Bullet Points for post import finance .pptx

Import new circular issued by BB to segregate total import-based loan and it contribution to non-performing assets. This circular is trying to bring discipline in overall import financing.

1. Need to analysis: Percentage of total loan on each segment Import Facilities Vs Actual Cash Flow to the bank Multibank Scenario Vs Actual Cash flow to the Bank Sensitivity analysis: Impact on portfolio if Trade support is contracted Strategical revisit of existing limit and way forward… Only Import Customer Four Main Segments: Regular: LTR and other Regular loan (time loan). Irregular: LTR and Demand Loan Slow Moving: LTR, Demand Loan and Term Loan [ Regular] Stressed : LTR, Demand Loan and Terms loan [through restructured and rescheduling] Based on Own definition in the context of existing portfolio

2. Based on Own definition in the context of existing portfolio Need to analysis: Percentage of total loan on each segment Facilities Vs Actual Export Performance to the bank Multibank Scenario Vs market share to the Bank Sensitivity analysis: Impact on portfolio if export dropped by 10% Strategical revisit of existing limit and way forward… Export Customer Four Main Segments: Regular: No overdue and fully services from the export Irregular: Demand Loan and/or overdue term loan not able to support from the export [installment 1/2] Slow Moving: Demand Loan and/or overdue term loan not able to support from the export [installment 3/4] Stressed : Terms loan [through restructured and rescheduling]

3. Export Customer Regular and Irregular category: Export Percentage of customer having surplus fund in FBPAR (other) and ERQ Sensitivity analysis: Diversification of Export: Country, buyer (concentration risk) Matching: BTB Vs Export with the bank Matching(Timing): BTB payment Vs repatriation Market share: Multibank Scenario Impact of EDF loan ceiling reduction by central Bank

4. Recommendation Transaction based policy setting by business unit for each identified challenges…