with due gSHARING GA PPT 02.02.2025.pptx

gga ppt for aexam

1. SHAILESH MANDLIK M.B.A.(FINANCE) TEACHING EXPERIENCE :-14 YEARS PREVIOUS SELECTIONS SSC –CGL SSC-CHSL IDBI DNS BANK LIC ADO EPFO

2. The Special Window for Affordable and Mid-Income Housing (SWAMIH) Investment Fund I is a  social impact fund  specifically formed for completing  stressed and stalled residential projects.

3. The Fund is sponsored by the  Ministry of Finance , Government of India. It is  managed by SBICAP Ventures Ltd ., a State Bank Group company. It  has one of the largest domestic real estate private equity teams focused only on funding and monitoring the completion of stressed housing projects.

4. Eligibility criteria for funding Real estate project must be  registered under the Real Estate (Regulation and Development) Act (RERA) 2016. Project must be classified as a  non-performing asset (NPA)  or be under insolvency proceedings.

5. The project should have been declared as a "stalled" or "delayed" project by a competent authority. The fund is available only for projects that fall under the  affordable and mid-income housing categories . (any housing projects wherein housing units do not exceed 200 sq.m .).

6. SWAMIH Fund 2 for middle class families The existing Special Window for Affordable, Mid-Income Housing (SWAMIH) scheme: Aims to help middle-class families who pay EMIs on loans taken for apartments, and rent on their current dwellings .

7. So far, 50,000 dwelling units in stressed housing projects have been completed and keys handed over. Another 40,000 units are to be completed in 2025. SWAMIH Fund 2 announced today, will be established as a blended finance facility. This will include contributions from the Indian government, banks and private investors. An outlay of Rs 15,000 crore is allotted for the expeditious completion of another 1 lakh units.

8. foreign direct investment (FDI) in the insurance sector, from 74 per cent to ____ per cent. This move is expected to attract global insurance giants and increase capital inflows . 89 100 95 88

9. The finance minister has raised the limit of income tax rebate from Rs 7 lakh to Rs ____ lakh , which essentially means that if an individual has an income of up to Rs 12 lakh , she will have zero tax liability. WITHIN ONE SECOND ANSWER-BHUSKAN

10. .The fiscal deficit is pegged at ____% of GDP as per the revised estimate for 2024-25. It was estimated at 4.9% of GDP when Budget was presented in July 2024 . 4.5 4.6 4.8 4.7

11. .The Finance Minister announced that the loan limit under the Modified Interest Subvention Scheme (MISS) will be increased from Rs 3 lakh to Rs ___ lakh .. 3.5 4.0 5.50 5.00

12. Currently, under MISS, farmers engaged in Agriculture and other allied activities can acquire Kisan Credit Card loans up to Rs 3 lakh at a benchmark rate of 9%. However, the Centre provides 2% interest subvention on the benchmark rate, bringing down the effective rate of interest to 7 per cent. An additional 3% concession for prompt and timely repayment further reduces it to 4% per year.

13. With assembly elections likely later this year in Bihar, Finance Minister Nirmala Sitharaman has made two specific announcements so far for the state. One is the setting up of a ‘ Makhana Board’ to help farmers growing makhana , which is the the super food. Giving the state an infra boost, Sitharaman has also announced an expansion of the Patna airport, and setting up of a new brownfield airport in the state.

14. Finance Minister announces extension of Jal Jeevan Mission till ____ 2028 2027 2026 2025

15. The Finance Minister has announced extension of Jal Jeevan Mission (JJM) till 2028. The JJM, launched in 2019, was the one of the biggest programmes of the Modi 2.0. So far, over 12 crore rural households have been provided tap water connections. Initially, the scheme was till 2024.

16. Revamping existing PM-_______ scheme The Finance Minister announced revamping of the existing PM-_________ scheme, which was launched in 2020 to help street vendors hit by the COVID-19 pandemic get back on their feet. The scheme, which has helped 68 lakh vendors so far, will have enhanced bank loans, UPI-linked credit cards and capacity building support. Under the existing scheme, vendors can avail of loans of Rs.10,000, Rs.20,000 and Rs.50,000. रिक्त जागा भरा

17. Revamping existing PM- SVANidhi loan scheme The Finance Minister announced revamping of the existing PM- SVANidhi loan scheme, which was launched in 2020 to help street vendors hit by the COVID-19 pandemic get back on their feet. The scheme, which has helped 68 lakh vendors so far, will have enhanced bank loans, UPI-linked credit cards and capacity building support. Under the existing scheme, vendors can avail of loans of Rs.10,000, Rs.20,000 and Rs.50,000. रिक्त जागा भरा

18. _______ Atal Tinkering Labs will be set up in government schools over the next five years to “foster scientific temper among young minds .” 40,000 50,000 30,000 10,000

19. Prime Minister Dhan-Dhaanya Krishi Yojana – Developing Agri Districts Programme :  The programme to be launched in partnership with the states, covering _____districts with low productivity, moderate crop intensity and below-average credit parameters, to benefit 1.7 crore farmers . 50 100 75 125

20. Aatmanirbharta in Pulses:  Government to launch a ____year “Mission for Aatmanirbharta in Pulses” with focus on Tur , Urad and Masoor . NAFED and NCCF to procure these pulses from farmers during the next 4 years 6 5 4 7

21. The  National Cooperative Consumers Federation of India (NCCF)  was established on October 16, 1965, (HQ: New Delhi) as the apex body of consumer cooperatives. Purpose To function as the  apex body of consumer cooperatives , promoting the consumer cooperative movement

22. About  NAFED : National Agricultural Cooperative Marketing Federation of India Ltd  (est. 1958; HQ: New Delhi)  is an apex organization of  marketing cooperatives  for agricultural produce in India.

