'03&803%
7KL V $UFWLF & DW 6HUYLFH 0DQX DO FRQW DLQV VHUYL FH P DL QWHQ DQFH DQG WURX E OHVK RRW LQJ LQIRUP DWLR Q IRU FHUWDL Q
$UFWL F &DW $79 PR GHOV VHH FR YHU 7K H FRP SOHW H PDQX DO LV GHVL JQHG WR DLG VHUYLFH SHUVR QQHO LQ VHUYLFHRULHQW HG
DSSO LFDWLR QV
$UFWL F & DW R IIHUV DGGL WLR QDO SXEO LFD WL RQV ZKHQ WK H\ E HFRP H DYDL ODEOH W R DL G LQ VHUYLFL QJ RWK HU $79 P RGHOV 7R
VHUYL FHP RGHO VQR WLQ FOXGHG LQW KLV PDQX DO SO HDVHUHIHU WRWK H IR OO RZL QJS XEOL FDW LRQ V
y = 7IVZ MG I 1E RY EP
e 8 7IV ZMG I 1E RY EP
e (:<9X MPM X] 7IVZ MG I 1E RY EP
e 7IV ZM GI 1 ERY E P
e 7IV ZM GI 1 ERY E P
e (MI W IP 7IVZ MG I1 E RY EP
e <' 7IV ZMG I 1E RY EP
e 7IV ZM GI 1 ERY E P
e 7 IVZ MGI 1 ER YE P
7KL V PDQXDO LV GLY LGHG LQWR VHFWL RQV (DFK VHFWLR Q FRYHUV D VSHFLILF $7 9 FRP SRQHQW RU V \VW HP DQ G LQ DGGL WLRQ WR
WK H VWDQG DUG VHUYLFH SUR FHGX UHV LQ FO XGHV GL VDVVHP EOL QJ LQVS HFW LQJ DQG DV VHP EOL QJ LQV WUXFWL RQV :KHQ XVL QJ W KLV
P DQXDODVDJ XLGH WKHWHFKQL FLDQVK RXOG XVHG LVFUHWLR QDVW RKR ZPX FKGLV DVVH P EO\ LV QHHGHGWR FRUUHFWDQ\ JLY HQ
FRQG LW LRQ
7K H VHUYLFH W HFK QLFL DQ VK RXO G EHFRP H IDPL OLDU ZLW K WK H RS HUDWL RQ DQ G FRQ VWUX FW LRQ R I HDFK FRP SRQHQW R U V\V WHP
E\ FDUHIXO O\V WXG \LQJ WKHFR PSO HWHP DQ XD O 7KLV P DQ XDOZL OO DVVL VW WKHVHUYL FH WHFKQ LFLDQL QEHFRP LQ JP RUHDZDUH
RIDQG HIIL FLHQWZ LWK VHUYLFL QJSUR FHGX U HV6X FK HIIL FLHQF\QR WRQ O\KHOSV EXL OGFRQVXP HUFRQILG HQ FHE XWDO VRV DYHV
WL PHDQG ODERU
$O O $UFWL F &DW $79 SXE OLFDWL RQV DQG GHFDOV GLV SOD\ WKH ZR UG V :DUQ LQJ & D XW LRQ 1RW H DQG $ W 7K LV 3R LQW W R
HPS KDVL]H LP SRUW DQ W LQIR UP DWLR Q 7KH V \PE RO 8 "3/ */( LGHQW LILHV SHUVRQ DO VDIHW \UHODWHG LQ IR UPDWL RQ
% H VXUH W R IR OOR Z W KH GL UHFWL YH EHFDXV H LW G HDOV ZL WK WKH SRVV LEL OL W\ RI VHYHUH SHUVRQ DO L QMXU\ RU HYHQ GHDWK $
$"65 *0/ LGHQW LILHVXQ VDIHSUDFWLFHVZKL FKPD\UHVXO WLQ $79UHODWHG G DP DJH)R OOR ZWKHGLUHFWL YHE HFDXV HLW
GHDOV ZL WK WKH SR VVL ELOL W\ RI GDPDJL QJ SD UW RU SDUW V RI W KH $79 7KH V\P ER O 238) LGHQW LILHV VXS SOHP HQWDU\
LQ IR UP DWL RQZRUWK \RISDUWLF XO DUDWW HQ WLR Q7KHV\ PER O "55) *4 1 0*/5 GL UHFWV WKHWHFKQL FLDQWRFHUWDLQ
DQGV SHFL ILFSURFHGXUHVW RSURP RWH HIILFLHQF\DQ GWR LP SURYHFODULW \
$W WKH WL PH RI SXE OLFDWL RQ DO O LQ IR UP DWL RQ S KRWR JUDSK V DQG L OO XVW UDW LRQ V ZHUH W HFK QL FDO O\ FRUUHFW 6RPH S KRWR
JUDSKV XV HG LQ WKL V P DQXDO DUH X VHG IRU FO DULW \ SX USR VHV RQO \ DQG DUH Q RW G HV LJQ HG WR G HS LFW DFWXDO FRQGL WL RQV
% HFDXV H$UFW LF& DW,QFFRQ VWDQW O\ UHILQ HV DQGLP SURY HVL WV SURGXFW VQR UHW URD FWL YHREOL JDWL RQL VL QFXUUHG
$OO P DW HUL DOV DQ GVS HFLIL FDW LRQV DUH VX EMHFWW RFKDQJ H ZLWK RXW QRWL FH
.HHSWK LV P DQXDO DFFHVV LEOHL QWK H VKRS DUHDIRUUHIHUHQFH
3URGXFW 6HUYL FHD QG
:DUUDQW\'HSDUWPHQW
$UFWLF&DW, QF
% VGX MG 'E X-R G %Y KY W X
’ }8VEH IQE VOW S J% VG XM G' EX -R G 8 L MIJ 6M ZI V*EPP W 1 2
6 + $ 5 ( 2 8 5 3 $ 6 6 , 2 1
$$$$$$ 99
1ERYEP1ERYEP1ERYEP1ERYEP1ERYEP1ERYEP1ERYEP1ERYEP1ERYEP1ERYEP1ERYEP1ERYEP RR7IVZMGI17IVZMGI17IVZMGI17IVZMGI17IVZMGI17IVZMGI17IVZMGI17IVZMGI17IVZMGI17IVZMGI17IVZMGI17IVZMGI17IVZMGI17IVZMGI17IVZMGI17IVZMGI17IVZMGI17IVZMGI17IVZMGI177 RZZ YG EEEEVV 111 Y PEEM IIIIII 11777 1 R EEV Z G77
TMTEFM.PE.... . M TFE.P.P P .PEF
TMTEFM.PE.... . M TFE.P.P P .PEF
5"#-&0'$0/5&/54
• • •• • • •• ••••••••••
(FOFSBM*OGPSNBUJPO 4QFDJGJDBUJPOT
1FSJPEJD.BJOUFOBODF
&OHJOF5SBOTNJTTJPO
