What to Do When Banks Ask for Collateral You Don’t Have

Are you struggling to get approved for a business loan because you don't have collateral? You're not alone — many business owners hit this roadblock with traditional banks. This SlideShare reveals practical, no-collateral funding options like revenue-based financing and unsecured credit lines. Discover how to get the capital you need without risking your property or equipment.

👉 Apply here: https://jakefunding.com

1. What to Do When Banks Ask for Collateral You Don’t Have
Smart alternatives to secure funding — without risking your assets

2. The Collateral Catch
• Traditional banks often require hard collateral
• Many small business owners don’t have enough assets to qualify

3. Why This Happens
• Banks view collateral as a
safety net for their loans
• It reduces their risk — but
increases yours

4. The Hidden Cost of Collateral
• Putting up property or equipment can be risky
• Defaulting means losing valuable business or personal assets

5. You’re Not
Alone
• Thousands of business
owners are denied for this
reason
• But there are other
options most don’t know
about

6. Alternative Funding Options
• Revenue-based financing
• Unsecured business credit lines

7. Working Capital
Without Collateral
• Lenders who focus on
cash flow, not collateral
• Faster approvals and less
paperwork

8. How These Alternatives Work
• Approval based on revenue, not credit score or assets
• Funds deposited in as little as 24–48 hours

9. Who These
Are Best For
• Businesses with steady
monthly revenue
• Owners who need fast
capital but can’t offer
property

10. Real-World Use Cases
• Covering payroll
• Expanding inventory
• Launching marketing campaigns

11. What to Watch Out
For
• Always review fees and
repayment terms
• Avoid lenders that require
personal guarantees

12. Final Thoughts
• You don’t need collateral to grow your business
• The right funding partner can unlock growth safely

13. ?????? Apply here:
https://jakefunding.com