Dream House buy in the Netherlandss.pptx

buy dream house in NL

1. Step by Step Guide for Buying Home Mahak Rathore

2. Mahak Rathore Every time I would put my pen to paper, I felt as if it allowed me to explore a new part of me. It allowed me to feel alive in a whole new sense. There are so many people out there, and each of them has a story. And it’s really heartbreaking to see that every day, millions of stories die without ever being heard. I feel that it is my responsibility as a human being to bring these stories together, to unite them to create a whole new world where lives are more important than any materialistic thing and bring smile to your face. I’m sure this sounds pretty big, but I need to start somewhere, right? I want to be fearless on the pursuit of what sets my soul on fire, and I feel blogging might be my first big step into an apparently impossible mission.

3. Agenda Pre House Requirement Mortgage and Markelaar Role Notary and Other Section Post House Updates 01 02 03 04

4. Timeline and Checkpoints Employer Statement Mortage Limit Things to Keep in Mind Markelaar and Mortgage Finalization Info Gathering W 1-3 W 4-6 W 6-8 W 3-4 W 6-7 W 8 <3 Week 0 Win the Bid Process start for Mortgage Technical Inspection Owner Meet and Decide Bid Date and Bid Win / Deed Sign Mortgage Approved (Final % Decided) Apply for Rebate if Monthly Leave Previous Notice ( Previous) Start Booking (Gas/Electricity/Water) Home Insurance Final Check End of 3 Days of backing out 10% Guarantee Applicable Mortgage Approval by Bank condition apply Final Deed and Owner (End of Period) House Criteria and Search Markelaar Viewing Timeline and Bid Date Saving ( Budget and savings ) Hunting Visit home and agree on same condition Go To Notary Sign Take Keys Start Shopping for New Home  Notary and Deed Sign Book Electricity Update Address in Government Site and Gemmente Update your subscription GP Registration Post Processes Congratulation and Live your Life

5. Pre House Preparation Mortgage Limit and Documents Employer Statement ( Given by Employer ) Limit for Loan Single / Partner / Combination / Status Things to Keep in Mind Bid House Price Extra Money you will pay on top Consider the Fees and Stuff Markelaar and Mortgage Advisor Both plays a Important Role for each segments. Markelaar : Search Home, Observe , Provide estimate value of Home Worth ( Max Loan Amount ) , Upcoming Issues in home, worth , Do bidding, Guidance Etc Mortgage Advisor : Guide on Variable and Fixed , Bank to choose, Conditions of Banks, ROI and get loan approved, Notary, Translation of Deed and Notary, Bank Guarantee, Provide Limit of your capacity of Loan , Fill the Rebate for Home loan ( M/Y) Markelaar Reference : (Michele Almere / Lelystad ) [phone] Mortgage Advisor : Michael Drost [phone] Code : Mahak 

6. Housing Search Tips Search House : https://funda.nl/ ( FUNDA ) https://hoekstraenvaneck.nl/ ( External Markelaar Site ) House Info : https://huispedia.nl/ ( House Information ) https://walterliving.com/ (Perfect for Report ) https://www.kadaster.nl/ Land Info

7. House Searching Factors 05 Grocery and Restaurants Grocery Market : AH / Voomar / Jumbo / Dirk . Restaurent / Indian Groceries Etc 04 Area How is Area Surroundings Housing Society Security Neighborhood 02 School International School Day Care Dutch School 01 Transport Bus Train Train Time Taken to Reach to Office Time to Reach Major City or Points

8. Who owns the house / property and why is he / she moving out. How many others are interested in the same house / property. How quickly the seller needs to sell. How long the house has been on the market. View the house during daytime to spot problems and if you are really interested, visit again at a different time of the day. Try not to view too many houses in one day. Keep detailed notes regarding the places you visit. Take your time and do not hesitate to ask as many relevant questions as possible. Inspect the neighbourhood . Seasonality could be an important factor; demand may be a bit lower during winter and autumn. During negotiations stay polite, cool and clearly show that you are fully informed. Do not get too attached to one property; usually, time is on your side. Avoid complicated procedures like bidding wars and sealed envelopes. Build a solid relationship with the seller. It could well be the case that there are many potential buyers like you so you need to stand out from the crowd. It may be harder for non-EU citizens due to stricter requirements Housing Questions Tips

9. Mortage Advisor Fixed VS Variable Split the Mortgage Split Mortgage Between Spouse and Combine Rate of Interest All documents which are required specially for Married and Family Signature Question Question Question for All Conditions for Home Rent Documentation and Questions Final Signature and Locking Things which are covered : Notary , Bid Price, Fees, Translation , Location , Time. Savings to be maintained Final Approval and Locking Should Read All Documents Notary Requirements. FINAL DAY on Notary

10. Extra but Important NHG House Energy Rating Upcoming Expense ( Lease or Full Owner Ship )

11. Conditions 01 Bid Win + 3 Days to Decide and Back out ( Seller ) Before that owner can backout anytime. 02 After 3 days ( 10 % Condition Applies and Mortgage Approval Condition apply) (Owner cant backout from here onwards) 03 If Mortgage Approved and Buyer backout then pay 10% as penalty 04 Conditions for Mortgage , Bank , Renting Etc

12. Post Ownership Style Shopping Bed Furniture (Second Hand , Leen Baker , Woonbeker ) Home Requirements Bulb, Lamps, Electrical, Dril (IKEA, Gamma, Praxis ) Electronics HELO TV, Online Bol.com / Cool Blue Neighbor Hood Meet and Greet Move Stuff in Day Time Home Basics Action , Kruidvet , Zeeman , Aldi, AH , Lydl Kitchen IKEA / Online Amazon.com / India Taxes and Bills Updating Meter Reading, Access on App, Update Address Garbage Rules / Garden My Identity | MyGovernment Update ALL and Verify

13. For Your New House Congratulation