To study the various facets involved in Bank merger

its a synopsis

1. S S P ROY

2. Reasons for Selection of Topic

3. Objectives of the Study To study the various facets involved in Bank merger (People, Process, Product & Technology) To understand the synergy derived & opportunities arising out of merger To evaluate the risks arising out of merger and study the stability Use of new emerging technology in business development and product process for customer delight. To assess the impact of merger on stakeholders, including customers, employees, shareholders and regulators

4. Research Methodology Sampling :- Proposed to use available business data of merged commercial banks in public domain. Research Tool :- Both online and offline mode will be used for the proposed study on product development, acceptance & customer journey . Microsoft Form will be used for making questionnaire and collecting the data through Online Mode Collection of Data:- Both Primary and Secondary data will be collected by using Different sources and tool for the Study

5. Research Methodology Strengths: Increased market share, Expanded product portfolio, Economies of scale, Enhanced financial strength Weakness: Integration challenges, Customer disruption, Regulatory hurdles Opportunities: Geographic expansion, Synergies and cost savings, cross selling / upselling, expansion of Talent pool and expertise Threats: Integration risks, Customer retention, Reputational risks, Market competition Swot analysis on bank merger

6. Expected Outcome of the Project Comparative study of various mergers that have taken place in the past in our country. Suggesting the important measures important for future development and sustainable growth Suggesting untapped potential benefits arising out a merger, based on the study Suggesting how the threats / weakness can be turned into opportunities. Aspects of HR integration and cultural dynamics .