BANKING INDUSTRY , SURAT DISTRICT CO-OPPERATIVE BANK

SUMMER INTERNSHIP

1. Banking Industry PRESENTED BY : PARTH NAIK ENROLLMENT NO: LM22MGMB139

2. AGENDA Introduction​ to industry Introduction of the company Department study

3. Introduction of the industry 3

4. banking Banks play a key role in the entire financial system by mobilizing deposits from households spread across the nation and making these funds available for investment, either by lending or buying securities. Today the banking industry has become an integral part of any nation’s economic progress and is critical for the financial wellbeing of individuals, businesses, nations, and the entire globe. In this article, we will provide an overview of key industry concepts, main sectors, and key aspects of the banking industry’s business model and trends.

5. Types of Banks 5 Commercial & Investment Banking Commercial banks play a key role in the entire financial system by mobilizing deposits from households spread across the nation and making these funds available for investment, either by lending or buying securities. Investment Banks, on the other hand, raise capital (cash/money) for companies, which companies need in order to grow and expand their businesses. Investment banks sell securities to public investors in the form of stocks or bonds. Retail Banks Commercial banks Investment Banks Cooperative banks Central banks Specialized banks

6. 6 Business Model: Banking Products & Services The Banking sector offers several facilities to their customers including safeguarding their money and valuables and providing them with numerous types of credit loans to meet their many needs like home loans, consumer loans, personal loans, etc. Banks also provide additional services like credit, and payment services, such as checking accounts, money orders, and cashier's cheques. The banks also offer investment and insurance products

7. Global scenario Technological Disruption Regulatory Environment Increasing Competition Customer Expectations Shift to Digital Banking Risk Management Sustainable Finance International Expansion Changing Business Models COVID-19 Impact 7

8. National scenario 8 Banking Sector Structure Public Sector Banks (PSBs) Private Sector Banks: Technological Advancements Financial Inclusion Non-Performing Assets (NPAs Regulatory Reforms Fintech Disruption Rural and Agriculture Banking International Expansion

9. STATE LEVEL SCENARIO

10. INTRDUCTION OF THE COMPANY 10

11. THE SURAT DISTRICT CO-OPERATIVE BANK 11 In the year 1909, with the efforts of Late Shri B.A.Modi and Late Shri K.G.Desai. The Surat District Co.op.(Urban) union Ltd., was registered on 17-6-1909. It was the institution which is later on known as THE SURAT DISTRICT CO.OP. BANK LTD. In the year 1921, this society had undertaken banking activities in absolute terms. In 1923 The Surat District Co.op. (Urban) union was converted into The Surat District Co.op. Bank Ltd., The work extended to the entire Surat District, which had 21 talukas and a vast working area with geographical variation. The coastal area which included city of Surat and towns like Navasari - Bulsar – Bilimora, the fertile flat land and sizeable tribal area with hills and dense forests.

12. MAJOR PLAYERS 12 HDFC Bank State Bank of India ICICI Bank Axis Bank Kotak Mahindra Bank IndusInd Bank Yes Bank Punjab National Bank Bank of Baroda Bank of India  

13. DEPARTMENTS Customer Service: a. Clearing: b. RTGS-NEFT   A.T.M Teller Services: New Accounts:   Operations: