Regular Community Mortgage Program (Project Presentation).pptx

Community Mortgage Program Sample Presentation

1. ISHAN VILLE HOMEOWNER’S ASSOCIATION INC. LGU CMP-INITATED RESETTLEMENT PROJECT

2. PROJECT PROFILE Project Classification LGU CMP-Initiated Resettlement Project Area per Title 36,824 m 2 Area for CMP 36,323 m 2 Title Number T-305175 Landowner/s Carmelita V.A. Corpus Modal Lot Size 71 m 2 Minimum Lot Size 70 m² Maximum Lot Size 86 m² Address Purok 14, Brgy . Angalan , Tugbok District, Davao City Total Selling Price ₱ 40,550,580.00 Per square meter ₱ 1,260.00 Total Appraised Value ₱ 45,056,200.00 Per square meter ₱ 1,400.00 (Third Party Appraisser ) Zonal Valuation P hp 750.00 /m² “RR” Along Barangay Road, Angalan , 3rd Revision of Zonal Value D.O. No. 013-2017, May 29, 2017. (www.bir.gov.ph) ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

3. PROJECT PROFILE TOTAL LOAN AMOUNT Php 40,550,580.00 AVE. LOAN PER MEMBER BENEFICIARY Php 197,807.71 ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

4. THE PROPERTY OCT Numbers and Title Validation The present title is found to be the same as the titles with the Registry of Deeds for Davao City as evidenced by certified true copy. The present title is free from liens and encumbrances per Title Verification/ Validation Report of Louie B. Pitlo dated August 16, 2021. Actual Land Use Vacant Lot Land Use Classification Residential Topography Relatively Flat to Gently Sloping MGB Assessment Report Low Susceptibility to Landslide ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

5. PROJECT FACILITIES Road Network Not yet established Water Available Water Lines by Brgy . Angalan Water System (BAWS) along Barangay Road Power Permanent Electric Lines by Davao Light along Barangay Road Drainage Surface run-off (Two Creeks Traversing CMP Area) Road Right-of-Way The property is abutting a 10 meter wide Barangay Road, with 6.7 meter concrete pavement Distance from Main Businesses and Commercial Establishments 0.850 kms from Angalan Barangay Hall 0.880 kms from National Highway (Davao- Bukidnon Road) 1.000 km from Brgy . Gym/Evacuation Center 1.000 km from Davao Central Convenience Store 1.000 km from United Church of Christ Phils . Tugbok 1.600 kms from Tugbok Police Station 1.700 kms from Tugbok National High School 2.400 kms from DPWH Davao City 3 rd District Engineer’s Office) 2.400 kms from University of Mindanao Guianga College 2.900 kms from Deca Homes Mintal Technical Issues Low Susceptibility to Landslide (MGB) ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

6. LOCATION MAP TUGBOK NATIONAL HIGH SCHOOL DIST = 1.70 KMS ANGALAN BARANGAY HALL DIST = 850 MTS CMP AREA UNITED CHURCH OF CHRIST PHILS. TUGBOK DIST = 1.00 KM DAVAO CENTRAL CONVENIENCE STORE DIST = 1.00 KM TUGBOK POLICE STATION DIST = 1.60 KMS DPWH DAVAO CITY 3 RD DISTRICT ENGINEER’S OFFICE DIST = 2.40 KMS NATIONAL HIGHWAY DIST = 880 MTS DECA HOMES MINTAL DIST = 2.90 KMS UNIVERSITY OF MINDANAO – GUIANGA COLLEGE DIST = 2.40 KMS BRGY. GYM/ EVACUATION CENTER DIST = 1.00 KMS LEGEND: National Road Brgy Road Lot Boundary

7. SUBDIVISION PLAN LOT TABULATION: PROPERTY LOT AREA = 36,824 SQ. M. CMP AREA = 36,343 SQ. M. *EXLUDED AREA (ROAD EASEMENT AREA) = 481 SQ.M. *ZERO VALUE AREA (CREEKS AND EASEMENTS) = 4,160 SQ.M. CMP AREA WITH VALUE = 32,183 SQ.M

8. GEO-HAZARD MAP OF THE PROPOSED AREA Hazard Hunter PH

9. Distance from Active Fault Distance from South Bukidnon Fault (3.70 kms ) ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

