HITACHI WHITE LABEL ATM RENTAL MODEL PPT

This PPT Explains the process of installing White Lable ATM & Business Financial involved in the installation of ATM and also the Return On Investment (ROI) from Hitachi White Lable ATM.

1. HITACHI WHITE LABEL ATM FRANCHISEE MODEL

2. WHAT IS WHITE LABEL ATM ? White Label ATMs (WLAs): ATMs set up, owned and operated by non-banks are called White Label ATMs. Non-bank ATM operators are authorized under Payment & Settlement Systems Act, 2007 by the Reserve Bank of India वो ATM जिसका सवामितव NON-BANK ENTITY के पास होता है और उसके द्वारा ही उसका संचालन किया जाता है, उसे WHITE LABEL ATM कहा जाता है

3. Why do we need White Label ATM? The rationale of allowing non-bank entity to set up White Label ATMs has been to increase the geographical spread of ATM for increased / enhanced customer service. The RBI aims to increase the penetration of ATMs in Tier-III and Tier-IV cities through the WLA operators. RBI ATM को गाँव गाँव तक सभी तक पहुचाना चाहता है, उसी उदयेश से White Label ATMs लगाने की लिए Non-Bank Entity को सवाकृति प्रदान किया है

4. Why do we need White Label ATM? ATMs offer convenience to customer (Because he doesn’t need to visit Bank branch every time). ATMs are open 24/7, and even on holidays. ATM लोगो को सुविधा प्रदान करता है,उन्हें अपनी छोटी पैसों की जरुरत के लिए हमेशा बैंक नहीं जाना पड़ता है Convenience to bank, because they don’t have to keep large staff/office (compared to a system without ATMs). It reduces their cost of branch operation. ATM से बैंकों को अपने खर्चे कम करने में मदद मिलती है

5. Why do we need White Label ATM? Country Approx. No. of ATMs per 10 lakh population USA 1400 UK 500 China 200 India less than 100 ATM penetration has been very low in India. Most of the ATMs concentrated in urban areas- that too only at prime locations e.g. near shopping malls and airports, Thus financial inclusion not achieved.

6. Why do we need White Label ATM? Government is Extending all the Government Subsidy to poor Beneficiary via “Direct Bank Transfer” ( DBT) Government has also announced special scheme for all the Farmers in India ( Pradhanmantri Kishan Saman Nidhi Jyojana ) of Rs 6000 per Year , given in 3 (Three) Installment of Rs 2000 in almost 20 Crs Farmers Bank Account directly. This can Give almost 60 Crs Number of Transactions Per Year ( Rs 600 Crs Commissions for these Transactions)

7. Facilities at white label ATM Any customer from belonging to any bank, can use it. Customer CanWithdraw Money Customer Can Do Balance Enquiry Customer Can Get their Mini-Statement Every month, Five transactions are free. White label ATM users can also withdraw a maximum of 10,000 per transaction. Open 24/7 and on holidays

8. Why Hitachi White Lable ATM Franchisee? Benefits? Be a part of our growing network HITACHI WLA ATM Our readily expanding network presents an exciting opportunity which can increase your earning potential with a minimal investment. Be a franchisee for the Hitachi WLA ATM and you can earn with every transaction carried out at your ATM site. This is a business opportunity which gives maximum returns with minimum or no efforts at all. Join Hitachi WLA ATM network and encash the benefits of: Low capital investment Steady, lucrative returns Increased footfall on your premises Ease of operation

9. HITACHI WLA FRANCHISEE MODEL, HOW DOES IT WORK? CENTRALLY LOCATED SHOP IDENTIFY LOCATION THAT CAN BE YOUR OWN OR RENTED

10. HITACHI WLA FRANCHISEE MODEL, HOW DOES IT WORK? SEND ALL REQUIRED DOCUMENTS ALONG WITH SHOP PICTURES TAKEN VIA “SITE QUEST” AADHAR CARD PAN CARD CURRENT ACCOUNT CHEQUE/ BANK STATEMENT PASSPORT PHOTO ELECTRICITY BILL GOVERNMENT BUSINESS PROOF(GST/TRADE LICENCE/ AADHAR UDHYOG PRIVATE BUSINESS PROOF( BANK CERTIFICATE/DISTRIBUTOR CERTICATE) RENT AGREEMENT OR LAND DOCUMENTS IF IT IS YOUR OWN SHOP

11. HITACHI WLA FRANCHISEE MODEL, HOW DOES IT WORK? HITACHI WILL INSTALL ATM, UPS, VSAT, DO ALL THE INTERIORS MAKE FRONT GLASS DOOR AND DO ALL BRANDING OF ATM SITE

12. AFTER GETTING LOI FRANCHISEE HAS TO SECURITY DEPOSIT RS 50000 IN HITACHI PAYMENT SERVICES BANK ACCOUNT IMMEDIATELY & SEND SIGNED LOI WITH ALL DOCUMETS TO MUBAI OFFICE MENTIONED ADDRESS ONCE ATM IS LIVE IS HANDED OVER TO FRANCHISEE. FRANCHISEE HAS TO LOAD CASH INTO ATM , ENSURE SAFETY & SECURITY OF ATM . ENSURE PROPER CLEANINESS OF ATM

13. WHAT IS THE COMMISSION ON TRANSACTIONS AT HITACHI WLA ATM? FRANCHISEE WILL GET RS 14 ON ALL CASH TRANSACTIONS UPTO 1080 TXN. FRANCHISEE WILL GET RS 11 ON ALL CASH TRANSACTIONS ABOVE 1080 TXN FRANCHISEE WILL GET RS 4 ON ALL NON-CASH TRANSACTIONS UPTO 1080 TXN. FRANCHISEE WILL GET RS 2 ON ALL NON-CASH TXN ABOVE 1080 TXN.

