PPT2 muthoot finance and gives very detailed info

Muthoot corporate structure

1. Corporate Profile

2. 1 Welcome to the World of Trust We are Guardians of Trust, who empower society to unlock the true potential of their Emotional Currency

3. 2 800 years of Unblemished Track Record 800 years of Corporate Social Responsibility 800 years of Religious Work 800 years of Family Business Legacy Legacy of the Company Muthoot Finance India's No. 1* Most Trusted Financial Services Brand 2.5 Lakh+ Customers Served every day 20 Diversified Business Divisions   6300+ Branches across India 40,000+ Dedicated Employees Global Footprint across USA, UK, UAE, Central America, Sri Lanka and Nepal

4. 3 Shri Ninan Mathai Muthoot Founder – Muthoot Group 5 th February 1873 - 25 th November 1955 Shri M. George Muthoot Founder Chairman – Banking 4 th February 1911 - 31 st January 1993 Shri M.G. George Muthoot Chairman - The Muthoot Group 2 nd November 1949 - 5 th March 2021 Organization Overview Foundation

5. 4 Guiding Principle Let us not judge ourselves, by the profit that we make but by the trust and confidence that people have in us. Let us cherish and nurture that trust and ensure that every person who deals with us deals with the confidence that he will not be misguided but his interest will be carefully protected”. Shri M. George Muthoot Founder Chairman – Banking 4 th February 1911 - 31 st January 1993

6. 5 Shri M. G. George Muthoot Chairman - The Muthoot Group 2 nd November 1949 - 5 th March 2021 Organization Overview The Visionary Shri M. G. George Muthoot, a graduate in Mechanical Engineering from Manipal Institute of Technology , attended various Executive Management Courses at the Harvard Business School . He joined the family business, The Muthoot Group, at a young age and became its Managing Director in 1979 . He took over as the Chairman of the Group in 1993 . Under his able leadership, The Muthoot Group widened the scope of operations and turned into a business conglomerate comprising 20 diversified divisions with a presence across India and overseas . Muthoot Finance Limited, its flagship company, became the largest gold financing company in India and the first-ever NBFC to join the '1000 Crore Net Profit Club' .(Now the Net Profit is 3000+ crores in nine months April – Dec.’2022) Owing to his astute leadership and business acumen, he was conferred numerous national and international awards by renowned institutions and government bodies . He also had a great philanthropic side to him that believed in the inclusiveness and empowerment of all sections of society. As a responsible corporate citizen, he undertook numerous activities and programs encompassing education and healthcare that have been instrumental in changing millions of lives for the better. We are Guardians of Trust, who empower society to unlock the true potential of their Emotional Currency. - Shri M. G. George Muthoot

7. 6 Muthoot Finance pays Literary Tribute to Former Chairman Shri. M. G. George Muthoot; Releases Book to Honour his Remembrance Day The Book Titled “M. G. George Muthoot  - Remembering a Prodigy of Leadership, Entrepreneurship & Humanity” includes memoirs from renowned personalities closely associated with the former Chairman. About Late Shri M.G. George Muthoot   Mathai George George Muthoot (2 November 1949 – 5 March 2021) was an Indian entrepreneur and businessman. He was the third generation of his family to be chairman of the Muthoot Group, and the former Lay Trustee of the Indian Orthodox Church. He was also a member of the National Executive Committee of the Federation of Indian Chambers of Commerce and Industry (FICCI) and the Chairman of the FICCI Kerala State Council. Forbes Asia Magazine listed him as the 50th richest man in India in 2011 and his ranking climbed to 44th richest in India according to Forbes' India's Richest list 2019. As per the Forbes' rich list 2020, he was the richest man in Kerala.

8. 7 Guiding Slogan “Unchanging Values in changing times” Furthermore, our strong belief is in the equation – Everything minus God’s blessing = Nothing Nothing plus God’s blessing = Everything, Muthoot Where Trust is a Tradition

9. 8 “Be the most trusted, globally diversified institution enriching lives of the masses while contributing back to the society” Vision

10. 9 “To build leading customer-centric businesses enabled by technology, maintaining the highest standards of corporate governance and uncompromising values” Mission

11. 10 Ethics We do not judge over self by the profit we make but by the trust and Confidence that people have in us Values We remain committed to “Unchanging Values In Changing time” Reliability We are humble pride for having served for over 134 Years with unblemished Track Record Dependability We pledge to achieve Customer satisfaction through our dedicated Team of 40000+ spread in 6300+ branches Trustworthiness Integrity We are the guardians of Trust who empower Society to unlock the true potential of their emotional currency Goodwill We serve over 2.5 lac Customers in a day and have touched the lives of over 72 Cr. people including repeated Customers We strive to create an Institution “where Trust is a Tradition” Our 7 Fundamental Principle’s

12. 11 Shri George Alexander Muthoot Managing Director The Muthoot Group of Companies Shri George Jacob Muthoot Group Chairman The Muthoot Group of Companies Shri George Thomas Muthoot Joint Managing Director The Muthoot Group of Companies Carrying Forward A Legacy of Trust & Commitment Shri Alexander George Muthoot Joint Managing Director The Muthoot Group of Companies

