Pay pal Analysis. Done by students use only for reference

This submission is part of the academic research

1. Case study analysis: PayPal VARSHA D MBA-IDM

2. 1.How did the financial insecurity of PayPal's employees contradict the company's mission and values? What steps did PayPal take to address this issue? PayPal’s mission - To help people gain financial health, they wanted to use technology to democratize financial services. But PayPal’s own employees were financially insecure. 65 % of respondents reported that they ran out of money between pay-checks, thereby contradicting their mission

3. In order to address the issue paypal created a comprehensive program to improve employees’ financial health, which included Reducing healthcare costs Granting stock awards to all employees regardless of level or tenure Raising wages where appropriate Providing access to personal financial education.

4. 2. Explain the concept of stakeholder capitalism as advocated by Dan Schulman, the CEO of PayPal. According to Dan Schulman, corporations do not exist individually in the system, they are part of the overall political system . For a company to perform strong over the medium and long term the company’s employees need to be financially healthy . Only happy employees, can serve customers better, and when customers are severed better, regulators are happy, thereby creating happy shareholders over the medium term and long term.

5. PayPal and other fintech companies adopted digital payments which included: Transactions made online or in-store on consumer mobile apps like ApplePay and digital devices such as card readers. The digital transactions included point-of-sale (POS) purchases, peer-to-peer payments, international remittances, and lending. Payments funded by a bank account, with a debit or credit card, a prepaid cash card, or crypto currencies. Secure and auditable financial transactions along with convenience and efficiency 3. How did PayPal and other fintech companies disrupt the traditional lending landscape ? t raditional lending Digital payments

6. 4. Examine the competitive landscape in the digital payments industry.

7. Thank you