Bank Schedules Balance Sheet

1. Bank schedules-balance
sheet
Capital and liabilities: schedule
capital 1
Reserves and surplus 2
Deposits 3
Borrowings 4
Other liabilities and provisions 5

2. Balance sheet-continue
ASSETS: SCHEDULE
CASH AND BANK BALANCES 6
BALANCE WITH BANKS AND
MONEY AT CALL AND SHORT NOTICE7
INVESTMENTS 8
ADVANCES 9
FIXED DEPOSITS 10
OTHER ASSETS 11
CONTINGENT LIABILITIES &
BILLS FOR COLLECTION 12

3. SHEDULE-01 CAPITAL
SUBSCRIPTION AND CALLED UP
LESS: CALLS UNPAID
ADD: FORFEITED SHARES

4. SCHEDULE-02 RESERVES
AND SURPLUS
STATUTORY RESERVE:
OPENING RESERVE+ADDITIONS
DURING THE YEAR
CAPITAL RESERVE
SECURITY PREMIUM
REVENUE AND OTHER RESERVES
BALANCE IN PROFIT AND LOSS
ACCOUNT

5. SCHEDULE-03 DEPOSITS
DEMAND DEPOSITS
SAVINGS DEPOSITS
TERM DEPOSITS

6. SCHEDULE-05 OTHER
LIABILITIES
BILLS PAYABLE
INTER OFFICE ADJUSTMENTS
INTEREST ACCRUED
REBATE ON BILLS DISCOUNTED
PROVISION FOR DD
UNCLAIMED DIVIDEND
UNEXPIRED DISCOUNT

7. SCHEDULE-06 CASH AND BALANCE
WITH RESERVE BANK
CASH IN HAND
FOEIGN CURRENCY NOTES
BALANCE WITH RBI

8. SCHEDULE-07 MONEY AT
CALL AT SHORT NOTICES
MONEY AT CALL: BANK HAS LENT
MONEY TO ANOTHER BANK WHICH
WILL BE PAID ONCE CALLED OVER
THE PHONE WITHIN 24 HOURS
MONEY AT SHORT NOTIVES:MONEY
LENT TO OTHER BANKS BUT IT
WILL BE PAID AFTER GIVING
SHORT NOTICES TO OTHER BANKS
WHICH WILL BE PAID WITH IN 3
DAYS

9. SCHEDULE-08
INVESTMENTS
INVESTMENT IN GOVERNMENT
SECURITIES
OTHER SECURITIES
INVESTMENTS IN SHARES OF
OTHER COMPANIES
INVESTMENT OUT SIDE INDIA

10. SCHEDULE-09 ADVANCES
BILLS PURCHASED AND
DISCOUNTED
CASH CREDIT, OVERDRAFTS
LOANS REPAYABLE ON DEMAND
TERM LOANS

11. SCHEDULE-10 FIXED ASSETS
ORIGINAL COST OF ASSET
ADD: ADDITIONS
LESS: DEPRECIATION UP TO DATE
(ACCUMULATED)

12. SCHEDULE-11 OTHER
ASSETS
NON BANKING
ASSETS
BRANCH ADJUSTMENTS
SILVER
ADVANCE PAYMENT OF TAX
INTEREST ACCRUED ON INVESTMENTS
STAMPS AND STATIONARY

13. SCHEDULE-12
CONTINGENT LIABILITIES
CLAIMS AGAINST THE BANK NOT
ACKNOWLEDGED AS DEBTS
LIABILITIES ON ACCOUNT OF
OUTSTANDING FORWARD
CONTRACT
LIABILITY ON BILS DISCOUNTED
ACCEPTANCES, ENDORSEMENT AND
OTHER OBLIGATIONS

14. Schedule-13 Profit and loss
account-interest earned
(i)Interest and discount
Less: rebate on bills discounted
interest accrued on investments
(ii) interest accrued on investments