13. 12 Corporate Office – North An MBA graduate in International Management from Thunderbird School of Global Management, USA with a specialization in Marketing. He also holds an Advanced Diploma in Business Administration from Florida International University, Miami, USA. He started his career by joining the Company on March 01, 2006. He heads the Company’s operations and the International Expansion wing of The Muthoot Group. His astute vision, strong leadership and passion for marketing, has taken the Brand places year after year ever since. He spearheads the business operations for North, East & West Zone, which consists of 6 Zonal Offices, 30 Regional Offices and 2100+ Branches Alexander George Muthoot Joint Managing Director

14. 13 New Generation Dr. Georgie Kurien Muthoot Managing Director - Muthoot Healthcare George Muthoot George Whole Time Director Public Relation, CSR and New Initiatives Alexander George Muthoot Joint Managing Director George Muthoot Jacob Whole Time Director Marketing & Internal Audit (Tamilnadu and Kerala) George Muthoot Alexander Whole Time Director Administration & Operation (South) Eapen Alexander Muthoot Executive Director

15. 14 India’s Most Trusted Financial Service Brand for 8 consecutive years (2016-2024)

16. 15 Reaching out to millions of customers in India and overseas 20 Diversified Business Divisions 6300 strong branch network 40,000+ dedicated employees Our Presence

17. 16

18. 17 Muthoot Healthcare Muthoot Education Two Divisions – Not For Profit

19. 18 Paul George Global School Alaknanda (New Delhi) Muthoot College of Nursing Pathanamthitta (Kerala ) St. George’s School Alaknanda (New Delhi) Muthoot Institute of Technology Ernakulam (Kerala) Muthoot College of Nursing Kozhencherry (Kerala) Muthoot Education Sanskara School Kochi (Kerala)

20. 19 Muthoot College of Allied Health Sciences & Management Studies, Kozhencherry, Kerala Muthoot Education

21. 20 MGM Muthoot Pathanamthitta Muthoot Hospitals Kozhencherry Kerla M. G. George Muthoot Cancer Centre “Muthoot Healthcare was founded in 1988 to provide for the healthcare needs of society deprived of essential, quality treatment due to financial constraints. We will work towards empowering our community by improving their access to high-quality healthcare... close to home.” M. GEORGE MUTHOOT Founder – Financial Services - The Muthoot Group Muthoot Healthcare

22. 21 CSR (Corporate Social Responsibility) Inauguration of Snehasraya Health Check-up Van Commemorating the 72nd Birth Anniversary of Late Shri. M. G. George Muthoot with a host of CSR initiatives. On behalf of The Muthoot Group, Mr. Pratap Mohanty, Regional Manager- Pune dedicated Snehasraya Health Check-up Van in Sangli, Pune. Smt. Suman Pai Patil, MLA, Sangli was also present on this occasion.

23. 22 Face Masks and Hand Sanitizers Distribution Under The Muthoot Group CSR initiative, 2,000 N-95 masks, 20,000 surgical face masks and 1,500 hand sanitizers were distributed in Jalandhar and Delhi. N-95 masks & hand sanitizers were handed over to Red Cross Society for distribution to the needy and poor people in Jalandhar and surgical masks & hand sanitizers were distributed to 10 different orphanage homes in Delhi.  Around 1,200 needy people will be directly benefited by this activity in the fight against COVID 19.

24. 23 Donation of 100 Winter Tents to Earthquake victims in Turkey where millions have been rendered homeless Under the CSR Initiative of The Muthoot Group, 100 Winter Tents were donated to Turkish Embassy for use and benefit of people affected by devastating Earthquake in Turkey. This initiative will help almost 500 Adults and Children. Shri. Alexander George Muthoot, Joint Managing Director, The Muthoot Group donated the 100 Winter Tents in the presence of senior staff members of The Muthoot Group.

25. 24 Physical possession of 20 houses was given to the underprivileged people of Gujar Ghatal Mahaniawas village in Rewari district, Haryana Under the CSR initiative of The Muthoot Group, physical possession of the 20 houses constructed under Muthoot Aashiyana Project were handed over to the underprivileged people of Gujar Ghatal Mahaniawas village, Rewari District of Haryana. The keys were handed over to the house owners by Dr. Sara George Muthoot, Director – St. George’s School & Paul George Global School along with Shri. Alexander George Muthoot, Joint Managing Director – The Muthoot Group and Shri. George Muthoot George, Deputy Managing Director – The Muthoot Group. 

26. 25 Muthoot Aashiyana Project Under the Muthoot Aashiyana project 200 houses were constructed for the victims of floods in Kerala. The construction of the houses were planned in the worst flood-affected areas such as Paravoor, Alwaye, Chengannoor, Aaranmula, Thiruvalla, Kozhencherry, Kuttanad, Kumarakom, Thodupuzha, Malapuram, Chellanam, Trichur, and Idukki.

