Refiance myths busted - Prosper Mortgage Group

Prosper Mortgage Group is a Perth-based brokerage helping Australians make smarter choices when refinancing or buying their first home.

In this short presentation, we uncover the biggest myths about refinancing in 2025 — and what homeowners really need to know.

Whether you’re looking to save money on your home loan, unlock equity, or find a broker who understands the WA market, our team makes the process clear and simple.

Learn more at 👉 https://www.prospermortgagegroup.com.au

1. Think refinancing isn't worth it?
Here are the most common myths

2. Truth: Brokers do the heavy lifting.
You relax!
"It's too difficult"

3. on average (RBA, 2023).
Existing customers pay 0.5–0.6% more
"My bank will 
look after me"

4. $1,700 a year (Finder, 2024).
Average Aussie who refinanced saved
"I won't save much"

5. Isn’t it time you checked?
More Aussies than ever are switching... 
Refinance activity in
Australia hit record highs
in 2024 (ABS).