23. Customized Credit Cards with ₹ ___ lakh limit for micro enterprises registered on Udyam portal, 10 lakh cards to be issued in the first year 5 4 3 6

24.   Bharatiya Bhasha Pustak Scheme announced to provide digital-form Indian language books for school and higher education.

25. Jan Vishwas Bill 2.0:  The Jan Vishwas Bill 2.0 to decriminalize more than 100 provisions in various laws.

26. The Reserve Bank of India (RBI) has approved the establishment of National Urban Co-operative Finance and Development Cooperation (NUCFDC) as an Umbrella Organisation (UO) to boost Urban Co-operative Bodies (UCBs) across India. It has also approved NUCFDC to function as a Non-Banking Finance Company (NBFC).

27. NUCFDC will receive this approval only if it attains the paid up capital of Rs ____ crore within 1 year from the date of registration by RBI i.e. up to 7th February, 2025. 200 300 400 500

28. . Shaheed Divas or Martyrs’ Day 2025 on ______January. 29 28 30 31

29. Bharat Interface Money (BHIM), India’s flagship digital payments application (app) powered by Mumbai (Maharashtra)-based NPCI BHIM Services Limited(NBSL), a subsidiary of the National Payments Corporation of India (NPCI), has partnered with the Fintech Yatra 2025 as a Principal Partner

30. Tata Steel Limited(TSL), formerly known as Tata Iron and Steel Company Limited (TISCO), became India’s 1st Steel company to demonstrate the capability to develop steel pipes for hydrogen(H2) transportation, marking a significant step toward supporting India’s National Hydrogen Mission (NHM).

31. iSPOT portal launched by _____ to solve technical problems. RBI SEBI NABARD SIDBI

32. Securities and Exchange Board of India (SEBI) launched a web-based portal named the ‘Integrated SEBI Portal for Technical Glitches ( iSPOT )’ for submission of preliminary and final Root Cause Analysis (RCA) reports of technical glitches by stock exchanges and other Market Infrastructure Institutions (MIIs).

33. Bharat Interface Money (BHIM), India’s flagship digital payments application (app) powered by Mumbai (Maharashtra)-based NPCI BHIM Services Limited(NBSL), a subsidiary of the National Payments Corporation of India (NPCI), has partnered with the Fintech Yatra 2025 as a Principal Partner.

34. 55th Annual Meeting of WORLD ECONOMIC FORUM held in __________from January 20– 24, 2025. U.S.A. Switzerland AUTRALIA ENGLAND

35. ______is a digital legal tender issued and supported by the RBI. This digital currency is equivalent to sovereign currency and can be exchanged at a one-to-one ratio with existing physical currency. ओळखा CONCEPT

36. One Mobikwik Systems Limited, has become 1st fintech company in India, to roll out a full-scale Central Bank Digital Currency (CBDC) or e-rupee, in collaboration with the Reserve Bank of India (RBI) and Yes Bank Limited.

37. , this e-rupee wallet is accessible to all Android users of Mobikwik , which will enable seamless Peerto -Peer (P2P) and Peer-to-Merchant (P2M) transactions. ii.Users can now pay by scanning any Unified Payments Interface (UPI) Quick Response (QR) code using erupee , as the wallet is completely compatible with UPI

38. SEBI Unveils ________A Digital Repository for India’s Securities Market ‘ Dharohar ’: Dharni Dubhashini Digisankalpana (documents the 150-year history and evolution of the Indian securities market, showcasing its diverse products, participants, and institutions .)

39. Insurers ( insurance company)cannot raise premiums for individuals aged 60 and above by more than _____per year without prior approval from IRDAI 10 % 20% 15% 9%

40. Economic Survey 2024-25: Important Points GDP Growth : 6.4% in FY25, projected 6.3-6.8% in FY26. Inflation : Softened to 4.9% (FY25). NPAs at 12-year low (2.6%).

41. Insolvency Resolutions : ₹3.6 lakh crore recovered under IBC. Insurance & Pension : Premiums grew 7.7%, pension subscribers up 16%. Exports : Overall growth of 6%, services exports up 11.6%. FDI : Inflows rose 17.9% to USD 55.6 billion (FY25).

42. Current account deficit (CAD) is the difference between a country’s total imports and exports, including goods, services, and transfers. It also considers income from foreign investments and unilateral transfers like remittances and foreign aid . A trade deficit occurs when a country imports more goods and services than it exports

43. FOREX Reserves : USD 640.3 billion, covering 10.9 months of imports . CAD : Stable at 1.2% of GDP . Global Inflation : Fell to 5.7% (2024) from 8.7% (2022 ). Retail Inflation : Eased to 4.9% (FY25), targeting 4% by FY26 . Agriculture : Climate-resilient crops key to price stability .

44. Growth Target : 8% needed for Viksit Bharat by 2047 . Deregulation : Focus on Ease of Doing Business 2.0 and SME growth . Global Challenges : Geo-economic fragmentation and China’s dominance . Railways : 2031 km added, 17 new Vande Bharat trains

45. Unemployment : Fell to 3.2% (2023-24).