Literature Review R ef no. P roblem Solution R esult Limitations 10 Challenges in delivering personalized learning, managing administrative tasks, and ensuring equitable access to quality education. AI-powered tools provide adaptive learning, automate routine tasks, and support multilingual solutions, improving accessibility and personalization. Improved learning outcomes, reduced administrative burdens for teachers, and increased access to education for underserved communities. Concerns over data privacy, algorithmic bias, and inequitable deployment across socio-economic contexts. 11 Traditional chatbots struggle with handling complex queries, multilingual support, and context-aware responses, leading to citizen frustration. Generative AI improves chatbots with natural language understanding, real-time assistance, and RAG for accurate, context-specific answers, supplemented by human oversight for sensitive issues. Improved citizen satisfaction, enhanced efficiency in query handling, and seamless integration with existing systems. Challenges in ensuring transparency, ethical concerns, and reliance on robust data infrastructure and expertise. 12 Governments face inefficiencies, high costs, and limited citizen engagement due to manual processes and lack of automation. AI automates routine tasks, supports data-driven policymaking, and introduces chatbots for 24/7 citizen assistance, improving service reliability and reducing delays. Increased efficiency, lower operational costs, better citizen experiences, and enhanced policymaking through AI-driven insights. Concerns over data privacy, lack of AI expertise, and biases in algorithms impacting service delivery.