E-Banking_Enhanced_Phbhhresentation.pptx

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1. E-Banking: The Future of Finance A Comprehensive Overview of Digital Banking

2. Introduction to E-Banking E-Banking, also known as online banking, enables financial transactions over the internet. Banks offer services like fund transfers, bill payments, and online investments.

3. Key Features of E-Banking ✔ Online Fund Transfers ✔ Mobile Banking ✔ 24/7 Account Access ✔ Instant Bill Payments ✔ Online Loan & Credit Card Applications ✔ Digital Wallets & UPI Payments

4. Advantages of E-Banking ✔ Convenience: Bank anytime, anywhere ✔ Speed: Instant transactions ✔ Cost-Efficiency: Reduces overhead costs ✔ Paperless: Eco-friendly banking ✔ Secure: Encrypted transactions & multi-factor authentication

5. Challenges in E-Banking ❌ Cybersecurity Risks: Hacking & Fraud ❌ Technical Issues: Server downtime & glitches ❌ Digital Literacy: Elderly & rural populations struggle ❌ Phishing Scams: Fake bank emails & websites

6. Security Measures in E-Banking 🔒 Two-Factor Authentication (2FA) 🔒 End-to-End Encryption 🔒 Secure Payment Gateways 🔒 AI-Powered Fraud Detection 🔒 Biometric Authentication (Face & Fingerprint)

7. Future Trends in E-Banking 🌐 Blockchain for Transparent Transactions 🤖 AI-Powered Chatbots for Customer Support 📱 Fully Digital Banks (Neobanks) 💳 Contactless & Crypto Payments 🔐 Advanced Cybersecurity Measures