'VFM-VCSJDBUJPO$PPMJOH
&MFDUSJDBM4ZTUFN
%SJWF4ZTUFN#SBLF4ZTUFN
4VTQFOTJPO
4UFFSJOH'SBNF
1RWH 7R QDYLJDW H WKURXJK WKLV PDQXDO XVH WKH 3$*( 83 3$*( '2:1 EXWW RQV RQ WKH NH\ERDUG FOLFN RQ WKH
7DEOH RI &RQW HQWV ERRNPDUNV RQ WKH OHIW VLGH RI WKH VFUHHQ RU FOLFN WKH EOXH WH[W EHORZ 7R UHWXUQ WR WKLV SDJH
FOLFN WKH 0DQXDO 7DEOH RI &RQW HQWV EXWW RQ DW WKH ERWW RP RI HDFK SDJH
&OLFN RQ WKH EOXH WH[W WR JR
7)'8-32+)2)6%0-2*361%8-32
74)'-*-'%8-327
5"#-&0'$0/5&/54
+ IR IVE P7TI GMJMG EXMS RW
8S VU YI 7TI GMJMG EXMS RW
8S VU YI 'S RZIV WMSR W JX PF2 Q
&VI EO -R 4V SG IH YV I
+ EWS PMRI 3MP 0 YF V MGE RX
+ IRY MRI 4E V XW
4VI TE VE XMSR *SV 7XS VEK I
4V ITE VE XMSR %JX IV 7XS VEK I
'XULQJ WKH EUHDNLQ SHU LRG D PD[LPXP RI WKURWWOH LV
UHFRPPHQGHG KRZHYHU EU LHI IXOOWKURWWOH DFFHOHU DWLRQV
DQG YDULDWLRQV LQ GULYLQJ VSHHGV FRQWULEXWH WR JRRG
HQJLQHEU HDNLQ
$IWHU WKH FRPSOHWLRQ RI WKH EUHDNLQ SHU LRG WKH HQJLQH
RLO DQG RLO ILOWHU VKRXOG EH FKDQJHG 2WKHU PDLQWHQDQFH
DIWHU EUHDNLQ VKRXOG LQFOXGH FKHFNLQJ RI DOO SUHVFU LEHG
DGMXVWPHQWV DQG WLJKWHQLQJ RI DOO IDVWHQHUV VHH 3HULRGLF
0DLQWHQDQFH&KDUWLQ6HFWLRQ
(BTPMJOF0JM-VCSJDBOU
3&$0..&/%&%("40-*/&
7KHUHFRPPHQGHGJDVROLQHWRXVHLVPLQLPXPRFWDQH
UHJXODUXQOHDGHG,QPDQ\DU HDVR[\JHQDWHV HLWKHUHWKD
QRO RU 07%( DUH DGGHG WR WKH JDVROLQH 2[\JHQDWHG
JDVROLQHV FRQWDLQLQJ XS WR HWKDQRO PHWKDQH RU
07%(DUHDFFHSWDEOHJDVROLQHV
:KHQ XVLQJ HWKDQRO EOHQGHG JDVROLQH LW LV QRW QHFHVVDU\
WRDGGDJDVROLQHDQWLIUHH]H VLQFHHWKDQROZLOOSU HYHQWWKH
DFFXPXODWLRQRIPRLVWXUHLQWKHIXHOV\VWHP
3&$0..&/%&%&/(*/&
53"/4.*44*0/0* -
7KH UHFRPPHQGHG RLO WR XVH LV $UFWLF &DW $&; $OO
:HDWKHUV\QWKHWLFHQJLQHRLOZKLFKKDVEHHQVSHFLILFDOO\
IRUPXODWHG IRU XVH LQ WKLV $UFWLF &DW HQJLQH $OWKRXJK
$UFWLF &DW $&; $OO :HDWKHU V\QWKHWLF HQJLQH RLO LV WKH
RQO\ RLO UHFRPPHQGHG IRU XVH LQ WKLV HQJLQH XVH RI DQ\
$3, FHUWLILHG60:RLOLVDFFHSWDEOH
3-0' ,% 68.
3&$0..&/%&%'30/5
%*''&3&/5*"-3&"3%3*7&
-6#3*$"/5
7KH UHFRPPHQGHG OXEULFDQW LV $U FWLF &DW *HDU /XEH RU
DQ HTXLYDOHQW JHDU OXEH ZKLFK LV 6$( DSSURYHG :
K\SRLG 7KLV OXEULFDQW PHHWV DOO RI WKH OXEULFDWLRQ
UHTXLU HPHQWV RI WKH $UFWLF &DW $79 IURQW GLIIHUHQWLDOV
DQGUHDUGULYHV
'*--*/( ("45"/,
6LQFH JDVROLQH H[SDQGV DV LWV WHPSHU DWXUH ULVHV WKH JDV
WDQN PXVW EH ILOOHG WR LWV UDWHG FDSDFLW\ RQO\ ([SDQVLRQ
URRP PXVW EH PDLQWDLQHG LQ WKH WDQN SDUWLFXODU O\ LI WKH
WDQN LV ILOOHG ZLWK FROG JDVROLQH DQG WKHQ PRYHG WR D
ZDUPDU HD
%8: &
7LJKWHQWKHJDVWDQNFDSVHFXU HO\DIWHUILOOLQJWKHWDQN
(FOVJOF1BSUT
:KHQU HSODFHPHQWRI SDUWVLVQHFHVVDU \XVHRQO\JHQXLQH
$UFWLF&DW$79SDU WV7KH\ DUHSUHFLVLRQPDGHWRHQVXUH
KLJKTXDOLW\DQGFRUU HFWI LW 5HIHU WRWKHDSSURSULDWH, OOXV
WUDWHG3DUWV 0DQXDOIRUWKH FRUU HFW SDUWQXPEHUTXDQWLW\
DQGGHVFU LSWLRQ
$"6 5*0/
(S RS X Y WI [LMX I K EW 3RP] %VGXMG ' EX E TTVSZI H K EWS
PMRI EHHM XMZIW WLSY PHFI YWIH
$"6 5*0/
% R] SMP YW IH MR TPEG I SJ XLI V IGSQ QIRH IH SMP GSY PH
GE YWI WI VMSYW IR KMRI H EQEK I (S RS X YWI SM PW [LM GL
GSR XEMR KVETL MXI SV Q SP] FHIRY Q EHHM XMZIW 8LIW I SMP W
GE R EHZIVWIP] EJ JIGX GPYXGL STI VEXMS R %P WS RS X VIGS Q
Q IRHIH E VI VEG MRK ZIK IXEFP I RS RHIXI VK IRX E RH GEW
XSVFEW IHS MPW
$"6 5*0/
%R] PY FVMGE RX YW IH MR TPEGI SJ XLI V IGSQ QI RHIH PYFVM
GE RX G SYPH GEYW I W IVMSY W JVSRX HMJJIVIR XMEPVI EV H VMZI
HEQ EKI
8"3 /*/(
%P[E]W J MPP XLI KEW XERO MR E [ IPPZ IRXMPE XIH E VIE 2 IZIV
EHH JY IP XS XLI %8 : KEW XE RO RIE V ER] STI R JPEQI W SV
