
end, including project planning, solution identification and project cost management.
Neha Aggarwal, MBA, XIMB
She has worked from brand management in FMCG sector to product development in financial
sector. She has handled SHG & FDOD instruments in microfinance lending in past of over $25
million.

Abhinav Johary, MBA, ABS
Abhinav has 6+ years of global experience in Operations Management, Business Excellence, Supply
Chain Management in IT and E-Commerce industry.

Manisha Bansal, CA
Manisha is a Chartered Accountant with domestic and overseas experience in financial services,
NGOs, teaching and entrepreneurship. She has successfully set up a recruitment consulting firm in
the past with presence in India and Dubai.