10. Fissures Not Susceptible to Fissures ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

11. Earthquake-Induced Landslide Not Susceptible to EQ- Induced Landslide ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

12. Liquefaction Not Susceptible to Liquefaction ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

13. Flooding Not Susceptible to Flooding ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

14. Rain-Induced Landslide LOW Suscepti bility to Rain-Induced Landslide ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

15. MGB/HAZARD HUNTER PH ASSESSMENT Summary Distance from Active Fault 589 mts. f rom Central Davao Fault Liquefaction NOT Susceptible Earthquake -Induced Landslide NOT Susceptible (Hazard Hunter) LOW to MODERATE Susceptibility limited along Creek banks (MGB) Rain-induced Landslide NOT Susceptible (Hazard Hunter) LOW to MODERATE Susceptibility limited along Creek banks (MGB) Flooding HIGH Susceptibility (Hazard Hunter) LOW Susceptibility limited along Creeks (MGB) ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

16. ACTUAL SITE PICTURES

17. A B A B

18. CONDITION OF EXISTING UTILITIES

19. Electric Post along the road Water Meters along brgy . road ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

20. CONCEPTUAL PLAN for Site Development and House Construction

21. AERIAL VIEW PERSPECTIVE CMP Area = 32,183 sq.m .

22. SPECIFICATION OF SITE DEVELOPMENT WORKS 1 Earthworks & Road Construction Clearing and grubbing of all right of way of the subdivision plan Delivery/spreading and compaction of item 105 (Subgrade Preparation) Delivery/spreading and compaction of item 201 (Aggregate-base course) Concreting of Main Road of 10.00 mtrs and secondary road of 8.00 mtrs . wide with 150 cm thickness. 2 Drainage (RCCP Canal with Manhole ) Clearing, grubbing and excavation of line canal Use 100mm thk CHB with 10mm RSB for line canal with concrete cover Plastered rough finish Install standard RCCP for cross drains 3 Water Distribution Line Water distribution plan must be approved by Quezon ( Bukidnon ) Water District Installation of pipeline in accordance and approved plans by Quezon ( Bukidnon ) Water District Installation of pipe fitting in accordance and approved plans by Quezon ( Bukidnon ) Water District 4 Power Distribution Line Power line must be conformed and approved by First Bukidnon Electric Cooperative All installation must be done by First Bukidnon Electric Cooperative ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

23. SITE DEVELOPMENT COST ESTIMATE   ITEM NO. SCOPE OF WORK SUBMITTED COST EVALUATED COST VARIANCE (%) PART A FACILITIES FOR THE ENGINEER A.1.1(3) Construction Of Field Office Of The Engineer 91,087.96 95,678.04 PART B OTHER GENERAL B-5 Project Billboard 7,435.90 7,308.00 B-7 Construction Health And Safety 476,902.49 476,902.49 B-9 Mobilization and Demobilization 220,500.00 220,500.00 PART C EARTHWORKS 101(1) Removal Of Structure And Obstruction 1,274,3637.00 1,232,616.00 103(6) Pipe Culverts And Drain Excavation (Common) 1,779,644.16 1,761,715.20 103(3) Foundation Fill 943,121.76 917,702.10 104(1) Embankment From Roadway Excavation (Common Soil) 13,496,052.65 14,484,882.30 105(1) Subgrade Preparation 558,428.64 557,356.80 ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

24. HOUSE DESIGN SPECIFICATIONS Clearing / Grubbing The building shall be levelled according to the plans and cleared of rubbish, roots another perishable and objectionable matter to a suitable subgrade. All such unsuitable materials shall be removed. Excavation/Backfilling All excavations shall be made as indicated in the drawings, the excavation for footings should be made deeper until the stratum for safe bearing capacity of the soil is reach. Backfill and fills shall be placed in layers not exceeding 300mm in thickness and each layer shall be thoroughly compacted by wetting, tamping or rolling. Concrete Works All concrete shall be mixed thoroughly, Cement to be used shall be Portland Cement or other equivalent brand more readily available in the locality approved by the engineer in charge of the construction. All reinforcement bars indicated for foundation plan and other concrete members shall all conform to the number of sizes and spacing as indicated in the drawings. Masonry Works Concrete Hollows Blocks to be used in this project shall be 100mm x 200mm x 400mm or its equivalent commercial size in the locality. CHB wall in smooth finished. And reinforcing bars shall be followed as indicated on drawings. ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