[MX L XL I I RKMR I VYRRMR K (3 238 713 /) [LMP I JMPPMRK
XLI KEW XERO
8"3 /*/(
(S RSX SZI VJPS[ KEWS PMRI [ LIR JMPPMRK XLI KEW XERO %
JMV ILE ^EVHG SYPH QEX IVME PM ^I %P[E] WE PPS[X LII RKMRI XS
GS SPFI JSV IJMPPM RKXL IKEW XERO
8"3 /*/(
(S R SXSZIVJMPP XLIK EWXE RO
1SFQBSBUJPO'PS4UPSBHF
$UFWLF &DW UHFRPPHQGV WKH IR OORZLQJ SURFHGXUH WR SUH
SDUHWKH$79IRUVWRUDJH
& OHDQ W KH V HDW FXVK LRQ FRYHU DQG EDV H ZLW K D
GDP SFORW KDQG DO OR ZLW WRG U\
& OHDQ WKH $79 WKR URXJK O\ E\ ZDVKL QJ GL UW RLO
JUDVV DQG RW KHU IRUHLJQ P DWWHU IURP WK H HQW LUH
$79 $OO RZ W KH $79 WR GU\ W KRURXJ KO\ '2 127
JHWZ DW HU LQW RDQ\ SDUW RIWK H HQ JLQ H RUDL ULQW DN H
(LW KHU GUDL Q W KH J DV WDQN RU DGG )XHO 6W DE LOL ]HU WR
WK HJDV LQ W KHJ DV WDQN 5 H P RYH WKH DLU IL OWHU KRX V
LQ J FRY HU DQ G DLU IL OWHU 6W DUW W KH HQJ LQH DQG DOOR Z
LW W R L GOH WK HQ XV LQJ $U FWL F &DW (QJ LQH 6WRUDJH
3UHV HUYHU UDS LGO \ L QMHFW WK H SUHVHUYHU LQ WR WKH DL U
ILO WHU RSHQL QJ IRU D SHUL RG RI WR V HFR QGV
6WR S W KH HQJ LQH ,QVW DO O WKH DL U ILO WHU DQG KR XVLQ J
FRYHU
3OXJ W KHH[K DX VW KR OHL Q WK H H[KDXV W V\V WHP ZL WK D
FOHDQFORW K
$SS O\ OLJ KW RLO WR WK H XSS HU VWHHULQJ SR VW EXVK LQJ
DQGS OXQJ HUV RIWKHV KRFNDEV RUEHUV
7L JKW HQ DO O QXW V E ROWV FDS VFUHZV DQG V FUHZV
0 DNH VXUH ULYHWV K ROGL QJ FRP SRQHQW V WRJ HW KHU DUH
WL JKW 5 HSODFH DOO ORR VH UL YH WV & DUH PX VW EH W DNHQ
WK DW DOO FDO LEUDWHG QXWV FDS V FUHZV DQG E ROW V DUH
WL JKW HQ HG WR V SHFLILFDWLR QV
)L OO W KH FR RO LQ J V\ VW HP W R W KH E R WW RP R I W KH V WDQ G
SL S H L Q W KH UDGL DW RU QHFN ZL WK S URS HUO\ P L [HG
FRR O DQW
'LV FR QQHFW W KH E DWWHU\ FDE OHV WKHQ UHPRY H WK H
EDW WHU\ FOHDQ W KH EDWW HU\ SRVW V DQG FDE OHV DQG
VW RUHLQ D FO HDQ GU\DUHD
6WRUHWK H $79L QGRR UVLQ DOHYHO SRVL WL RQ
1SFQBSBUJPO"GUFS
4UPSBHF
7DNLQJ WKH $79 RXW RI VWRUDJH DQG FRU UHFWO\ SUHSDU LQJ LW
ZLOO DVVXU H PDQ\ PLOHV DQG KRXUV RI WURXEOHIUHH ULGLQJ
$UFWLF &DW UHFRPPHQGV WKH IR OORZLQJ SURFHGXUH WR SU H
SDUHWKH$79
&O HDQ WKH$79W KRURXJ KO\
&O HDQ W KH HQ JLQH 5 HPR YH WKH FORW K IURP W KH
H[KDXV WV \VW HP
& KHFN DOO FRQ WURO ZLUHV DQG FDE OHV IR U VL JQV RI
ZHDURUIUD\LQJ 5 HS ODFHL I QHFHV VDU\
&K DQ JHWKHHQJ LQHW UDQ VP LVV LRQ RLO DQG IL OW HU
& KHFN W KH FRRODQW OHYHO DQG DG G SURSHUO \ PL [HG
FRRO DQ WDVQ HFHVV DU\
& KDUJH WKH EDWW HU\ WKHQ LQVW DOO &R QQHFW WKH EDW
WHU\FDEO HV
& KHFN W KH HQ WLUH E UDNH V\V WHP V IO XLG OHY HO SDGV
HWF DOO FRQW UROV KHDGO LJ KW V WDLO OL JKW E UDNHOL JKW
DQGK HDG OLJ KWDLP DGMXV WRUUHSODFHDVQHFHVVDU\
7L JKW HQ DOO QX WV ER OWV FDS VFUHZ V DQ G VFUHZ V
P DN LQJ VX UH DOO FDOL EUDW H G QXW V FDS VFUHZV DQG
ER OWV DUHW LJ KWHQHG WR VSHFLILFDWL RQV
& KHFN W LUH SUHV VXUH ,QIODWH WR UHFRP PHQGHG S UHV
V XUHDV QHFHV VDU\
0 DN H VXUH W KH V WHHUL QJ PR YHV IUHHO \ DQG GRHV QRW
EL QG
& KHFN WKH VS DUN SO XJ & OHDQ RU UHS ODFH DV QHFHV
VDU\
$"6 5*0/
4V MSV XS WXSVMR K XLI %8: MX QYWX FI TVSTIV P] WIV ZMG IH X S
TVIZ IRXV YWXM RKERH GSQ TSRI RXHI XIVM SVEXM SR
$"6 5*0/
-J XLI MRXI VMSV S J XL I EMV JMPXIV LSYW MRK M W HM VX ] GPIE R XL I
EV IEFI JSVI WXEV XMR KXLI IRK MRI
$"6 5*0/
%ZSMH W XSVM RK SYXW MHI MR HMVIG X WYRPM KLX ERH EZSM H YWMR K
ET PEWXMG GSZIV EWQ SMW XYVI [MPP GSPPI GXSR XLI %8:G EYW
MRK VYWX MRK
$"6 5*0/
8LI MKRM XMSR W[MXGL QY WX FI MR XLI 3** TSWM XMSR T VMSV XS
MRW XEPPM RK XLI FE XXIV ] S V HEQ E K I Q E] SGGY V XS X LI MK RM
XMSR W]WX IQ
$"6 5*0/
