LINDA PESA COMPANY_Business presentation

Do you know that 90% of SMEs in Tanzania alone have encountered poor business management due to the use of pen and paper for record keeping?
Lindapesa have come up with that solution, by providing an effective and simple software accounting system, that can be used via computer, smartphones and even tabs, which helps them in proper recording of sales, Expenses, and Stock management, and at the end of the day, they get to know their progress on sales, expenses, profit and loss within the system.... Our app is available at plays tore and app store.

Despite having poor management, SMEs face a challenge of high Interest rate and lack of credit Information when acquiring loans from various institutions, for the purpose of business growth, and that is why we came up with another solution of a program known as FINANCIAL SUPPORT which aims at giving loans to small business at a low interest rate of 5% per monthly period.This loan is Item oriented, meaning that, instead of providing money as support, we provide items that the business person uses for making sales order to increase their revenue, and increase their growth thought their profit they get from making sales .

Currently, SMEs business owners in Africa do not accumulate credit information, and it's difficult to access financial markets difficult.
On the other hand, due to the high bad debt rate on the funding side, it is difficult to invest in African SMEs , It's a situation where they can't access this huge market.
Under such circumstances, by visualizing “credit” as “information”, we will eliminate the opacity of SMEs in Africa and realize the construction of financial infrastructure in Africa

1. Opportunities for everyone

2. Name LINDA PESA Ltd. Address （ JP）Haneda 2-25-12 （ TZ）Morocco , Dar es Salaam Management Ayu Yamaguchi (CEO) Nelson Edmund (COO) Establishment date （JP）31/Mar/2022 （TZ）11/Jan/2022 Business details Providing business management app and financial support for SMEs in Africa Mission Unleash the potential of SMEs in Africa !

3. Environment Number of African SMEs 44M Percentage of all companies 90% Percentage of employees in total working population 80% 1 . 3B 2.4B 2020 2050 Impact Population Accessibility to financial Market Africa SMEs 44M Access to financial markets 0.8~14M （20~33%） Of the 44 million mainstream SMEs in Africa, Only 20 to 30% have access to financial markets. There is an overwhelming shortage of supply, and there is room for it to become the de facto standard.

4. Bookkeeping serves as a source of credibility for SMEs, representing management prowes s Wrong bookkeeping Issue Correct bookkeeping Comma Daily basis Item name Mistake Kickback Total/no mistake

5. Solution 1. app 2. credit model 3. financing scheme Data Visualizati on of credibility Bad debt prevention Accumulate data through the use of apps, improve credit accuracy, and improve the management skills of each individual. Automatically analyze and visualize owners with high management skills using a unique credit screening model Achieving a loan scheme that is less likely to result in bad debts through locally rooted business methods Digitize and accumulate ledger data with Africa-specific management SaaS. Form a growth cycle for African SMEs that improves credit accuracy while strengthening the management capabilities of SMEs through data-based lending.

6. Locally developed business management SaaS specialized for Africa. Simple UI/UX enables even those with limited IT/accounting knowledge to grasp the business flow on-time and smoothly through bookkeeping → inventory/cash management → business management. Product - SaaS POS / Bookkeep Stock management Cash Management Dashboard

7. Product – Working Loan Scoring 10pt 8 pt 5pt 10pt 3pt The data collected by business management SaaS is scored using a proprietary system, and working capital loans are provided using actual inventory as collateral to improve scoring accuracy. Credit Data Frequency of data entry Inventory input presence/accuracy Change input presence/accuracy Mobile money integration Financial Data

8. $ ② 50% of the purchase price allocated to repayment through automatic remittance ① Reliably provide loans using products as collateral by making advance payments to suppliers ② Automatic repayment from sales amount integrate with mobile money As a result of the above, we have achieved a significant reduction in the rate of bad debts compared to other companies. ① Advance payment directly to supplier Service – Working Capital Loan ①Advance payment ② 　 の 　　　 deliver ⑥Repayments Items ③Collateral ④Transaction ⑤ Pay Supplier SMEs owner Customer

9. Electric appliances Machine tools Generator OA assets Enable lower default rates and issue lager amounts loans with reduced risks by using fixed assets (machine, generator OA assets etc.) as collateral. Medical Machine Service Model

10. Reta il Manufacture Expansion to other countries in Africa Low unit price and large inventory High unit price and small inventory Business that owns assets Tanzania Target Develop businesses (retail and manufacturing) that own assets with low default rates within Tanzania, and then expand to other countries.

11. ①Loan ②Provide Assets Loan or investment ③Private bond ②Data ①App ③Loan ④Repayment 5-15% 36-60% Business model It will be managed by procuring funds from Japan and other countries at low interest rates through various methods and lending at high interest rates. SMEs in Africa will be able to access financial markets that were previously inaccessible .

12. Market Size $4.5M $45M $15B *Assuming the entire transaction amount in the retail and manufacturing industries as the loan volume, calculate the market size when the annual interest rate is set at 15%. Share 1 % Total retail/manufacturing transaction Tanzania Africa

13. Investor Grant Acc eleration Partners Tanzanian Partner

14. Appendix - Traction （ 2024.2 ） Total DL 1737 Paid customer 116 Loan customer 30 社 Average $416 Interest 5% per mon (60% per annual) Defaut 0% App 2023.3- Loan 2023.10- Subscription $5

15. Business Forecast The company aims to become profitable with 2,400 customers in FY2026 and achieve sales of 2 billion yen with 7,000 customers in FY2028.

16. Opportunities for everyone