"Si Pay:- Revolutionize Fintech with US"

Si Pay: Revolutionizing Fintech with a Unified Platform

Introduction:
Welcome to Si Pay, where we are setting new benchmarks in the fintech industry by integrating services like JustDial, Paytm, Zerodha, and Zomato into a single, innovative UPI app. Our mission is to streamline and enrich everyday financial transactions for millions of users by offering a comprehensive suite of services.

Innovative Features:
Our platform distinguishes itself with the patented "Borrow to Pay" feature, allowing users to lend money securely and ensure repayment, fostering trust and community. Coupled with advanced blockchain technology, Si Pay guarantees top-notch security and transparency.

Market Positioning:
Si Pay taps into a significant demand for an all-in-one financial platform. Our integrated services cater to a diverse user base, from individuals seeking convenience to businesses needing robust financial tools.

Business Model:
We operate on a freemium model, offering essential services for free while charging for premium features such as investment analytics and enhanced borrowing limits. This strategy ensures widespread adoption and revenue generation through premium upgrades and transaction fees.

Growth Strategy:
Our objective is to rapidly scale user acquisition and revenue. With an initial capital of INR 4 crores, our projections show a potential to reach a valuation of a unicorn within 1-2 years, driven by strategic marketing and partnership initiatives.

Investment Opportunity:
We are seeking funding to accelerate our market expansion and product development. By investing in Si Pay, you’re not just funding a startup; you’re investing in a scalable, high-potential platform poised for substantial returns. Your support can help us achieve and exceed our ambitious goals.

Call to Action:
Join us in transforming the fintech landscape. Let’s discuss how your investment can play a crucial role in Si Pay’s success. Contact us to explore this exciting opportunity further.

Conclusion:
Invest in Si Pay to be part of the future of finance, where convenience, security, and innovation meet. We believe in not just meeting but exceeding our goals, and with your partnership, we can ensure Si Pay becomes synonymous with fintech innovation. WE CAN GET 5MILLION USER IN 4 CR MY ARE INNOVATIVE MARKETING STRATEGY.

Contact Us:
RUSHIRAJ KORDE
6386224433

1. CUTTING EDGE UPI APP
PITCH DECKwww.sipay.com
CHANGING UPI FORVER
PAGE 01

2. SPECIALITY
PITCH DECKPresented by Rushiraj korde
We are having Patent name as “METHOD AND SYSTEM OF BORROW TO PAY”.
The UPI market in India is projected to reach over $700 billion by 2030, with 1 billion users expected by 2023,
growing at an annual rate of 15%.
Si Pay aims to capture a significant portion of this market by targeting both urban and rural populations, as well as
small businesses and enterprises.
We leverage innovative features like B2P (Borrow to Pay) and blockchain technology for secure transactions,
making us unique in the market.
Our strategy includes strategic partnerships and data-driven marketing, positioning Si Pay to outpace the
competition and secure a sizable share of the growing UPI market.
Page 02

3. 2
200
MILLIO
N
1.1 Billion.
400 MILLION
SOM
SON
TAM
By 2030, TAM for UPI payments could
reach 1.1 billion downloads, driven by
extensive digital adoption.
Aiming initially for 40 million users, "SI
PE" plans to secure 50% of the SAM,
roughly 200 million users, by 2030.
In 2024, SAM stands at 400 million
smartphone users, expected to grow to
1.1 Billion by 2030
REMAINING CURRENT
0
200
400
600
800
1000
1200
Page 03

4. ABOUT US.
Our UPI app, "SI PE," harnesses cutting-edge blockchain
technology alongside the best features of JustDial, Zerodha,
and Paytm to revolutionize digital finance. This robust
integration promises unparalleled security, transparency, and
efficiency, setting a new industry standard. With our strategic
growth plans, we're poised to captivate over 400 million users
by 2030, firmly establishing "SI PE" as a leader in the fintech
space.
4
WE ARE THE END OF FINTECH
Page 04

5. PROBLEMS.
Problem 1 Problems 3
Problem 2 Problem 4
Lets List down dome of the Problems
Urgent Financial Needs, with
lower income category unable
to borrow
Financial Literacy: Since india
not being a fully educated
country, financial Literacy is
among the most important
form of eduation
Security: With Increase of UPI
transcation, the word “FRAUD &
SCAM” have taken a rise too
Payback: People taking Loan
from Friends and collegues,
generally go unattended
Page 05

6. SOLUTIONS.
Now lets see how SI-PAY will solve the issues
B2P Blockchain Teaching freeFinance chatbot
The "Borrow to Pay" feature
addresses users' urgent
financial requirements,
allowing them to seamlessly
borrow from their network and
repay at their convenience.We
are having PATENT of it.
Blockchain-powered security
and advanced fraud detection
measures ensure that SI Pay
users can transact with
confidence, safeguarding their
financial information.
Putting a seal of approval for
lender as well and the lending
partner by formalizing the
Loan amount
The AI-powered chatbot and
expert-led financial education
programs equip users with the
knowledge and tools to
manage their finances
effectively, promoting long-
term financial well-being.
Page 06

7. SERVICES
Service 1
Service 2
The "Borrow to Pay" feature caters to users'
immediate financial needs, enabling them
to effortlessly borrow funds from their
network and repay at their convenience.
The "Recharge" feature allows users to
effortlessly top up mobile prepaid and postpaid
accounts, as well as TV, DTH, and other services,
ensuring seamless and convenient management
of their subscriptions.
THYNK UNLIMITED
NORMAL
UPI
APP
PERSONAL
TUTOR
CHEF
BOOKING
MARKETING
AGENTPLUMBER
ELECTRICIAN
DOCTOR
APPOIMENT
LABOUR
MAID
BOOKING
LIBRARY
SEAT
BOOKING
MICRO MERCHANT
TRADING
PAGE 07