'S RRIG X XLI TSWMXM ZI F EXXIV ] GEF PI JMVWX XLIR X LI RI KE
XMZI
7)'8-32
4)6-3(-'1%-28)2%2')
5"#-&0'$0/5&/54
4I V MSH MG1 EMR XI RE RG I'L EV X
4I V MSH MG1 EMR XI RE RG I
0 YF V MGEX MSR 4SMR XW
%MV *MPXI V
:E PZI 8ET TI X' PIE VER GI
8I WXMRK )R KMR I 'SQ TV IW WMSR
7TE V O 4PY K
1 YJ JPIV 7TE V O %VV IWX IV
)RK MR I8VE RWQ MWW MSR 3 MP * MPXI V 7X VE MR IV
0 MUY MH'S S PMRK 7]WXI Q
*VS R X(MJ JIV IR XMEP 6IE V (V MZI 0 YF V MGER X
2Y XW &S PXW 'E T 7G VI[W
,I EH PMKLX W8E MPPMK LX &VE OIPMK LX
7LMJ X0 IZI V
,] HVE YPMG &V EOI7] WXI QW
&Y V RMW LMR K &V EOI 4EH W
'L IGOMR K6 IT PE GMR K : &IPX
1FSJPEJD.BJOUFOBODF
7KLV VHFWLRQ KDV EHHQ RUJDQL]HG LQWR VXEVHFWLRQV ZKLFK
VKRZFRPPRQPDLQWHQDQFHSURFHGXUHVIRUWKH$UFWLF&DW
$79
2 38) % VGXMG ' EX VIGS QQIRHW XLI YWI SJ RI[ KEW
OIXW PSGO RYXW E RH WIEPW ERH PYFVMGEXMRK EPP MRXIVR EP
GSQT SRIRXW[LI RWI VZMG MRK XLIIRKMRIXVE RWQMWWMSR
2 38 ) 7 SQI T LS XSK VETL W ER H MPPY WXVEXMSR W YW IH MR
XLMW WI GXMSR E VI YW IH JS V GPEVMX] T YVT SW IW S RP] E RH
EVI R SXHI WMKR IH XS H IT MGXE GXY EPG SR HMXMS RW
2 38 ) ' VMXMGE P XSVUYI W T IG MJMGE XMS RW E VI PSGE XIH MR
7 IGXMSR
41&$*"-500-4
$QXPEHU RIVSHFLDOWRROVPXVW EHDYDLODEOHWRWKHWHFKQL
FLDQZKHQSHUIRU PLQJVHUYLFHSURFHGXUHVLQWKLVVHFWLRQ
2 38 ) 7 TI GMEP XS SPW E VI EZEMPEFPI JVSQ XL I % VG XMG
' EX7I VZMG I(I TE VXQI RX
-VCSJDBUJPO1PJOUT
,W LV DGYLVDEOH WR OXEULFDW H FHUWDLQ FRPSRQHQWV SHULRGL
FDOO\ WR HQVXUH IUHH PRYHPHQW $SSO\ OLJKW RLO WR WKH
FRPSRQHQWVXVLQJWKHIROOR ZLQJOLVWDVUHIHUHQFH
$ 7KU RWWOH/HYHU3LYRW
% %U DNH/HYHU3LYRW
& $X[LOLDU\%UDNH3HGDO3LYRW
"JS'JMUFS
8VH WKH I ROORZLQJ SURFHGXU H WR UHPRYH WKH ILOWHU DQG
LQVSHFWDQGRUFOHDQLW
5HPRYH WKH IDVWHQHUV VHFXULQJ WKH VWRUDJH FRPSDUW
PHQWDQGUHPRYHWKHVWRUDJHFRPSDU WPHQW
5HPRYH WKH DLU ILOWHU KRXVLQJ FRYHU DQG WKH DLU ILO
WHUIUDPHDVVHPEO\
5HPRYH WKH IRDP HOHPHQW IU RP WKH I UDPH PDNLQJ
VXUHQRWWRWHDUWKHHOHPHQW
'(
)LOO D ZDVK SDQ ODUJHU WKDQ WKH HOHPHQW ZLWK D
QRQIODPPDEOH VROYHQW WKHQ GLS WKH HOHPHQW LQ WKH
VROYHQWDQGZDVKLW
2 38 ) *S EQ % MV *MPXI V ' P IE RI V E RH * SE Q % MV * MPXI V
3MPEVI EZEMPEFPIJVSQ% VGXMG' EX
6TXHH]H WKH HOHPHQW E\ SU HVVLQJ LW EHWZHHQ WKH
SDOPV RI ERWK KDQGV WR UHPRYH H[FHVV VROYHQW 'R
QRW WZLVW RU ULQJ WKH HOHPHQW RU LW ZLOO GHYHORS
FUDFNV
'U\WKHHOHPHQW
3XWWKHHOHPHQWLQDSODVWLF EDJWKHQSRXU LQDLU ILOWHU
RLODQGZRUNWKHRLOLQWRWKHHOHPHQW
6TXHH]HWKHHOHPHQWWRUHPRYHH[FHVVRLO
&OHDQDQ\GLU WRU GHEULVIURPLQVLGHWKHDLUFOHDQHU
, QVWDOOWKHDLUILOWHUIUDPHDVVHPEO\DQGFRYHU
,QVWDOOWKHVWRUDJHFRPSDU WPHQWDQGFRYHU
$)&$,*/( "/%$-&"/*/(%3"* /4
,QVSHFW WKH GUDLQV EHQHDWK WKH PDLQ KRXVLQJ I RU
GHEULVDQGIRUSU RSHUVHDOLQJ
/< %
( IWGV MT XM SR T R
' SQTVIW WMSR8IWXIV/ MX
3MP * MPXIV;VIRGL
8EGLSQIXIV
8 MQMRK0MKLX
:EP ZI'P IEVERGI% HNYWXI V
$"6 5*0/
% XSV R E MV J MPXIV GE R G EYWI HE QEKI XS XLI %8: I RKMR I
(MV X ERH HYWX QE]K IXMR WMHI XLI IRK MRI MJXLI IPI QIRX MW
XSV R' EVIJY PP] I\EQ MRI XLI IPIQI RX JSV XIEVW FIJSVI ERH
EJXI VGPIE RMRKMX6ITP EGIXLI IPI QIRX [M XLE RI[SRI MJMX
MW XSVR
5HSODFHDQ\GU DLQWKDW LVFU DFNHGRUVKRZVDQ\ VLJQV
RI KDUGHQLQJRUGHWHULRUDWLRQ
:LSH DQ\ DFFXPXODWLRQ RI RLO RU JDV I URP WKH I LOWHU
KRXVLQJDQGGUDLQV
7BMWF5BQQFU$MFBSBODF
7R FKHFN DQG DGMXVW YDOYHWD SSHW FOHDUDQFH XVH WKH IRO
ORZLQJSURFHGXUH
5HPRYH WKHWLPLQJLQVSHFWLRQ SOXJ WKHQ UHPRYH WKH
WDSSHW FRYHUV DQG VSDUN SOXJ IRU PRUH GHWDLOHG
LQIRUPDWLRQ VHH 6HFWLR Q 6HUYLFLQJ 7RS6LGH
&RPSRQHQWV
