them on until 30 minutes before
sunrise.
• You must dim your lights to low
beams within 500 feet of a vehicle coming toward you or within 300 feet of a vehicle you are following.
• You
must turn on your headlights
if snow, rain, fog, dust, or low vis-
ibility (1,000 feet or less) requires
the use of windshield wipers.
• If you are involved in a collision,
you must move your vehicle out
of the traffic lane (unless it is disabled) when it is safe to do so. Law
enforcement may tow or im-
pound your vehicle if it is left in an unsafe area and causes safety concerns.
AD
MINISTRTIVE
Financial Responsibility
The California Compulsory Finan-
cial Responsibility Law requires
every driver and every owner of a
motor vehicle to maintain financial responsibility (liability coverage) at all times. There are four forms of financial responsibility:
• A
motor vehicle liability insur-
ance policy.
• A deposit of $35,000 with the
DM V.
• A surety bond for $35,000 ob-
tained from a company licensed
to do business in California.
• A DMV issued self-insurance
certificate.
You must possess evidence of fi-
nancial responsibility whenever you drive, and show it to a peace
officer after a traffic stop or colli-
sion when asked to do so. You may have to pay a fine or have your ve-
hicle impounded if you do not com-
ply with this law.
Insurance Requirements
The law states that you must be fi-
nancially responsible for your ac-
tions whenever you drive and for all the motor vehicles you own. Most drivers choose to have a liability in-
surance policy as proof of financial responsibility. If you have a colli-
sion not covered by your insurance, or you do not have insurance, your driver license will be suspended. If the driver is not identified, the own-
er of the motor vehicle involved in a collision will have his or her driver license suspended.
The minimum amount your insur-
ance* must cover per collision is:
• $15,000
for a single death or
injury.
• $30,000 for death or injury to
more than one person.
• $5,000 for property damage.
Call 1-800-927-HELP, before you
purchase insurance to confirm that
your agent/broker and insurer are
licensed by the California Depart-
ment of Insurance.
If you are visiting California or have
just moved here, be aware that not
all out-of-state insurance compa-
nies are authorized to do business
* Low cost automobile policies are available in
Alameda, Contra Costa, Fresno, Imperial, Kern,
Los Angeles, Orange, Riverside, Sacramento, San
Bernardino, San Diego, San Francisco, San Joaquin,
San Mateo, Santa Clara, and Stanislaus counties.
Please contact your insurance agent.
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