8. TRACTION.
08Page
In the past decade, the Unified Payments
Interface (UPI) has revolutionized digital
payments in India. Since its launch in
2016 by the National Payments
Corporation of India (NPCI), UPI's ease of
use and real-time transaction
capabilities have led to its widespread
adoption. Transaction volumes have
skyrocketed from thousands to billions
per month, driven by government
support, smartphone proliferation, and a
growing digital economy, making UPI a
key player in India's shift towards a
cashless society.
GROWTH AND FUTURE PROJECTIONS OF UPI TRANSACTIONS IN INDIA (2014-2030)
TRANSACTION VOLUME (IN BILLIONS) BY YEAR

9. TARGET
MARKET
SI Pay targets Tier 2 and Tier 3 cities in
India to boost digital payment accessibility
and financial inclusion. With features like
"Borrow to Pay" and blockchain-powered
security, SI Pay caters to the unique needs
of these regions, positioning itself as a key
player in the expanding UPI market.
Target
TIER 2 & 3
College
student
Presented by Rushiraj korde
Page 09

10. NORMAL UPI
BLOCKCHAIN
INTEGRATED
MICRO
MERCHANT
B2P
AI CHATBOT
FINACE
KNOWLEDGE
SI PAY
PAYTM
PHONE PE
GPAY
Competetor analysis
Page 10

11. MARKET
SIZE
11Page
UPI expansion is fueled by increased
smartphone usage, government
initiatives for financial inclusion, and the
overall shift towards a digital economy.
$2.5
Trillion
Market Value by
2030
2 billion
perday
800 Million
users
Transcations
Volume by 2030
by 2030

12. www.sipay.com 12
Page
PAYTM
Paytm's business model includes digital
payments, earning revenue from
transaction fees and ads. It offers services
like recharges, bill payments, loans, and
investments, aiming to be a comprehensive
financial platform.
THYNK UNLIMITED
COMPETITOR
APPROUCH.
JUSTDAIL
ZERODHA
Zerodha is an Indian financial services
company, primarily known for its discount
brokerage model. It charges flat fees on
trades, contrasting with traditional brokers
who charge a percentage of the trade
value.
JustDial is an Indian digital directory service
where users can search for vendor
information across various categories such
as restaurants, retail, and services. Its
business model includes advertising
revenue generated

13. WHY WE
ARE BETTER?
Model using blockchain technology taps into a
burgeoning market in India, driven by the rapid
growth of digital payments and increasing demand
for innovative, secure financial services. This
approach promises competitive advantages in
transparency and efficiency, appealing particularly to
tech-savvy young adults and SMEs seeking flexible
credit solutions.
OPPORTUNITY MARKET SIZE
By 2030, it's projected that UPI could potentially
reach over 1 billion users, driven by widespread digital
adoption and government initiatives promoting
cashless transactions.The UPI payment app market in
India has experienced explosive growth, with the
volume of transactions consistently rising.This
unprecedented scale represents a lucrative
opportunity for investors.
Our "Borrow to Pay" feature, integrated with cutting-
edge blockchain technology, sets us apart by offering
instant micro-loans for transactions, enhancing
security and transparency—a unique proposition not
available in current UPI applications.
UNIQUE THEN
COMPETITOR
www.sipay.in Page 13

14. BUSINESS MODEL
SI Pay's business model focuses on digital
payments and financial services, earning
revenue from transaction fees and interest on
loans.
14Page
Revenue
Generation:
Key Features Objective
SI Pay earns from transaction
fees and interest on loans.
Offers "Borrow to Pay,"
blockchain security, and AI-
powered financial advice.
Enhances user convenience
and promotes financial
inclusion.

15. Future Roadmap
What are your next steps and goals?
How much support do you need from investors, and what will it get you?
2024
July To October
STEP 1
2024 - 25
December
STEP 2
2025
April
STEP 3
Q4 2025
July
STEP 4
APP DEVELOPMENT AND
LAUNCHING WITH THIRD
PARTY
MARKETING AND
PROCESSFOR OWN
LICENCE
TARGETING
10 MIILLION
USER TILL APRIL
HAVING OWN LICENCE
IN HAND AND TARGETING
50 MILLION USER
Page 15

16. A
40%
B
20%
C
20%
D
20%
A. 40% Product Development AND Licences
B. 20% Marketing and Sales
C. 20% Infrastructure and Operations
D. 20 % Expansion and Growth Initiatives
Our plan for using funds generated from investors is straightforward. We'll
allocate 40% towards further developing our products, ensuring they stay
competitive and meet customer needs. 20% will go into marketing and
sales efforts to attract new customers and drive revenue growth. 20% will
be invested in infrastructure and operations to support our expanding
business and improve efficiency. Finally, 20% will be set aside for strategic
initiatives like market expansion and partnerships to fuel long-term growth.
FUND ALLOTMENT
Page 16

17. GET IN
TOUCH
17Page
We invite you to join us on the forefront of the fintech
revolution with our innovative "Borrow to Pay" model,
powered by blockchain technology. By investing in our
platform, you're not just funding a business, but
becoming a part of a transformative movement that is
set to redefine digital payments in India. Let's connect to
discuss how we can achieve remarkable growth together
and shape the future of finance.
Phone
MAIL
[email protected]
[phone]

18. THANK
YOU!
Thank you for sharing your invaluable time with us. We are deeply grateful for your
consideration and the opportunity to discuss our vision with someone of your expertise and
insight. Your engagement is not only appreciated but is also crucial to our journey towards
reshaping the financial landscape. We look forward to potentially collaborating and valuing
the trust you've placed in our endeavor.
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