Wakandi LMS Loan managemnt system to run

Wakandi Loan management

1. Accelerating the Digital Transformation
of the Informal Economy
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2. 3
Wakandi Group
Wakandi Group AS

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Wakandi Uganda
●Norwegian FinTech company founded in 2018 with a business proposition aimed at
accelerating the digital transformation in Sub-Saharan Africa
●Established subsidiaries in Tanzania, The Gambia, South Africa, Uganda and Kenya.
●The company develop and promote a unique and state of the art technology (DLT)
delivering SaaS solutions addressing the informal economy, and further delivering a
platform for tech companies to build innovative solutions and businesses
●Founder and senior management with extensive international experience from IT industry
●Owned by private Norwegian investors with strong track record from a variety of
technology businesses
●Partly funded by the Norwegian Government, through Innovasjon Norway
Innovation Norway is the Norwegian Government's most important instrument for
innovation and development of Norwegian enterprises and industry. Innovation Norway
is the Norwegian government's official trade representative abroad, and established to
among others promote trade and investments from the Norwegian Business community
in International markets.

4. Credit Association
Management System
(CAMS)
A complete digital banking solution
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5. Digital Savings
Members can make contributions easily using
cash, bank account, or mobile money.
Every deposit transaction will be recorded in
CAMS automatically.
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6. Digital Loans
Members can apply for loans online and get the
amount directly into their preferred mobile money
wallet.
Loan applications can be made through mobile
app and teller functionality.
Loan installments and interest amount will be
calculated automatically.
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7. Complete Accounting
Solution
CAMS comes with a complete accounting
solution to provide financial reports and
information on day-to-day transactions.
•Financial statements
•Account ledgers
•Transactions report
•Savings and Loans reports
•Regulatory reports
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8. 360°Payments
CAMS allows members to make payments using
online and offline channels.
Members can make their contributions and pay
theirloan installments though mobile wallet, bank
account, and cash.
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9. Administrative Solutions
Admins can manage the day-to-day tasks of their
Sacco with ease.
•Generating reports
•Calculations of loan interest, deposits,
income, and expenses
•Managingmember data
•Assigning roles and tasks
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10. How can CAMS help Members?
● Overview of loans, savings and shares
● Online payment and offline payments
● Online loan application and repayment
● iPhone and Android apps for smartphone
users
● Access through USSD codes for non-
smartphone users
● Accessibility to account balances and
statements
● Real-time update on account transactions
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11. How can CAMS help Admins?
● Ease of on-boarding members
● Ease of disbursement of loans
● Digital and teller support
● Automated KYC and member data
management
● Easy implementation of SACCO policies
● Automated reports for regulatory authorities
● Automatic reconciliation of payments
● Income and expense monitoring
● Builds financial history for members
● Secure the member information
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12. What makes CAMS better than other systems?
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Properties WakandiSystem Other systems
Features A complete system with accounting, reporting,
payments, member management –all in one.
Limited features or fragmented appsare
offered.
Technology Developed with modern-day technologies for
reliability, ease of use, and future compatibility
Might not be compatible to your unique
needs and requirements.
Security Secured with distributed ledger technology (DLT) to
ensure rock solid security.
No transparency of security systems.
Database Databases areestablished locallyso your
information stays where you are.
Database in different countries. Easily
avoidcountry's data security norms.
Third-party
dependence
No dependence on any third-party tools. We own
the complete tech stack.
Various integrations with third
partiescause a laggy experience.
Support Free training and support is provided to every
financial group through online and offline channels
Customer support is limited to online
chat and email. No personal visits.
Pricing No fixed cost. Pay only for what you use. Fixed fee is charged. Can be expensive.
Local presence We are present locally with offices in Tanzania,
Kenya, and Uganda.
Office in other countries with limited local
presence.

13. Fair Pricing Philosophy
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14. We have adopted people-first pricing approach
Our pricing philosophy offers a cost-effective and transparent pricing
experience.
•Usage-based pricing: Your Sacco only needs to pay for the system
you are using.
•No fixed cost: No fixed fees or charges are levied on the Sacco or its
members.
•Total cost of CAMS: Nominal fee applied on transactions.
•Free training and support: We offer free training and support to your
Sacco
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MORE VALUE ADDED SERVICES COMING YOUR WAY
Agricultural products 03
● Tailor making services and products for SACCOs with
farmers
Banks02
● We partner with banks to enable them serve SACCOs
an
Insurance04
● Loan insurance
● Health insurance
● Crop and animal insurance
CAMS01
● Core asset –SACCO management system
Other bundle products05
● Payments to Umeme , NWSC
● Airtime
● Mobile phones from MNOs
● .