No. Respondent Characteristics Answer Options 1 Age 15-19, 20-24, 25-29, 30-34, 35-39, 40-44, 45-49, 50+ 2 Gender Male, Female 3 Highest Education Elementary School, Junior High School, High School, Diploma, Bachelor's Degree, Master's Degree, Doctoral Degree 4 Occupation Student, Employee, Self-employed, Unemployed 5 Marital Status Single, Married, Divorced 6 Monthly Income < Rp1,000,000, Rp1,000,000 - Rp2,999,999, Rp3,000,000 - Rp4,999,999, Rp5,000,000+ 7 Frequency of Internet Access < 1 hour/day, 1-3 hours/day, 4-6 hours/day, > 6 hours/day 8 Devices Used Smartphone, Computer, Laptop, Tablet 9 Frequency of Playing Online Games < 1 time/week, 1-3 times/week, 4-6 times/week, everyday 10 Types of Online Games Played MOBA, RPG, Battle Royale, Casual Games, Others 11 Frequency of Online Gambling < 1 time/month, 1-3 times/month, 1 time/week, > 1 time/week 12 Types of Online Gambling Played Togel , Poker, Slot, Sports Betting, Others 13 Experience with Online Loans Ever, Never 14 Reasons for Using Online Loans Consumptive needs, Emergency, Investment, Others 15 Level of Satisfaction with Online Loans Very Dissatisfied, Dissatisfied, Neutral, Satisfied, Very Satisfied 16 Impact of Online Loans on Finances Helpful, No Impact, Burdensome