25. Cont. HOUSE DESIGN SPECIFICATIONS Doors and Windows For D-1 and D-2 Hollow Core Flush Door, with Wooden Jamb 2” x 6”. Windows Glass Jalousie with STD aluminum frames . Steel Works All steel works indicated in the drawing shall be conform in the standard size in conformity of the steel standard specification. All jointing parts and cross contacts shall be full welded. Plumbing All plumbing works for this project shall be in accordance with approved plans and under the direct supervision and control of a license Sanitary Engineer or Master Plumber. Electrical The Electrical installation shall be done in accordance with the approved plans and under the direct supervision and control of licensed professional Electrical Engineer or Master Electrician. Finishing Works Floor must be smooth cement finished and Tiled for Toilet and Bath ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

26. HOUSE CONSTRUCTION COST ESTIMATE   ITEM NO. SCOPE OF WORK SUBMITTED COST EVALUATED COST 8.04 FIXTURES 8.05.1Water Closet 1,529.20 1,529.20 8.05.2 Prefabricated Stainless Steel Kitchen Sink (0.60 x 0.70m) 2,320.90 2,199.10 9.00 ELECTRICAL WORKS 21,581.74 21,581.74 10.00 TILE WORKS (Floor area, Kitchen Sink and Toilet & Bath) 35,967.54 30,974.96 11.00 CARPENTRY WORKS 11.01 Flat Ceiling 33,501.09 33,501.09 11.02 Partition Wall 12,025.31 11,914.48 12.00 PAINTING WORKS 12.01 Masonry Surface, Wooden, Dry Wall & Ceiling Surface 31,406.13 32,703.30 Total Estimated Cost for One (1) Unit House 438,792.44 424,519.49 ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

27. COMMUNITY ASSOCIATION’S PROFILE

28. COMMUNITY ASSOCIATION’S PROFILE Project Name ISHAN Ville Homeowners Association, Inc. Number of Members 205 MBs Location Purok 14, Brgy . Angalan , Tugbok Dist., Davao City Date of HOA Registration (HLURB No. 2019-127) September 25, 2019 Years of Existence of Community 2 years CA President Ms. Reyzee Ryan R. Agsinao ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

29. GOVERNANCE INDICATORS Conduct of Election Every two (2) years Last election held: July 13, 2020 Conduct of Meetings Annual Meeting : Every 3 rd of January Regular Meeting: Every 2 nd Sunday of the month Board Meeting : Every 2 nd Saturday of the month Last meeting held: July 22, 2020 Finances (Collections and Expenses) Monthly Dues: ₱ 20 .00/MB Membership Fee: ₱ 500 .00/MB Survey Fees : ₱1,480.66 /MB Funds / Savings As of February 03, 2021 CA savings is ₱3,258.72 deposited at Philippine National Bank of Jacinto Branch with Account No. 4003-1005-8652 *less than the required Php 611,525.40 ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

30. COMMUNITY ASSOCIATION’S PROFILE CNA Attendance Rate 88.29% (181 MBs) 11.71% (24 MBs FOR CNA) Background/ History To begin with, on year 2011 and 2017, several floods in Davao City particularly in Tugbok District, where most of the victims suffered traumatic experienced, a great action plan by the Barangay Council to have housing project as an alternative solution to address the needs of the affected constituents. On last quarter of 2018, the barangay captain requested City Planning and Development Office provided information's about Community Mortgage Program of Social Housing Finance Corporation. The Barangay Council identified the qualified members for the said program. Barangay Captain appoint and elects sets of officers on a General Assembly Meeting. All the Officers and Board of Director united to look for the best area that suit for housing project that was already classified as Residential Zone (R2) of Corpus Property located at Purok 14, Barangay Angalan , Tugbok District, Davao City. On July 15 th and 25 th , the Local government successfully conducted census/tagging. And on September 25, 2019 the Ishan Ville Homeowners Association, Inc. was registered in the HLURB . On October 12, 2020, SHFC Davao City Area Operations formally accepted their application for CMP. ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