14. EARNING OPPORTUNITIES OF HITACHI WHITE LABEL ATM SITE INVESTMENT FOR CASH LOADING & SECURITY DEPOSIT – 170,000 TOTAL TRANSACTION IN A MONTH 1950 COMMISSION ON FIRST 800 CASH TXN 800*14 = 11,200 COMMISSION ON FIRST 280 NON-CASH TXN 280*4 = 1,120 COMMISSION ON CASH TXN ABOVE 1080 400*11 = 4,400 COMMISSION ON NON-CASH TXN ABOVE 1080 470*2 = 940 TOTAL INCOME 17,660 MONTHLY CHARGES 12500 NET INCOME 5100 RETURN ON INVESTMENT (ROI) 4.25% MONTHLY RETURN HITACHI ATM HAVING 40 CASH TRANSACTION & 25 NON-CASH TRANSACTION ON DAILY BASIS

15. EARNING OPPORTUNITIES OF HITACHI WHITE LABEL ATM SITE INVESTMENT FOR CASH LOADING & SECURITY DEPOSIT – 370,000 TOTAL TRANSACTION IN A MONTH 3900 COMMISSION ON FIRST 800 CASH TXN 800*14 = 11,200 COMMISSION ON FIRST 280 NON-CASH TXN 280*4 = 1,120 COMMISSION ON CASH TXN ABOVE 1080 1600*11 = 4,400 COMMISSION ON NON-CASH TXN ABOVE 1080 1220*2 = 9,40 TOTAL INCOME 32,360 MONTHLY CHARGES 12500 NET INCOME 19,860 RETURN ON INVESTMENT (ROI) 5.40% MONTHLY RETURN HITACHI ATM HAVING 80 CASH TRANSACTION & 50 NON-CASH TRANSACTION ON DAILY BASIS

16. EARNING OPPORTUNITIES OF HITACHI WHITE LABEL ATM SITE INVESTMENT FOR CASH LOADING & SECURITY DEPOSIT – 590,000 TOTAL TRANSACTION IN A MONTH 6,000 COMMISSION ON FIRST 800 CASH TXN 800*14 = 11,200 COMMISSION ON FIRST 280 NON-CASH TXN 280*4 = 1,120 COMMISSION ON CASH TXN ABOVE 1080 3400*11 = 37,400 COMMISSION ON NON-CASH TXN ABOVE 1080 1520*2 = 3,040 TOTAL INCOME 52,760 MONTHLY CHARGES 12500 NET INCOME 40,260 RETURN ON INVESTMENT (ROI) 6.80% MONTHLY RETURN HITACHI ATM HAVING 140 CASH TRANSACTION & 60 NON-CASH TRANSACTION ON DAILY BASIS

17. ALL DISPENSED CASH FROM THE ATM IS CREDITED TO FRANCHISEE BANK ACCOUNT NEXT WORKING DAY BEFORE 10 AM. FRANCHISEE COMMISSION IS RELEASED ON 15 TH OF NEXT MONTH AFTER DEDUCTION OF RS 12500 MONTHLY ATM RUNNING & MAINTENANCE EXPENSES

18. HOW TO MARKET WLA ATM? Hitachi Franchisee Can run a Financial Literacy Awareness Camp  at his ATM Site Regularly to make people aware about Financial Transactions and also Train them How to Use their DEBIT at ATM Without any unknown person help . Hitachi Franchisee समय समय पर अपने ATM SITE पर वित्तीय साक्षरता जागरूकता शिविर का आयोजन  कर सकते हैं। उसमें वे ग्रामीणों को ऑनलाइन ठगी से बचने के लिए एवं अपने एटीएम कार्ड प्रयोग करने के बारे में विस्तृत जानकारी दें सकतें हैं।

19. HOW HITACHI WLA FRANCHISEE CAN TRACK HIS TRANSACTIONS AT ATM SITE? HITACHI REGISTER ITS FRANCHISEE ON “APNA ATM” MOBILE APP WHERE A FRANCHISEE CAN VIEW ALL ITS TRANSACTIONS AND AVAILABLE CASH DETAILS TOO.

20. THE CONTRACT PERIOD OF THIS AGREEMENT IS OF FIVE YEARS . FRANCHISEE HAS TO PAY RS 100000 ONE LAKH PENALTY FOR LOGISTIC & INTERIOR EXPENSES INCURRED BY HITACHI , IF HE DOES PRE TERM CLOSURE BEFORE 5 YEARS . AFTER 5 YEARS IF FRANCHISEE CLOSES ATM HE WILL GET HIS SECURITY DEPOSIT REFUNDED .