FINANCIAL LITERACY MODULE FOR SMALL GROUP LIVELIHOOD AND COOPERATIVE

Financial Literacy module

1. FINANCIAL LITERACY What is Financial Literacy? Processing the skills and knowledge on Financial Matters to confidentially take effective action that fulfills on individual person, Family, and global. Community Goals The National Financial Educators Goal. Is the understanding of concepts including Savings, Investment and Debt Free.

2. “Financial Educators” Process of systematic instruction to increase financial Literacy & Capability. “ Financial Literacy” Level of knowledge about financial concepts & Principles. “ Financial Capability” Application of Financial Literacy in Financial Decision making.

3. Why Financial Literacy is Very Important? Extend your savings… Create more employment… Guide your budget skills… Prohibit you in loans/debt… Provide you good financial planning… Guide you in Personal Financial management…

4. 5 tips to be Financial Free (Financial Stress) Look at Your Income. >. Sapat na ba / Kulang pa ba ang 2. Look at Your Savings >. May savings kana ba , Sapat na ba , para saan ang savings mo. 3. Look at your Spending habits. >. Control ba , out of control, magastos kaba , magiipon ng barya at bago-hin ang spending habit.

5. 5 tips to be Financial Free (Financial Stress) 4. Look at your investments. >. May investment ka na ba .. >. Ano- anong mga investment mayroon ka ngayon . 5. Look at your Protection Plan. >. Health insurance. >. life insurance. >. Monthly Expenses. >. financial adviser.

6. 5 Simple Ways to Save the Money the Fast Way Save P50.00 a day Challenge.. Stop buying wants for a week.. Sell old Clothes and stuff.. Stop Associating with people who love to shop and eat.. Start and earn extra income..

7. HOW MUCH I SAVE IN SIX (6) MONTHS-One (1) YEAR a. At 1,000.00 per Month.. 12,000.00 a year b. At 2,000.00 per Month.. 24,000.00 a year c. At 3,000.00 per Moth..36,000.00 a year d. At 4,000.00 per month..48,000.00 a year e. At 5,000.00 per month..60,000.00 a year..

8. DIFFERENT KIND OF SAVINGS. Savings for Health.. Savings for Emergency.. Savings for Education.. Savings for any Occasions.

9. DIFFERENT KIND OF SAVINGS. 5. Savings for lost of Jobs.. 6. Savings for Travel local and abroad.. 7. Savings for Maintenance. 8. Savings for the Dream House.. 9. Savings for the Dream Car.

10. BENEFITS OF FINANCIAL LITERACY Established budget… More savings.. Less unnecessary spending.. Retirement plan Investment… Investment Accessibility… Debt management… Less stress…

11. BENEFITS OF FINANCIAL FREEDOM 1. Improved Quality of Life, allows individual to pursue their passion, and spent time with Family and Friends…. 2. Increased Peace of Mind… 3. Reduced Stress… 4. Improved Relationships… 5. Financial Benefits… 6. Create Financial Plan…

12. BENEFITS OF FINANCIAL FREEDOM 7. Reduce and Avoid Debt… 8. Build an Emergency Fund… 9. Freedom of Choice… 10. Better Security… 11. Control Over Time… 12. Fulfillment of Goals…

13. THANK YOU VERY MUCH AND GOD BLESS