Apidays Singapore 2024 - How APIs drive business at BNP Paribas by Quy-Doan Do, BNP Paribas

How APIs drive business at BNP Paribas
Quy-Doan Do, APAC Head of Data Services (Client Lines) and APAC Head of Digital Transformation and Innovation - BNP Paribas' Securities Services

Apidays Singapore 2024: Connecting Customers, Business and Technology (April 17 & 18, 2024)

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1. APIDAYS SINGAPORE 2024
HOW APIS DRIVE BUSINESS ?
BNP PARIBAS
April 2024

2. 2
Classification : Internal
BUSINESS DRIVER AROUND DATA
To enable clients to focus on their core business activities and benefit from advances in data service solutions, we manage the
complexities of cleansing, standardising and aggregating data, and we address the costly and difficult tasks related to
advanced data management solutions.
AS A DATA CUSTODIAN PARTNER, WE COMMIT TO.…
UNDERSTAND
CLIENT BUSINESS
MAINTAIN DATA
QUALITY AND
DATA GOVERNANCE
OPERATE A SECURE,
COMPLIANT AND OPEN
ARCHITECTURE SOLUTION
BRING CLIENT MORE
VALUE WITH THE DATA
WE HANDLE FOR THEM

3. 3
Classification : Internal3
STRATEGIC AMBITION AROUND GROWTH, TECHNOLOGY, SUSTAINABILITY
DATA & DIGITAL TRANSFORMATION
•Become a key trusted “data”
partner for our clients
•Build a new core data
infrastructure “data market
place”
•Deliver new “data” services
while fully leveraging “market”
innovation
APIs are at the heart of the bank digital and data strategy
•Offer a digital version of our
services to respond to the new
needs of our clients
•Provide a wide range of high
value-added services by giving
our clients access to more data
•Facilitate a uniform and
consistent client experience
across all communication
channels
•Reinforce operational servicing
and enhance client interaction
▪Increase usage of digitized and
automatized solutions
▪Leverage in-house and external
state-of-the-art technologies (AI)
•Assess business opportunities
across the Fintech and Regtech
ecosystem
•Seize upcoming market changes
in fund and asset tokenization
•Extend all ofour products to
provide digital assets services
for our clients
1. Become a
data custodian
2. Deliver a
transformed client
experience
3. Further digitise
and industrialise
our processes and
systems
4. Get ready for
digital assets
OBJECTIVES
Increased data quality and new data
management services
Modernised access to data with end
to enduser experience
Increased operational efficiency and
reduced risks
Support growth strategies and new
investment opportunitiesBENEFITS
Improvedandwider set of data
distribution channels
Integration with Fintech partnersBridge conventional world/value
chain with emerging technology

4. Classification : Internal4
ENHANCE CUSTOMER EXPERIENCE
OFFER A SET OF CHANNELS TO SUPPORT CLIENTSSPECIFIC CONTEXT & DEVELOP INDUSTRIALISATION
21
3
CLIENT PORTALAPI Store
1
3
2
HOWHOW
What is the last
positions on my
securities account?
What is the status of
my trade?
1
2
BOT

5. Classification : Internal5
API VALUE PROPOSITION FOR CLIENTS
Data on-demand
APIs endpoints allow clients to get exactly
the data they need, when they need
them.
More Agile
APIs provide a common language to
send and receive requests among any
IT systems in the world across the
Internet.
Plug and Play
Using APIs is much faster than
building any new data channel from
scratch.
Added security
APIs create an added layer of protection
between data and server

6. Classification : Internal6
LIVE API ON THE STORE (ref. date: February 2024) https://developers.cib.bnpparibas.com/api-catalog
API name Data sample(for illustration) Anyrestriction on APIdata set ?
Settlement
Status
This API exposes data from both
local & global custody services for all
locations where BNP Paribas
Securities Services is operating.
It is not restricted to the instructions
managed through SWIFT messages,
but also includes those created
through other means.
No restriction : API exposesall set of
data cross client linesand locations.
Cash
Account
Information
Accounts, balances, transactions,
intraday for accounts
No restriction : API exposesall set of
data cross client linesand locations.
Securities
Account
Holdings
Holding positions, holding
transactions, holding intraday
No restriction : API exposesall set of
data cross client linesand locations.

7. 7
Classification : Internal7
AVAILABLE
CLIENT-FACING API PORTFOLIO | WHERE DO WE STAND?
Offering & functional coverage
FUND@CCESS
CORPORATE
ACTIONS
DERIVATIVES
INFORMATION
+10 APIS UNDER
INVESTIGATION TO BE
PRIORITIZED
ACCORDING TOCLIENT
NEEDS
TRANSFER AGENT
FOR ASSET
MANAGERS
2
TRANSFER AGENT
FOR INVESTORS
CASH ACCOUNT
INFORMATION
SETTLEMENT
STATUS
2
SECURITIES
ACCOUNTS
HOLDINGS
NET ASSET
VALUATION
2
CSDR PENALITIES
30% 60% >90%
7
# APIs
on the Store
Functional
coverage on core
services
1
2024 2025
List of APIs and
capabilities
10 ~15
ROADMAP
WHATWHAT

8. Classification : Internal8
APIs STORE LIFECYCLE ROADMAP
GLOBAL CLIENTSOVERVIEW

9. Classification : Internal9
APIs STORE: LIST OF CAPABILITIES REQUIRED
APIs “visible” Store : what we
may think delivery is about …
9
The “hidden” part:
delivering a portfolio of
API requires to gain
maturity on several
capabilities!
: challenges faced
(= REX we can share)

