Overseas Visitor Health Insurance Presentation.pptx

AilbertWutt 15 views 13 slides Aug 20, 2024
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About This Presentation

This PowerPoint presentation provides a comprehensive overview of Overseas Visitor Health Insurance (OVHI). It covers the importance of OVHI, who needs it, types of plans available, coverage options, and how to choose the right plan. The presentation also includes practical advice on purchasing OVHI...


Slide Content

Overseas Visitor Health Insurance (OVHI) An Overview of Coverage, Benefits, and Importance Visitors Insurance

Introduction What is OVHI ? Health insurance designed specifically for visitors traveling to a foreign country. Covers medical expenses during the stay abroad.

Why is OVHI Important? Unexpected Medical Emergencies - Accidents, sudden illnesses, and other emergencies can occur anytime. High Healthcare Costs - Medical expenses in foreign countries can be extremely high without insurance. Requirement for Visa Applications - Many countries require proof of health insurance as part of the visa application process.

Who Needs OVHI? Tourists - Short-term visitors for leisure or business. International Students - Those studying abroad. Temporary Workers - Professionals working on short-term assignments. Relatives Visiting Family Abroad - Parents or extended family members visiting family in a foreign country.

Coverage Options Inclusions: - Doctor visits and hospital stays. - Emergency medical evacuation. - Prescription medications. - Repatriation of remains. - Ambulance services. Exclusions: - Pre-existing medical conditions (varies by policy). - Routine check-ups and vaccinations. - Elective procedures and surgeries.

Types of Plans Single-Trip Plans - Coverage for one trip abroad. Multi-Trip Plans - Coverage for multiple trips over a year. Long-Term Plans - Extended coverage for longer stays, typically for students or long-term workers.

How to Choose the Right OVHI Plan Consider Your Destination - Healthcare costs and quality in the country you’re visiting. Duration of Stay - Match the coverage period with your travel plans. Health Condition - Check for pre-existing condition clauses. Budget - Compare premium costs vs. potential medical expenses.

How to Purchase OVHI Online Platforms - Compare and buy from various providers online. Travel Agencies - Many agencies offer insurance as part of travel packages. Insurance Brokers - Professional advice on the best policies for your needs.

Claim Process Immediate Medical Assistance - Contact the insurance provider immediately in case of an emergency. Documentation - Keep all medical records, bills, and receipts. Submit a Claim - File the claim through the insurance provider's process, usually online or through an app.

Common Providers Well-Known Insurance Companies: - Visitors Insurance - World Nomads - AXA - IMG (International Medical Group) - AIG Travel Guard

Tips for Travelers Read the Policy Terms - Understand what is covered and excluded. Keep Insurance Details Handy - Carry a copy of the policy with you. Know Emergency Contacts - Have the insurer’s emergency contact number accessible.

Conclusion Summary - Importance of OVHI in ensuring peace of mind during travel. Helps manage unexpected healthcare costs and complies with visa requirements. Final Thought - Invest in the right OVHI plan before traveling to protect yourself and your loved ones.

Thank You! Address 425 Huehl Road, Suite 22-A, Northbrook, IL 60062 [email protected] 1.800.344.9540  Toll Free - USA / Canada 1.847.897.5120  (Local ) www.visitorsinsurance.com