Apply Online for ₹4 Lakh Personal Loan at Just 10.49% Interest – Quick Approval with FinCrif

Looking for an affordable way to manage your financial needs? FinCrif makes it easy with an online personal loan of up to ₹4 lakh at an attractive 10.49% interest rate. Enjoy a 100% digital application process, minimal documentation, and quick approval within minutes. Whether it’s for medical expenses, education, travel, or home renovation, this instant personal loan ensures you get the funds you need without any hassle. Apply online today and experience a smooth, secure, and transparent borrowing process tailored to your financial goals.

1. Apply Online for ₹4 Lakh Personal Loan at 10.49% Interest Rate FinCrif – Fast, Transparent, and 100% Digital Process

2. Introduction FinCrif offers easy access to ₹4 lakh personal loans at an attractive 10.49% p.a. rate of interest. The platform ensures a 100% digital process with minimal paperwork, quick approval, and instant fund transfer directly to your account.

3. Key Benefits • Attractive 10.49% interest rate • Instant approval and disbursal • 100% online application • Flexible repayment options • No collateral required

4. Eligibility Criteria • Age: 21–60 years • Minimum monthly income: ₹20,000 • Salaried or self-employed individuals • Steady income proof and good credit score

5. Documents Required • ID Proof – Aadhaar/PAN/Passport • Address Proof – Utility bill or Passport • Income Proof – Payslips or Bank Statements • Recent Photograph

6. Application Process 1. Visit FinCrif’s official website 2. Fill out your basic details 3. Upload required documents securely 4. Get instant approval within minutes 5. Receive funds directly into your bank account

7. Interest Rate & Charges • Interest Rate: Starts at 10.49% p.a. • Processing Fee: As per lender policy • Prepayment: Allowed after 6 months • No hidden charges or surprises

8. Repayment Options • Flexible tenure between 12 to 60 months • EMI auto-debit or net banking options • Prepayment facility available

9. Why Choose FinCrif • Trusted financial platform • Quick approvals powered by AI • Transparent process with no hidden fees • 24/7 customer support

10. Customer Reviews “FinCrif made getting a ₹4 lakh personal loan super easy and quick!” – Rohan K. “Transparent and professional service with great rates.” – Sneha T.

11. Apply Now Apply for your ₹4 lakh personal loan at 10.49% interest rate today. Experience instant approval, flexible repayment, and a 100% digital process with FinCrif.