5RWDWH WKH FUDQNVKDI W WR WKH 7'& SRVLWLRQ RQ WKH
FRPSUHVVLRQVWURNH
+>
2 38 ) % X XLMW TSMR X XL I VS GO IV EVQW E RH EH NY WXIV
WG VI[WQY WXR SXLEZ ITVIW WY VISR XL IQ
'FFMFS (BVHF1SPDFEVSF
$ 8VLQJ D IHHOHU JDXJH FKHFN HDFK YDOYHWDSSHW
FOHDU DQFH , I FOHDUDQFH LV QRW ZLWKLQ VSHFLILFD
WLRQV ORRVHQ WKH MDP QXW DQG URWDWH WKH WDSSHW
DGMXVWHU VFU HZ XQWLO WKH FOHDU DQFH LV Z LWKLQ VSHFL
ILFDWLRQV 7LJKWHQ HDFK MDP QXW VHFXUHO\ DIWHU
FRPSOHWLQJWKHDGMXVWPHQW
' ' ( '
7BMWF"EKVTUFS1SPDFEVS F
2 38 ) 8 LI WIE X W XS VEK I G SQT EV XQIR X G SZI V
EW WI QFP] GS QT EV XQIR X FS\ EMV JMPXI VJMPXI V LS YW MR K
ER H PIJXWMH IVMKL XW MH I W TPEWL TER IPW QY WX FI
VIQ SZ IH JS VXL MW T VSG IH YVI
$ 3ODFH 9DOYH &OHDUDQFH $G MXVWHU RQWR WKH MDP QXW
VHFXULQJ WKH WDSSHW DGMXVWHU VFUHZWKHQU RWDWH WKH
YDOYH DGMXVWHU GLDO FORFNZLVH XQWLO WKH HQG LV
VHDWHGLQWKHWDSSHWDGMXVWHU VFUHZ
% :KLOHKROGLQJWKHYDOYHDGMX VWHU GLDOLQSODFHXVH
WKH YDOYH DGMXVWHU KDQGOH DQG ORRVHQ WKH MDP QXW
WKHQ U RWDWH WKH WDSSHW DGMXVWHU VFUHZ FORFNZLVH
XQWLOIULFWLRQLVIHOW
& $OLJQ WKH YDOYH DGMXVWHU KDQGOH ZLWK RQH RI WKH
PDUNVRQWKHYDOYHDGMXVWHUGLDO
' :KLOH KROGLQJ WKH YDOYH DGMXVWHU KDQGOH LQ SODFH
URWDWH WKH YDOYH DGMXVWHU GLDO FRXQWHU FORFNZLVH
XQWLOSURSHUYDOYHWDSSHWFOHDU DQFHLVDWWDLQHG
2 38 ) 6 IJIV XS XLI ET TVS TVMEXI WTI GMJMG EXMSRW MR
* IIPIV +E YK I 4 VS GIH YVI WY FWI GXMS R JS V XL I TVS TI V
ZEPZI XET TI XGPIEVE RG I
2 38 ) 6 SXEXMRK XL I ZE PZI EH NYWXI V H ME P G SY RXIV
GPS GO[MWI [MPP S TIR XL I ZEPZI XE TT IX GPIEVE RG I F]
QQ MRTI VQE VO
( :KLOH KROGLQJ WKH DGMXVWHU GLDO DW WKH SURSHU
FOHDUDQFH VHWWLQJ WLJKWHQ WKH MDP QXW VHFXUHO\
ZLWKWKHYDOYHDGMXVWHU KDQGOH
,QVWDOOWKHWLPLQJLQVSHFWLRQSOXJ
3ODFHWKHWDSSHW FRYHUV LQWRSRVLWLRQPDNLQJVXUHWKH
SURSHU FDSVFUHZVDUH ZLWK WKHSURSHUFRYHU7LJKWHQ
WKHFDSVFUHZVVHFXUHO\
,QVWDOOWKHVSDU NSOXJ
5FTUJOH&OHJOF
$PNQSFTTJPO
7RWHVWHQJLQHFRPSUHVVLRQ XVHWKHIROORZLQJSU RFHGXUH
5HPRYHWKHKLJKWHQVLRQOHDGIURPWKHVSDUNSOXJ
$"6 5*0/
8L IH VEMR XS XLI VMKL XMW XLI GPI ER EMV WIG XMSR SJ XLI JMPXIV
LS YWMRK %R] P IEO SJ X LMW HV EMR [MP P E PPS[ HMV X MRXS XL I
IRK MRI MRXEO IGE YWMR K WIZIV IIRK MRI HEQEK I
$"6 5*0/
8LI JIIPIV KEY KI QY WX FI TSWMX MSRI H EX XL I WEQ I E RKPI
EW XLIZEPZI ERHZEP ZIE HNYWXI VJS VERE GGYVE XIQI EWYV I
Q IRX SJ GPIEV ERGI *E MPYV I XS QIE WYVI XLI ZE PZI GPI EV
ER GIE GGYVE XIP]GSY PHGE YWI ZEPZ IGS QTSR IRXH EQEK I
:% 0:) 8% 44)8 ' 0)% 6 % 2' )
QQMR-RXEOI
QQMR)\LEYW X
8VLQJ FRPSUHVVHG DLU EORZ DQ\ GHEULV IURP DURXQG
WKHVSDUNSOXJ
5HPRYH WKH VSDUN SOXJ WKHQ DWWDFK WKH KLJK WHQVLRQ
OHDG WR WKH SOXJ DQG JURXQG WKH SOXJ RQ WKH F\OLQGHU
KHDGZHOODZD\IURPWKHVSDUNSOXJKROH
$WWDFKWKH&RPSU HVVLRQ7HVWHU.LW
2 38 ) 8LI I RK MR I WLS Y PH F I [E VQ ST IVE XMRK XIQ
TI VEXY VI ER H XL I F EXXIV ] JYPP] GL EVK IH JS V ER EG GY
VEXI GSQ TVIW WMSR XIWX 8L VS XXPI QYWX F I MR XLI
[MHIS TI R XL VSXXPI ;38 TS WM XMSR -R XL I IZI RX XL I
IR KMR IGE RRS XF IVYR GS PHZEPY IW E VIMRGPYH IH
:KLOHKROGLQJWKHWKURWWOHOHYHULQWKHIXOORSHQSRVL
WLRQ FUDQN WKH HQJLQH RYHU ZLWK WKH HOHFWULF VWDUWHU
XQWLO WKH JDXJH VKRZV D SHDN UHDGLQJ ILYH WR
FRPSUHVVLRQVWURNHV
,I FR PSUHVV LRQ L V DEQ RUPDO O\ ORZ L QVSHFW WK H
IROO RZL QJL WHP V
$ 9HULI\ VWDU WHU FUDQNV HQJLQH RYHU DW QRUPDO VSHHG
DSSU R[LPDWHO\530
% *DXJHI XQFWLRQLQJSU RSHUO\
& 7KU RWWOHOHYHULQWKHI XOO RSHQSRVLWLRQ
' 9DOYHWDSSHWFOHDUDQFHFRUUHFW
( (QJLQHZDUPHGXS
) ,QWDNHQRW UHVWU LFWHG
2 38 )8S WIV ZMGIZEPZIW W II7 IGXMS R
