Commercial Banking system in India , Retail banking product.

Presentation on commercial banking

1. Name – Harsh Juikar Abhishek Bhande Sahil Upase Guide by- Amit Ahire Sir Commercial Banking Topic Name – Retail Banking Products

2. Content History H ow they work Types of Loans

3. History Early Days: A Trip to the Retail Banking Tech Takes Over: The 1990s Digital Revolution Retail Banking: The 2000s Mobile Magic: The Smartphone Era Smart Banking with AI: Today’s Trend

4. H ow they work Financial services companies aim to be a one-stop-shop for retail banking, offering basic services like checking accounts, savings accounts, personal loans, lines of credit, mortgages, debit cards, credit cards, and CDs. Most consumers use local branch banking services for onsite customer service and financial advice. The primary service is checking and savings accounts, which provide secure depositing, interest-earning, and easy withdrawal and payment for goods and services.

5. Types of Retail Loans Personal Loan Home Loan Automobile Loan Education Loan Consumer Durable Loan

6. Thank you