Banking Industry

Presentation on Banking Industry

2. TABLE OF CONTENT
•Banking & Bank
•History of Banking
•Revolution of Banking
•Role of banking sector
•Structure of Bank
•Public-Sector Banks
•Private-Sector Banks
•Top player in Banks
•GDP Growth rate in India
•Growth of banking sector in India

3. In simple words, Banking can be defined as the business
activity of accepting and safeguarding money owned by
other individuals and entities, and then lending out this
money in order to earn a profit.
BANKING & BANK
Bank is a financial institution that undertakes the
banking activity i.e. it accepts deposits and then lends
the same to earn certain profit.
Banking is the business conducted or services offered by a
bank.

4. HISTORY OF BANKING
Bank of Hindustan – 1770 - first bank at Calcutta under
European management.
In 1786 General Bank of India was set up.
The first bank purely managed by Indian was Punjab
National Bank, established in Lahore in 1895.
However, the first Indian commercial bank which was
wholly owned and managed by Indians was Central Bank
of India which was established in 1911.

5. REVOLUTION OF BANKING
First phase of Indian banking started during the
Swadeshi Movement which began in 1906,
encouraged the formation of number of commercial
banks.
Second Phase - starts from 1935 when Reserve bank
of India was established.
Third phase - started in the early 1990s when India
started its economic liberalization.

6. Banks
Accept deposit
from individuals,
corporate etc.
Borrow money
from Financial
institutions, RBI,
Other Bank etc.
Raise Funds in
equity, foreign
markets etc.
Loans to
individuals,
corporate, RBI,
other banks,
financial
institutions etc.
Regulatory
Requirement
Cash reserve with
RBI (CRR-6.5%)
Statutory Liquid
Assets (SLR-
21.25%)
Other Service
Debit card, Credit
card, Magic card,
Current, Saving,
Demat A/c.
Other Investment
in Bond, Equity,
MFs; Trading,
Forex, etc.
ROLE OF BANKING SECTOR

7. Sturcture of Bank

8. Public-Sector BanksPublic-Sector Banks
State Bank and its Associates
1.State Bank of India 4. State Bank of Travancore
2.State Bank of Patiala 5. State Bank of Bikaner and Jaipur
3.State Bank of Mysore 6. State Bank of Hyderabad
Nationalised Banks
1.Allahabad Bank 9. Dena Bank 17.Union Bank of India
2.Andhra Bank 10. Indian Bank 18.United Bank of India
3.Bank of Baroda 11. Indian Overseas Bank 19. Vijaya Bank
4.Bank of India 12. Oriental Bank of Commerce
5.Bank of Maharashtra 13. Punjab & Sind Bank Other public sector
6.Canara Bank 14. Punjab National Bank banks
7.Central Bank of India 15. Syndicate Bank 1.IDBI Bank
8.Corporation Bank 16. UCO Bank 2.Bharatiya Mahila Bank

9. Private-Sector BanksPrivate-Sector Banks
1.Axis Bank 17. Lakshmi Vilas Bank
2.Bandhan Bank 18. Nainital Bank
3.Catholic Syrian Bank 19. RBL Bank
4.City Union Bank 20. Saraswat Bank
5.Dhanlaxmi Bank 21. South India Bank
6.DCB Bank 22. Tamilnad Mercantile Bank Limited
7.Federal Bank 23. YES Bank
8.HDFC Bank
9.ICICI Bank
10.IDFC Bank
11.Karnataka Bank
12.IndusInd Bank
13.ING Vysya Bank
14.Jammu and Kashmir Bank
15.Karur Vysya Bank
16.Kotak Mahindra Bank

10. TOP PLAYER IN BANK
PUBLIC SECTOR PRIVATE SECTOR
SBI Bank HDFC Bank
Bank of Baroda ICICI Bank
Punjab National Bank Axis bank
Canara Bank Kotak Mahindra
Bank of India Induslnd Bank

11. GDP Growth Rate of Bank in IndiaGDP Growth Rate of Bank in India

12. GROWTH OF GROWTH OF BANKING SECTOR SECTOR
IN IN INDIA
Pradhan Mantri Jan Dhan Yojana.
Banking law passed in 2012.
Self-Help groups availing loans.
New bank branches.
ATM facility.
Use of technology via,
•Mobile banking
•Internet banking
India to become 5th largest banking industry in the
world by 2020 and 3
rd
largest by 2025 according to
CII report.
There will be rise in the no. of banks and shift in the
style of operation.

13. WEBLOGRAPHY
www.rbi.org.in
www.list of banks.com.
http://www.rbi.org.in/portal/documents
/41076/60023/1403247921331_RBI_ANNUAL_
REPORT_ENGLISH_2013_14.pdf/8a2bc6bb-
a7a4-405d-98ec-a3749731bf76