What is the future of banking ... an AI generated PowerPoint

Generated by ChatGPT

1. The Future of Banking Key Trends Shaping the Next Decade

2. Invisible & Embedded Banking Banking services integrated into daily platforms Payments and lending inside apps (e.g., Uber, Amazon, WhatsApp) Banks provide API-based services behind the scenes

3. AI-Driven Personalized Finance AI enables proactive financial guidance Personalized lending, credit, and investments 24/7 AI-led support enhances customer experience

4. Fintech + Bank Collaboration Fintechs innovate; banks offer trust & compliance Rising partnerships instead of competition "Fintech inside" banking model emerges

5. Security & Regulation Cybersecurity becomes top priority Biometric authentication and zero-trust models Evolving data-sharing and Open Banking regulations

6. Rise of Digital Currencies CBDCs gain widespread domestic use Stablecoins for cross-border transactions Crypto remains niche but supports Web3 commerce

7. Sustainable & Inclusive Banking Eco-friendly finance and ESG-linked products Greater access for underserved populations Ethical AI and fair lending practices

8. Branch Transformation Branches shift from transactions to advisory hubs Video banking, education events, financial planning

9. Cloud & Modular Infrastructure Legacy systems replaced with cloud-native platforms Faster product launches and resilience Banks evolve into platforms with fintech ecosystems

10. Conclusion AI-powered, embedded, secure, and partner-driven future Customer well-being becomes the core banking value