31. MEMBERSHIP PROFILE (211 MBs) No. of Male MB’s No. of Female MB’s Informal Income Earners (62.44 %) Tricycle Driver, Nanny, Online Sellers, Beautician, Assistant Baker, Businessmen/Women, Liaison Officer, Promodiser , Utility Maintenance, Mechanic, Security Guard, Welder, Laborer (128 MBs) 56 MBs 72 MBs Formal Income Earners (25.85% ) Office Staff, Tutor, Operation Officer, Secretary, Accounting Clerk, Inspector, Marketing Associate, Call Center Agents, Care Giver, OFWs, Midwife, Teachers, Bookkeeper, Seaman, Managers (53 MBs) 20 MBs 33 MBs ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

32. MEMBERSHIP PROFILE Gender Male 141 Female 130 Total 271 (based on CNA attendance) ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

33. MEMBERSHIP PROFILE Income Decile Ave. Family Monthly Income Interest Rate Terms Number of HHs % Affordability Level 1 st Decile ₱16,292.00 2.00% 35 years 7 3.41% 1,987.62 2 nd Decile ₱21,630.50 8 3.90% 3,244.58 3 rd Decile ₱25,190.58 4.00% 30 years 45 21.95% 3,778.59 4 th Decile ₱29,627.00 4.5% 29 14.15% 4,444.05 5 th Decile ₱34,521.25 19 9.27% 5,178.19 6 th Decile ₱41,255.67 16 7.80% 6,188.35 7 th Decile ₱48,984.75 21 10.24% 7,347.71 8 th Decile ₱60,602.92 6.00% 14 6.83% 9,090.43 9 th Decile ₱78,643.92 11 5.37% 11,796.59 10 th Decile ₱148,931.50 11 5.37% 22,339.73 Total 181 88.29% ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

34. LOAN ELIGIBILITY VS. HOUSE DESIGN AND COSTING INCOME DECILES AND TERMS LOAN GRADUATED MONTHLY AMORT INCOME NO. OF MBS AFFORDABILITY LEVEL LOT ACQUI. SITE DEVT H OUSE CON. TOTAL 1 st to 10 years 11 th to 30/35 years 1 st Decile 7 2.00 % (35 yrs ) 1,987.62 191,645.56 66,191.67 370,000.00 627,837.23 ₱ 1,223.68 – 2,493.07 ₱ 2,713.49 2 nd Decile 8 3,244.58 191,645.56 66,191.67 370,000.00 627,837.23 3 rd Decile 45 4.00 % (30 yrs ) 3,778.59 191,645.56 66,191.67 370,000.00 627,837.23 ₱ 1,716.79 – 3,655.80 ₱ 3,992.49 4 th Decile 29 4.5 % (30 yrs ) 4,444.05 191,645.56 66,191.67 370,000.00 627,837.23 ₱ 1,819.76 – 3,898.62 ₱ 4,259.59 5 th Decile 19 5,178.19 191,645.56 66,191.67 370,000.00 627,837.23 6 th Decile 16 6,188.35 191,645.56 66,191.67 370,000.00 627,837.23 7 th Decile 21 7,347.71 191,645.56 66,191.67 370,000.00 627,837.23 8 th Decile 14 6.00% (30 yrs ) 9,090.43 191,645.56 66,191.67 370,000.00 627,837.23 ₱ 2,157.53 – 4,695.02 ₱ 5,135.63 9 th Decile 11 11,796.59 191,645.56 66,191.67 370,000.00 627,837.23 10 th Decile 11 22,339.73 191,645.56 66,191.67 370,000.00 627,837.23 ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

35. PROJECT TIMELINE Date of Submission/Completion of Requirements Project Application Received October 12 , 2020 Background Investigation Conducted October 21-23, 2020 GA on Hazards Conducted October 21-23, 2020 Site Inspection C onducted November 20, 2020 Appraisal Conducted August 2,2021 Title Verification August 16, 2021 House to House Validation May 18,2021 Pre CreCom January 19, 2022 CreCom January 19, 2022 ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

36. DISCLOSURES CA Savings of P3,258.72 is lower than the required amount for Three (3) months deposit and 1 year MRI of P611,525.40. (Landowner requested that it shall be deducted from the loan proceeds as advances)

37. FOR CRECOM ACTION ENDORSEMENT TO THE EXECOM Approval of Lot Acquisition Loan under Accommodation Mortgage: ₱ 40,550,580.00 ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .

38. ANNEXES

39. HLURB Certification of Incorporation On-Site and Site Upgrading ISHAN VILLE HOMEOWNERS ASSOCIATION, INC .