27. 26 Donation of 39 Wheelchairs to Players of Wheelchair Cricket India Association Mr. Alexander George Muthoot, Joint Managing Director- The Muthoot Group; Dr. Sara George, Director- Paul George Global School; Mr. Abhinav Iyer, General Manager, Marketing & Strategy- The Muthoot Group; Mr. R M Diwan, Sr. General Manager, CSR & Corporate Affairs- The Muthoot Group and Mrs. Roshni Vijayan, Principal- Paul George Global School donated 39 wheelchairs to players of Wheelchair Cricket India Association at Paul George Global School, New Delhi thereby supporting the differently-abled players .

28. 27 DONATES 1.5 CRORES TO CHIEF MINISTER’S FLOOD RELIEF FUND CSR (Corporate S ocial R esponsibility)

29. 28 ISR (Individual Social Responsibility) While The Muthoot Group has been involved in a plethora of Corporate Social Responsibility initiatives, the Group strongly believes in the notion of Individual Social Responsibility. ISR Activity by Staff of The Muthoot Group- Corporate Office North. Under the ISR Activity of The Muthoot Group, 20 Cartons of Clothes, Blankets, Shoes etc were donated to The Earth Saviours Foundation. The Earth Saviours Foundation is giving shelter to about 800 old, disabled, mentally challenged and homeless people .

30. 29 ISR (Individual Social Responsibility) Blood Donation Camp – 2023 Under the ISR initiative of The Muthoot Group, a Blood Donation Camp was organized at the Corporate Office, North. Shri. Alexander George Muthoot, Joint Managing Director, The Muthoot Group led by example by being the first person to donate blood. 100+ staff members came forward in the Blood Donation Camp organized jointly with the support of “AIIMS, New Delhi & Blood Donors Kerala, Delhi Chapter”.

31. 30 Don’t waste a Minute Walk Fast Pick your Phone in 1 st Ring Sit in proper posture Achieve your Target/Numbers Be Fully Disciplined Wish others Good Morning or Good Afternoon many times in a day Seven Important Instructions

32. 31 The Muthoot Group has done 800 years of family business legacy, 800 years of charity and 800 years of priesthood The Muthoot Group is a financial Conglomerate & a Financial Supermarket. The Group has is presence in USA, UK, UAE, Sri Lanka & Nepal The Muthoot Group has largest branch networks in rural and semi-urban areas, serving all cross-sections of the society The Muthoot Group has 20 diversified business divisions Out of our 20 business divisions, 2 of the divisions –Education & Healthcare, are run purely for not-for-profit purposes with values and quality The Muthoot Group staff members stand with folded hands to pray to God almighty. The meaningful eight sentences of heartfelt and sincere prayer of 1 minutes rendered every day sharp at 9 am across. USP of The Muthoot Group

33. 32 Muthoot Finance is a listed company on BSE & NSE Muthoot Finance have the largest Gold Loan portfolio in India and the biggest in the world Muthoot Finance has been bringing joys to over 2,50,000 customers across India every day Muthoot Finance has Pioneers & Leader Gold Financing Company in India Muthoot Finance has India’s No. 1 most trusted Financial Services Brand, for 8 years in a row (2016-2024) Muthoot Finance has a Gold loan @ home facility Muthoot Finance helps our customers meet unanticipated or other short-term liquidity requirements. USP of The Muthoot Finance

34. 33 We have received “ICAI Business leader Award 2013 ” We have received “Asian Sustainability Leadership“ Award 2013 We have received “Emerging Business Leader of the Year” title at the fifth edition of AIMA Managing India Awards 2014 We have been awarded “Skoch Financial Inclusion Award 2013” in recognition of the major initiative in the area of Banking and Financial services to the aam aadmi Achievements

35. 34 Muthoot Finance Ltd. has been honored with Non-banking Finance Company of the year 2017 award instituted by Dhanam, a leading fortnightly business magazine in Kerala, at a function held at Hotel Le Meridian, Kochi Achievements

36. 35 At The Muthoot Finance, the unique concept of 'Financial Inclusion Plus' holds a special significance Muthoot Finance not only bring unbanked people to the banking hold which is Financial Inclusion. It also provide easy loan which Financial Inclusion plus What The Muthoot Finance does goes way beyond this. At Muthoot, not only are the underprivileged and the poor brought under the ambit of banking but they are also provided immediate finance. This is Financial Inclusion 'Plus‘ Further, by providing the poor with immediate access to finance, The Muthoot Group also helps them become self-supporting and self-sustaining to repay the loans taken. This is the second 'Plus' in the concept Consequently, the Group has been touching millions of lives across the country changing dreams into realities and giving hope to the underserved masses Pioneering Financial Inclusion Plus Plus

37. 36 Registered Office – Kochi (Kerala) Corporate Office North New Delhi Head Office – Ernakulum (Kerala) Corporate Presence

38. 37 We have over 2100+ branches under Corporate Office North spread across 30 regions We also have International presence with our offices in 5 countries across the globe like US, UK, UAE Sri Lanka and Nepal etc. Offices & Branches

39. 38 Our Brand Ambassador’s