Personal Finance Do you create a monthly budget? How do you track your expenses? Do you save a portion of your income? What do you do to avoid unnecessary purchases? Do you pay your bills on time? How do you plan for your retirement? Do you set financial goals?
Where do you keep your emergency fund? How often do you review your financial plan? Do you use cash or credit cards more often? What do you do to save money on groceries? Do you invest in stocks or bonds? How do you manage your debt? Do you use any apps to manage your finances? What do you think is the most important aspect of managing money?
Work in pairs. Ask a question: Do you have a….?
Do you like your job? Do you have any hobbies? Do you play any sports? Do you enjoy cooking? Do you live near your workplace? Do you have any pets? Do you read books often? Do you watch TV shows or movies? Do you travel often? Do you go to the gym?
Do you speak any other languages? Do you have any siblings? Do you like to listen to music? Do you prefer coffee or tea? Do you work from home? Do you visit your family often? Do you enjoy outdoor activities? Do you have a favorite restaurant? Does your family live nearby? Does your job involve a lot of travel?
How do you save money? Rank these tips from 1 to 10 Create a monthly budget. Track your expenses regularly. Save a portion of your income in NBI saving account. Avoid unnecessary purchases. Pay your bills on time. Invest in a retirement fund. Set financial goals. Use cash instead of credit cards. Keep an emergency fund. Review your financial plan often.
Email writing assignment: Rewrite this paragraph to correct any grammar mistakes. Every day, I am wake up at 7 o'clock. He brush my teeth and then I am go to kitchen to making breakfest . My sister eat break fast quickly before she have leave for school early. I eats slow and check her phone. after breakfast, I goes work. He work in office big and he is very busy. At afternoon, we having lunch together. My friend usualy bringing sandweches , but I prefering bring a salad. At 5 o'clock, I leaves work and go home. When I am home, I doing my home work and study for my classes. My brother play games video in the living room. We sometimes watching TV after dinner. I like to watch comedies, but he prefers watch action movies. Before bed, I is reading a book or I listen to music. Finally, I goes to bed at 10 pm.