Introduction – Background of the Research Vulnerability is a set of prevailing or resulting conditions that impair a community's ability to prevent, mitigate, prepare for, or respond to hazards (Asian et al. Center (ADPC), (2005). It includes determining how much human life and livelihoods are threatened by some discrete and identifiable event in nature or society. Vulnerability is also described in the International Strategy for Disaster Reduction (ISDR) (2004) as defined conditions due to physical, social, economic, and environmental factors or processes that increase a community's Vulnerability to the effects of hazards. 5/1/2024 2 This concept will aims to identify the most significant factors that contribute to a community's Vulnerability when it comes to natural disasters, particularly floods. River floods are known to be the most destructive natural disasters in the world, causing the most significant loss of life and property damage compared to other natural phenomena. Although not the leading cause of death in Liberia, floods have a substantial impact on people, often displacing them from their homes. In recent years, floods have become more frequent and widespread, affecting around 70 million people worldwide yearly, with over 800 million living in flood-prone areas. Climate change, heavier rainfall, rising sea levels, rapid population growth, urbanization, ineffective flood control measures, and lack of awareness of flood risks all contribute to the increasing frequency of floods . The economic consequences of floods reported in the last two decades amount to tens of billions of US dollars ( Guha -Sapir et al., 2013). In 2012, 32.9% of all-natural disasters in the United States were hydrological, with most floods affecting more than 9 million people and causing approximately $0.58 billion in damages (EM-DAT, 2015). African countries have also had disastrous experiences in recent years. For example, between August and September 2007, around 1.5 million people were affected, and more than 300 were killed in floods that swept through 22 countries from the east coast to the west coast of the continent. Uganda, Sudan, Kenya, Ethiopia, Ghana, and the Democratic Republic of Congo are the worst affected (National et al., 2007). The number of floods in Liberia was significant. More than 90 percent of heavy rains in Liberia are estimated to cause major flooding. In most cases, available flood statistics do not apply to the local community. Department of Environmental Studies and Climate Change University of Liberia