3RXU PO IOR] RIRLO LQWRWKHVSDUNSOXJKROH
UHDWWDFKWKHJDXJHDQGUHWHVWFRPSUHVVLRQ
, I FRPSUHVVLRQ LV QRZ HYLGHQW VHU YLFH WKH SLVWRQ
ULQJVVHH6HFWLRQ
4QBSL1MVH
$OLJKWEURZQ LQVXODWRU LQGLFDWHVWKDWDSOXJLVFRU UHFW$
ZKLWHRU GDUNLQVXODWRULQGLFDWHVWKDWWKHHQJLQHPD\QHHG
WR EH VHUYLFHG 7R PDLQWDLQ D KRW VWURQJ VSDUN NHHS WKH
SOXJI UHHRIFDUERQ
%8:
$GMXVW WKH JDS WR FRUUHFW VSHFLILFDWLRQ VHH 6HFWLRQ IRU
SURSHUW\SHDQGJDS8VHDIHHOHUJDXJHWRFKHFNWKHJDS
%8:
:KHQ LQVWDOOLQJ WKH VSDUN SOXJ EH VXUH WR WLJKWHQ LW
VHFXU HO\ $ QHZ VSDUN SOXJ VKRXOG EH WLJKWHQHG WXU Q
RQFHWKHZDVKHUFRQW DFWVWKHF\OLQGHUK HDG$XVHGVSDU N
SOXJ VKRXOG EH WLJKWHQHG WXUQ RQFH WKH ZDVKHU
FRQWDFWVWKHF\OLQGHUKHDG
.VGGMFS4QBSL"SSFTUFS
$W WKH LQWHUYDOV VKRZQ LQ WKH 3HULRGLF 0DLQWHQDQFH
&KDU WFOHDQWKHVSDUNDUUHVW HUXVLQJ WKHIROORZLQJ SURFH
GXUH
5HPRYH WKH WKUHH FDS VFUHZV VHFXU LQJ WKH VSDU N
DUUHVWHU DVVHPEO\ WR WKH PXIIOHU WKHQ ORRVHQ DQG
UHPRYHWKHDUU HVWHU
8 "3/*/(
%P[E]W [IE V WE JIX] KPEW WIW [LIR YWMR K GS QTVIW WIH
EMV
' 3 146 )77- 32
1 SHIP 47- ,SX ;38 47- ' SP H ;38
$"6 5*0/
&IJSVI VI QSZMRK E WTEVO T PYK F I WYVI X S GPI ER XLI E VIE
EVSYRH XLI WTEV O TPYK (MV X G SYPH IRXI V IRK MRI [LIR
VI QSZ MRKS VMRWXE PPM RK XLIW TEVO TPYK
8"3 /*/(
;EMX YRXMP XLIQYJ JPIV GSS PWXS EZSMHFYVR W
'* %
8VLQJ D VXLWDEOH EUXVK FOHDQ WKH FDUERQ GHSRVLWV
IURPWKHVFU HHQWDNLQJFDUHQRWWRGDPDJHWKHVFU HHQ
2 38 ) -J XL I WG VIIR SV KE WO IX MW HEQ EK IH MR ER]
[E]MXQYW XF IVIT PE GIH
,QVWDOO WKH VSDUN DUUHVWHU DVVHPEO\ ZLWK JDVNHW WKHQ
VHFXUHZLWKWKHWKUHHFDSVFUHZV7LJKWHQWRLQOE
'*
&OHJOF5SBOTNJTTJ PO
0JM'JMUFS4USBJOFS
0* -'*-5&3
7KH HQJLQH VKRXOG DOZD\V EH ZDUP ZKHQ WKH RLO LV
FKDQJHGVRWKHRLOZLOOGUDLQHDVLO\DQGFRPSOHWHO\
3DUNWKH$79RQOHYHOJU RXQG
5HPRYHWKHRLOOHYHOVWLFNILOOHUSOXJ
'* 1
5HPRYHWKHGUDLQSOXJI URPWKHERWWRPRI WKHHQJLQH
DQGGU DLQWKHRLOLQWRDGUDLQSDQ
%
5HPRYH WKH RLO ILOWHU SOXJ IURP WKH I LOWHU PRXQWLQJ
ERVV ORFDWHG RQ WKH IURQW VLGH RI WKH WUDQVPLVVLRQ
FDVH DQG DOORZ WKH ILOWHU WR GUDLQ FRPSOHWHO\ ,QVWDOO
WKHSOXJDQGWLJKWHQVHFXU HO\
8VLQJWKHDGMXVWDEOH2LO)L OWHU:UHQFKDQGDVXLWDEOH
ZUHQFKUHPRYHWKHROGRLOI LOWHU
2 38 ) ' PIE R YT ER] I\GI WW SMP E JXI V VI QSZ MR K XLI
JMPXI V
$SSO\ RLO WR D QHZ ILOWHU 2ULQJ DQG FKHFN WR PDNH
VXUHLWLVSRVLWLRQHGFRUUHF WO\WKHQLQVWDOOWKHQHZRLO
ILOWHU7LJKWHQVHFXUHO\
2 38 ) -R WXEPP E RI[ 3VMRK IE GL XMQI XLI JMPXIV MW
VIT PE GI H
,QVWDOO WKH HQJLQH GUDLQ SOXJ DQG WLJKWHQ WR IWOE
3RXU WKHVSHFLILHG DPRXQWRI WKHUHFRPPHQGHGRLOLQ
WKHILOOHU KROH,QVWDOOWKHRLOOHYHOVWLFNI LOOHUSOXJ
6WDUW WKH HQJLQH ZKLOH WKH $79 LV RXWVLGH RQ OHYHO
JU RXQGDQGDOORZLWWRLGOHI RUDI HZPLQXWHV
7XUQWKHHQJLQHRIIDQGZDLWDSSUR[LPDWHO\RQHPLQ
XWH
5HPRYH WKH RLO OHYHO VWLFN DQG ZLSH LW ZLWK D FOHDQ
FORWK
,QVWDOO WKH RLO OHYHO VWLFN DQG WKUHDG LQWR WKH HQJLQH
FDVH
5HPRYH WKH RLO OHYHO VWLFN WKH RLO OHYHO PXVW EH
ZLWKLQ WKH RSHUDWLQJ U D QJH EXW QRW H[FHHGLQJ WKH
XSSHUPDUN
$"6 5*0/
%R] SMP YWI H MR TPEGI S J XLI V IGSQ QIR HIH SMP GS YPH
GE YWI W IVMSY W IRKM RI HEQ EKI ( S RSX YWI S MPW [LMGL
GS RXEMR K VETL MXI SV Q SP]FH IRY Q EHHMXMZ IW 8 LIWI S MPW
GE R EHZIVWI P] EJJIGX GPYXGL ST IVEX MSR % PWS RS X VIG SQ
QI RHIH E VI VEG MRK ZIK IX EFPI RSR HIXI VK IR X E RH GEW
XSVFEW IHS MPW
Thank you very much for
your reading. Please Click
Here. Then Get COMPLETE
MANUAL. NO WAITING
NOTE:
If there is no response to
click on the link above,
please download the PDF
document first and then
click on it.
