PRESENTATION ON BHARTI AXA LIFE INSURANCE[1].pptx

Detailed explained ppt on bharti axa

1. PRESNTED BY- AASHISH JADHAV YOGRAJ CHASKAR PRANAV JADHAV NAME OF INSTITUE – PILLAI INSTITUE OF MANAGEMENT STUDIES & RESEARCH, NEW PANVEL. BHARTI AXA LIFE ISNURANCE

2. CONTENTS INTRODUCTION LIFE JOURNEY ABOUT JOINT VENTURE (JV) ORGANISATIONAL STRUCTURE – KEY PEOPLE CARE EDGE RATING SWOT ANALYSIS TYPES OF LIFE INSURANCE [PRODUCTS] RATIO ANALYSIS STRATEGIES FOR FUTURE CONCLUSION

3. INTRODUCTION Bharti AXA life insurance was founded in 2006 by Mr. Sunil Bharti Mittal as joint venture between Bharti Enterprises, a leading business conglomerate, & AXA a global insurance asset management firm headquartered in France. Today, Bharti AXA Life has a national footprint of distributors trained to provide quality financial advice and insurance solutions to the large Indian customer base. Bharti AXA Life offers a range of innovative products and services that cater to specific insurance and wealth management needs of customers. The company launched national operations in December 2006. Today, company have over 8000 employees across over 12 states in the country .

4. LIFE JOURNEY ABOUT JOINT VENTURE (JV) 2006 – Started as JV between Bharti Group [74%] and AXA Group [26%]. 2015 – FDI cap changed: AXA stake increased to [49%] and Bharti: [51%]. 2017 - Bharti Group takes lead in JV operations . 2019 – Banca Partnership with Karnataka Bank, Unity Small Finance Bank. 2020 – 5 years strategic roadmap agreed between shareholders . 2024 – Bharti Group now holds a complete 100% stake in the insurance company .

5. KEY PERSONS BHARTI GROUP AXA GROUP CHAIRMAN- RAKESH BHARTI MITTAL CHAIRMAN- CLAUDE BÉBÉAR

6. ORGANISATIONAL STRUCTURE – KEY EXECUTIVES

7. CARE EDGE RATINGS Positive factors: Sustained improvement in profitability levels. Significant increase in the scale of operations with adequate solvency margin. Analytical approach: Standalone; expecting continuous support from the promoters given shareholding, brand linkage, business synergies, and management & operational linkages.

8. Outlook: Stable The outlook also reflects the expectation that the company will be able to achieve break even in overall profitability over the medium term, while continuing its growth in premium written. EQUITY INFUSION: The shareholders have been supporting the company in the form of regular equity infusions. The company got equity infusion of ₹620 crore in last two years ending March 31, 2023. Furthermore, it got equity infusion of ₹135 crore in Q1FY24 . Weak profitability: Furthermore, it reported loss of ₹94.1 crore in Q1FY24, reduced from loss of ₹111.4 crore in Q1FY23 .

9. SWOT ANALYSIS STRENGTHS: WEAKNESSS: Brand Value Wide Range Distribution OPPORTUNITIES: THREATS: Distribution Network Limited Market Research Higher Premium Huge Market New region Digitalization Regulatory Changes Competition Variable Pricing

10. Types of Insurance Policies [PRODUCTS] Shining Star [Child Insurance Policy] Unit Linked Insurance Policy [ GROWTH SHIELD PLUS]

11. RATIO ANALYSIS Debt Service Coverage Ratio Debt Equity Ratio Current Ratio Earning Per Share a) Basic EPS before & after extraordinary items for the year. b) Diluted EPS before & after extraordinary items for the year. (36.75) (62.56) 0.12 0.14 2.14 1.86 (0.56) (1.05) (0.56) (1.05) As at March As at March 31, 2023 31, 2022 PARTICULARS

12. STRATEGIES FOR FUTURE To achieve a market position among the top 5 Insurance Companies. To adapt AXA's best practice blueprints as a sound platform for efficient and profitable growth. To leverage Bharti's local knowledge, infrastructure and customer base. To deliver high levels of shareholder return To build long term value with our business partners by enhancing the proposition to their customers To be the employer of choice to attract and retain the best talent in India To be recognised as being close and qualified by our customers

13. CONCLUSION Bharti AXA has won many awards under various categories and is a trust worthy entity. This company works considering its customer base and their benefits .

14. THANK YOU