10. 10
Classification : Internal10
YOU SAID … API (Application Programming Interface)?
Consumers
What consumers see
Restaurant menu
Do you have a
reservation?
What is really done
Consumer has no
visibility on
manufacturing
Preparation Assembly
Transformation
Restaurant analogy
Is the client onboarded/
authorized to access?
What is really done
Consumer has no
visibility on
manufacturing
3
rd
parties clients
What consumers see
API
API Catalog(Portal)
Data Hub
Cash Custody
Net Asset
Value
Transfer Agency
API
Management
Ex: collect information on cash
accounts to make investments
decision (balances, statements &
operations, intra-day)
Bank Offer

11. 11
Classification : Internal
APIs -PART OF A BROADER ECOSYSTEM
Data Quality
Watch Tower
Partners
Providers
Data as a
Service
Clients
2
4
11
12
13
Data
Governance
Data Hub Data Urbanization
DIGITAL SERVICES
OMNI CHANNEL
Open Banking
Referential
strategy
Data
Principles
3
5
6
7
8
9
10
Data as an Asset
Reusability of data
Data aggregation
Self service
analytics
Data products
(Data Mesh
architecture)
Harmonized &
qualified
datasets
Roles &
Responsibilities
BNP PARIBAS AS A DATA CUSTODIAN
Data replication
Data
Acquisition
1
Web
API
SFTP
BOT

12. 12
Q&A

13. 13
Classification : Internal
THANK YOU
danke
GRAZIEchokranemèsitak
GRACIAS
ευχαριστώ
dhanyavadARIGATÔ
spas
Dziękuję
спасибо
NANDRI
ขอบคุณ謝謝
JËRËJËF
MAHALO
OBRIGADO
CẢM ƠN
terima kasih
감사해요
நன்றி
धन्यवाद
MERCI

14. 14
Classification : Internal
Disclaimer
Theinformationcontainedwithinthisdocument(‘information’)isbelievedtobereliablebutBNPParibasdoesnotwarrantitscompletenessoraccuracy.Opinionsandestimates
containedhereinconstituteBNPParibas’judgmentandaresubjecttochangewithoutnotice.BNPParibasanditssubsidiariesshallnotbeliableforanyerrors,omissionsor
opinionscontainedwithinthisdocument.Thismaterialisnotintendedasanofferorsolicitationforthepurchaseorsaleofanyfinancialinstrument.Fortheavoidanceofdoubt,any
informationcontainedwithinthisdocumentwillnotformanagreementbetweenparties.Additionalinformationisavailableonrequest.
BNPParibasisacreditinstitutionthatisauthorisedtoperformbankingactivitiesandinvestmentservicesunderthelawapplicableinFranceandissubjecttoprudentialsupervision
onaconsolidatedbasisbytheEuropeanCentralBank(ECB),incooperationwiththeAutoritédeContrôlePrudentieletdeRésolution(ACPR).Asapubliclistedcompanyandasan
investmentserviceprovider,BNPParibasisalsoinFranceunderthesupervisionoftheAutoritédesMarchésFinanciers(AMF).Itsregisteredofficeaddressis16boulevarddes
Italiens,75009Paris,France,anditswebsiteishttps://group.bnpparibas.
BNPParibasisauthorisedandregulatedbytheEuropeanCentralBank(ECB)andtheAutoritédeContrôlePrudentieletdeRésolution(ACPR).BNPParibasisauthorisedbythe
PrudentialRegulationAuthority(PRA)andissubjecttoregulationbytheFinancialConductAuthority(FCA)andlimitedregulationbythePrudentialRegulationAuthority(PRA).
DetailsabouttheextentofourregulationbythePrudentialRegulationAuthority(PRA)areavailablefromusonrequest.BNPParibasLondonBranchisregisteredintheUKunder
numberFC13447.UKestablishmentnumber:BR000170.UKestablishmentofficeaddress:10HarewoodAvenue,LondonNW16AA.
Servicesdescribedinthisdocument,ifofferedintheU.S.,areofferedthroughBNPParibasactingthroughitsNewYorkBranch(whichisdulyauthorisedandlicensedbytheState
ofNewYorkDepartmentofFinancialServices)orBNPParibasFinancialServicesLLC,alimitedliabilitycompanyorganisedunderthelawsoftheStateofDelaware;ifasecurities
product,throughBNPParibasSecuritiesCorp.,whichisabroker-dealerregisteredwiththeSecuritiesandExchangeCommission(SEC)andamemberoftheSecuritiesInvestor
ProtectionCorporation(SIPC)andtheFinancialIndustryRegulatoryAuthority(FINRA);orifafuturesproductthroughBNPParibasSecuritiesCorp.,aFuturesCommission
MerchantregisteredwiththeCommoditiesFuturesTradingCommission(CFTC)andamemberoftheNationalFuturesAssociation(NFA).
InaccordancewiththeGeneralDataProtectionRegulation(GDPR),EuropeanRegulationno.2016-679,dependingonthenatureoftheprocessingofthepersonaldataconcerned,
youhavearightofaccess,rectificationanderasureofyourpersonaldatatogetherwiththerighttorestrictorobjecttotheprocessingofsuchdata.Formoreinformationonthe
GeneralDataProtectionRegulation(GDPR),detailsregardingprocessingpurposes,anddataretentionprinciples,aswellasyourrightsinrelationtotheprocessingofyour
personaldatabyBNPParibasSA,inthecontextofSecuritiesServicesactivities,pleaserefertoourdataprotectionnotice:https://cib.bnpparibas/data-protection-notice/.