+> %
, QVSHFW WKH DUHD DURXQG WKH GUDLQ SOXJ DQG RLO I LOWHU
IRU OHDNV
-JRVJE$PPMJOH4ZTUFN
2 38 ) ( IF VMW MR JVS RX SJ XL I I RKMRI SV TE GO IH
FI X[IIR XLI GS SPMR K JMRW SJ XL I VEH MEXSV G ER VIHY GI
GS SPMRK G ETE FMPMX] 9W MR K E KE VHI R L SW I [E WL XLI
VEH MEXSVXSVIQSZ IER]HI FVMWTVIZI RXMRK EMVJPS[
7KH FRROLQJ V\VWHP FDSDFLW\ FDQ EH IRXQG LQ 6HFWLRQ
7KHFRROLQJV\VWHPVKRXOGEHLQVSHFWHGGDLO\IRUOHDNDJH
DQG GDPDJH ,I OHDNDJH RU GDPDJH LV GHWHFWHG WDNH WKH
$79 WRDQ DXWKRUL]HG $UFWLF &DW $79 GHDOHU IRUVHUYLFH
$OVRWKHFRRODQWOHYHOVKRXOGEHFKHFNHGSHU LRGLFDOO\
2 38 ) , MKL I RK MR I 6 4 1 PS[ ZIL MGPI W TI IH SV
LI EZ]PS EH GER VEMWI I RK M R IXIQT IVEXY VI ( IGVI EWMR K
IR KMR I 64 1 VIHY GMR K PSEH ERH WI PI GXMRK E R E TTVS
TVME XI XVE RW QMW WMSR KI EV GE RPS[IVXL IXIQT IVE XY VI
:KHQ ILOOLQJ WKH FRROLQJ V\ VWHP XVH D FRRODQWZDWHU
PL[WXUHZKLFKZLOOVDWLVI \WKHFROGHVWDQWLFLSDWHGZHDWKHU
FRQGLWLRQV RI WKH DU HD LQ DFFRUGDQFH ZLWK WKH FRRODQW
PDQXIDFWXUHU ¶VUHFRPPHQGDWLRQV:KLOHWKHFRROLQJV\V
WHP LV EHLQJ ILOOHG DLU SRFN HWV PD\ GHYHORS WKHU HIRUH
UXQ WKH HQJLQH I RU I LYH PLQXWHV DIWHU WKH LQLWLDO I LOO VKXW
WKHHQJLQHRIIDQGWKHQILOO WKHFRROLQJV\VWHPWRWKHERW
WRPRIWKHVWDQGSLSHLQWKHUDGLDWRU QHFN
$IFDLJOH'JMMJOH
2Q WKH PRGHOV UHPRYH WKH WZR VFUHZVI URP WKH
IURQWRIWKHUDGLDWRUDFFHVVSDQHO2QWKHPRGHOV
UHPRYH WKH IRXU VFU HZV VHFXULQJ WKH UDGLDWRU DFFHVV
SDQHO
*- %
*-
2Q WKH PRGHOV OLI WWKH IURQW RI WKH DFFHVV SDQHO
WKHQ VOLGH WKH SDQHO IRUZDUG WR GLVHQJDJH WKH WZR
UHDUWDEV
2Q WKH PRGHOV PRYH WKH SDQHO U HDU ZDU G XQWLO
IU HH RI WKH UDFN 2Q WKH PRGHOV PRYH WKH SDQHO
IRUZDU GXQWLOIU HHRIWKH$79
2 38 ) 7XIT W EVI JSV 1Y H 4 VS QS HI PW JSV SXL IV
QS HI PW T VSG IIH XS WXIT
5HPRYH IRXU FDS VFU HZV VHFXULQJ WKH VQRU NHO KRXV
LQJ WR WKH IURQW LQVSHFWLRQ SDQHO WKHQ U HPRYH WZR
FDSVFUHZVIURPWKHUHDU RIWKHVQRUNHOKRXVLQJ
1 4 %
$"6 5*0/
(S RS X SZI VJMPP XL I I RKMR I [MX L S MP %P[ E]W Q EOI WY VI
XLE XXLIS MPPIZIP MWRS XE FSZI XLIY TTI VQEV O
$"6 5*0/
% VGXMG 'E X H SIW RS X VI GSQQ IRH YW MRK E TVI WWYVI
[E WLIV XS GPIER X LI VE HMEXS V GSV I 8L I TVI WWYV I Q E]
FI RH S V JPE XXIR XLI JMRW GE YWM RK VIW XVMGXI H E MV JPS[ ERH
IPI GXVMG EP GSQT SRIR XW SR XLI VE HMEXSV GS YPH FI HE Q
EK IH 9 WI SR P] E KE VHI R LSW I [M XL WTV E] R S^^PI EX RS V
Q EPXET TVI WWYV I
$"6 5*0/
'S RXMRYIH S TIVE XMSR SJ X LI %8: [ MXL LMKL I RKMRI XIQ
TI VEXYV I QE] VIW YPX MR I RK MRI HE QEKI SV TV IQ EXYVI
[I EV
1 4 %
6HSDUDWH WKH IURQW RI WKH VQRUNHO KRXVLQJ I URP WKH
UHDUWKHQUHPRYHWKHVQRU NHOKRXVLQJ
1 4
5HPRYH WZR UHLQVWDOODEOH ULYHWV DQG UHPRYH WKH
VSODVK JXDUG 7KH U DGLDWRU FDS FDQ QRZ EH DFFHVVHG
LQIURQWRIWKHVQRUNHOV
&DU HIXOO\ URWDWHWKH UDGLDWRU FDS FRXQWHUFORFNZLVHWR
UHOHDVHSUHVVXUHWKHQUHPRYHWKHFDS
'* %
$GG FRRODQW DV QHFHVVDU\ WKHQ LQVWDOO WKH UDGLDWRU
FDSDQGDFFHVVSDQHORUVQRUNHOKRXVLQJ
2 38 ) 9 WI E K SS H UY EPMX] F MS H IKVE HE FPI KP]
GS PF EW IHEY XSQS XMZ IX]TI ERXMJVII^ I
'SPOU%JGGFSFOUJBM3FBS
%SJWF-VCSJ DBOU
238)3RXLI1YH4VSXLIVIEVHVMZIMRGSVTSVEXIW
E WLSGOPMQMXMRK GPYXGL TEGO MR XLI KIEV GEWI MRTYX
EWWIQFP]XLEXMWHIWMKRIHXSGYWLMSRHVMZIPMRIWLSGO
