FINANCIAL SECTORS PRESENTATION

Prepare a PPT on Financial Sectors in 16 to 18 slides:
(Each financial sector should have 2 slides-

1. In 1st slide we have to introduce the sector

2. In 2nd slide we have to mention the Pros and Cons of investing in that sector)

Sector's to be covered-

▶Share market
▶Mutual funds
▶Gold
▶Bank/FD
▶PF
▶Real estate
▶Post office
▶Insurance

1. SECTOR PRESENTATION Financial Sectors Prepared By- Abhilash Dutta The Assam Kaziranga University

2. Introduction Meaning of Financial Sectors: The financial sector is a section of the economy made up of firms and institutions that provide financial services to commercial and retail customers. "A strong financial sector is a sign of a healthy economy.”

3. The stock market is where ownership shares of publicly traded companies are bought and sold . Pestle analysis is the tool used in share marketing NSE- National Stock Exchange More than 2000 listed stocks from different sectors BSE- Bombay Stock Exchange More than 4000 listed companies from different sectors Basic activities in stock market is Buying &  Selling

4. CONS PROS & CONS OF STOCK MARKET PROS PROS CONS 1. High Chances of Return 2.Regulated by SEBI 3. Multiple Options Available 4.Digitalization 5.Ownership Benefits 1.Highly Volatile 2.High Risk Involved 3.Huge Market Knowledge 4.No Tax Benefit 5.Insider Trading

5. Banking Sector Bank is a financial institution which accepts deposits, pay interest on pre-defined rates, clears checks, makes loans in financial transactions Financial Intermediation: Connects funds with borrowers, fostering economic growth and stability. Payment Services: Ensures financial accessibility through secure transactions and reliable services. Risk Management: Maintains stability by diversifying portfolios, ensuring economic resilience and adaptability.

6. CONS PROS PROS CONS 1.Interest Returns (5% to 7%) 2.No Tax Benefits 3. Penalties for Premature Withdrawal PROS & CONS OF BANKING SECTOR 1.Safety and Security 2. Fixed and Assured Return 3. Loan Facility 4. Easy Liquidity 5. Digitalization

7. MUTUAL FUNDS A mutual fund is an investment vehicle where many investors pool their money to earn returns on their capital over a period This corpus of funds is managed by an investment professional know as a fund manager or portfolio manger. It is his/her job to invest the corpus in different securities such as bond, stocks, gold & other assets and seek to provide potential return. The gain or losses on the investment are shared collectively by the investors in proportion to their contribution to the fund

8. CONS PROS PROS CONS 1.Subject to Market Risk 2. Fluctuating Return 3. No Tax Benefit 4. High Commission Charges 5. Lesser Control over Investment PROS & CONS OF MUTUAL FUND 1.Moderate Returns 2. Regulated by SEBI 3. Moderate Liquidity 4. Professional Assistance 5.Multiple options available

9. REAL ESTATE Real estate investing refers to the purchase of property as an investment to generate income rather than using it as a primary residence. In simple terms, it can be understood as any land, building, infrastructure and other tangible property which is usually immovable but transferable. Real Estate Regulatory Authority (RERA) regulation of the real estate sector and also acts as an adjudicating body RERA is different in different state

10. CONS PROS PROS CONS 1.Low Returns (6-7%) 2.Geographical Differences 3.No Tax Benefits 4.Brokerage Charges 5.Low Liquidity PROS & CONS OF REAL ESTATE 1.Secondary Income 2. Loan Facility 3.Inflation Cover 4.Wealth Creation

11. GOLD Due to some influencing factors such as high liquidity and inflation-beating capacity, gold is one of the most preferred investments in India. Gold investment can be done in many forms like buying jewelry, coins, bars, gold exchange-traded funds, Gold funds, sovereign gold bond scheme, etc. Digital gold is a new age investment instrument that allows you to invest in 24 Karat, 999.9 purest gold, which is then stored in MMTC-PAMP's secure vaults under your ownership. If you wish to take possession of the same, you can redeem digital gold for 24 Karat, 999.9 purest gold coins and gold bars.

12. CONS PROS PROS CONS PROS & CONS OF GOLD 1.Inflation Cover 2. Loan Facility 3. Protection Against Uncertainty 1.Low Returns 2.Low Liquidity 3.Storage Issue 4.Lesser Resale Value 5.No Tax Benefit

13. Public Provident Fund

14. CONS PROS PROS CONS PROS & CONS OF PPF 1.Fixed and Assumed Return 2.Safety and Security 3.Government Backbone 4.Moderate Return 5.Minors Can Also Invest 1.Locking Period of Seven Years 2.Limited Withdrawal Options

15. Post Office Savings Indian Post offers diverse investment options to cater to the varying needs of different investors. All Post office savings schemes guarantee returns as they are backed up by the government of India. Moreover, most of the post office investment schemes are tax-exempt under Section 80C, i.e. tax Rs. exemption up to 1,50,000 is allowed.

16. CONS PROS PROS CONS PROS & CONS OF Post Office Savings 1.Safety 2. Accessibility 3.Low Risk 4. Fixed Deposits 5.Recurring Deposits 1.Lower Returns 2.Limited Liquidity 3.Inflation Impact 4.Taxation 5. No ATM or Online Transactions 6.Technology Lag

17. Life Insurance Life Insurance is a contract between an insurance policy holder and an insurer, where the insurer promises to pay a sum of money to the beneficiary when the insured person dies or after a pre-determined period in exchange for the premiums paid by policyholder

18. CONS PROS PROS CONS PROS & CONS OF LIFE INSURANCE 1.Higher Premium for Higher Age 2. Tricky term & conditions 1.High Returns 2.Additional Bonuses 3.Tax Benefits 4.Moderate Liquidity 5.Life Cover

19. Banking is the sector on top of the list of mutual fund holdings. Whereas, most of the Indian citizens (near about 62%) preferred insurance as an investment as it has low risk and a great death benefit. Pandemic has also changed the investing preferences of the people now people want to get secure future for their family after his/her death. On the other hand, Mutual funds are also growing in India as it has lower risk and handled by qualified finance managers. In the end, we can say that whole financial sector is in dynamic phase which has infinite number of investing opportunities for the investors.