NAME- Chadramma OCCUPATION: Sweeper in Hostel MEMBERS IN FAMILY:HUSBAND,WIFE AND HER SON
1: Is your household having a bank account? Yes, she has a bank account along with her husband and son. 2: No. of accounts in your household: She along with her husband and son have a bank account in house .No of bank accounts are 3. 3: If having, which type of account do you currently have? Savings bank account 4: How did you come to know that banks were opening such ‘no-frills’ accounts? Her son get to know about this and open the bank account.
5: Is there any financial advice center in your area? No 6: Are you aware that banks are opening zero-balance accounts for everyone? No 7: Has your household ever borrowed or taken a loan? She along with her husband and son have taken no loan further. 8: What would you do if you needed money in an emergency? When an emergency will occur, she will approach a moneylender. 9: Are you using any other form of financial service? No, she is not using any form of financial service.
10: What were the reasons for not availing of any form of insurance? She cannot afford any form of insurance and she doesn’t know about this. 11: Are you saving for your retirement? She along with her husband and son never save money. All the money are used in household activities quickly in the month. 12. Do you have a health insurance plan? She doesn’t have any health insurance plan and she is not aware of it. 13. Do you have a life insurance plan? No 14. Have you applied for a crop loan? Though her husband is a farmer but he has not applied for any crop loan.
15. What is your educational qualification? She has no education qualification. 16. Do you have smart phone? No smart phone. 17. Do you have a two-wheeler? Cycle.