:KHQFKDQJLQJ WKHOXEULFDQWXVHDSSURYHG6$(:
K\SRLGJHDUOXEH
7R FKHFN OXEULFDQW U HPRYH WKH ILOO SOXJ WKH OXEULFDQW
OHYHOVKRXOGEHLQEHORZWKHWKUHDGVRIWKHSOXJ, IORZ
DGG6$(DSSURYHG:K\SR LGJHDUOXEU LFDQWDVQHF
HVVDU\
7RFKDQJHWKHOXEULFDQWXVHWKHIROORZLQJSURFHGXU H
3ODFHWKH$79RQOHYHOJURXQG
5HPRYHHDFKILOOSOXJ
% 0 '
'UDLQ WKH OXEULFDQW LQWR D GUDLQ SDQ E\ UHPRYLQJ LQ
WXUQWKHGUDLQSOXJI URPHDFK
%8: %
8 "3/*/(
2 IZI V GLI GO XL I GS SPERX P IZ IP [L IR XL I IRK MRI M W LSX S V
XLI GSSP MRKW ]WXIQ MW YRHIV TVIW WYVI
$"6 5*0/
% JX IV STIV EXMRK XLI %8: JSV XLI MRMXME P QMRY XIW WXST
XLI I RKMRI EPPS[ XLI IRK MRI XS GSS P H S[R ERH GLI GO
XLI GSS PERX PIZ IP%HH GSS PERXE WRIG IWWE V]
$"6 5*0/
%R] PYF VMGERX Y WIH MR T PEGI SJ XLI V IGSQ QI RHIH K IEV
GE WI PYF VMGERX G SYPH V IWYPX MR TVI QEXY VI JEMPYV I SJ XLI
WLS GO PMQ MXIV ( S RSX Y WI ER] PYF VMGER X GSR XEMRMR K
KVE TLMXI SV QS P] FHIRY Q E HH MXMZI W S V SXL IV JVMG
XMSR QS HMJMIH PY FVMG ERXW EW XLIWI Q E] GE YWI WIZIV I
HE QEK IXSW LSGOPMQ MXIV GSQT SRIR XW
&
$IWHU DOO WKH OXEULFDQW KDV EHHQ GU DLQHG LQVWDOO WKH
GUDLQSOXJVDQGWLJKWHQWRLQ OE
3RXU WKH DSSURSULDWH DPRXQW RI DSSURYHG 6$(
: K\SRLGJHDUOXEULFDQWLQWRWKHILOOHUKROH
2 38 ) -J XLI H MJJIVI RXMEPV IE V HVMZI PY FVMGE RX MW G SR
XEQMR EXIH [MXL [EXIV MRW TIG XXLI H VEMR TPY KJMPP T PY K
ER HS VFPEHH IV
, QVWDOOWKHILOOSOXJVWKHQWLJKWHQWRIWOE
/VUT#PMUT$BQ 4DSFXT
7LJKWHQ DOO QXWV EROWV DQG FDS VFU HZV 0DNH VXU H ULYHWV
KROGLQJ FRPSRQHQWV WRJHWKHU DU H WLJKW 5HSODFH DOO ORRVH
ULYHWV &DU H PXVW EH WDNHQ WKDW DOO FDOLEUDWHG QXWV EROWV
DQG FDS VFUHZV DUH WLJKWHQHG WR VSHFLILFDWLRQV VHH 6HF
WLRQ
)FBEMJHIUT5BJM
MJHIU#SBLFMJHIU
2 38 ) 8L I FYPF TS V XMS R SJ E LI EHPMK LX MW JVEK MPI
, % 2( 0 ) ;-8, ' % 6 ) ;LI R VITPE GMRK E LI EH PMKL X
FYPFHS R SXXSY GL XL IK PE WW T SV XMS RSJXLI FYPF -JXLI
KPE WW MW XSY GLI H MX QY WX F I GPIER IH [MXL E HV ] GPSXL
FI JS VI MRW XE PPMRK 7O MR SMP VIWMH YI SR XL I FYPF [MPP
WL SV XIR XL IPMJISJXLI FY PF
7RUHSODFHDKHDGOLJKWEXOEXVHWKHIROORZLQJSURFHGXUH
5RWDWH WKH EXOE DVVHPEO\ FRXQWHUFORFNZLVH DQG
UHPRYH IURP WKH KHDGOLJKW KRXVLQJ WKHQ GLVFRQQHFW
IURPWKHZLULQJKDUQHVV
&RQQHFWWKHQHZEXOEDVVHPEO\WRWKHZLULQJKDUQHVV
FRQQHFWRUWKHQLQVHUW LQWR WKHKHDGOLJKWKRXVLQJ DQG
URWDWHIXOO\FORFNZLVH
7RUHSODFHWKHWDLOOLJKW EUDNHOLJKWEXOEXVHWKHIROORZLQJ
SU RFHGXUH
7XUQWKHEXOE VRFNHWDVVH PEO\FRXQWHUFORFNZLVHDQG
UHPRYHIU RPWKHKRXVLQJ
' * %
3XOO WKH EXOE VWUDLJKW RXW RI WKH VRFNHW WKHQ LQVHU W D
QHZEXOE
' * %
,QVHUW WKH EXOE VRFNHWD VVHPEO\ LQWR WKH KRXVLQJ DQG
WXUQLWFORFNZLVHWRVHFXUH
$)&$,*/("%+645*/()&"%-*()5
"*.
7KH KHDGOLJKWV FDQ EH DGMXVWHG YHUWLF DOO\ DQG KRUL]RQ
WDOO\7KHJHRPHWULF FHQWHU RI WKH+,*+ EHDP OLJKW]RQH
LVWREHXVHGIRUYHUWLFDODQGKRUL]RQWDODLPLQJ
3RVLWLRQ WKH $79 RQ D OHYHO IORRU VR WKH KHDGOLJKWV
DUH DSSUR[LPDWHO\ P IW IURP DQ DLPLQJ VXU
IDFH ZDOORUVLPLODUDLPLQJVXU IDFH
$"6 5*0/
;EXI V IRXI VMRK XLI S YXIV IRH SJ XLI E \PI [ MPP RS X FI EFPI
XS IRXIV XLIVI EVHVM ZIYR PIWW X LIWI EPW EVI HEQ EK IH
8 "3/*/(
(S RS X E XXIQ TX XS VIQSZI E FY PF [LI R MX MW L SX 7IZI VI
FYVRW QE]VI WYPX