Prsentation for VIVA Welike project 1semester.pptx

Welike project 1semester.pptx

1. Prsentation For VIVA Vandana Shashikant Yogi

2. Following Annexure has to be put on first page of the Presentation. Annexure 1 UNDERTAKING BY STUDENT I Ms . Vandana Shashikant Yogi , having admission no. HPGD/JA23G2/3212 , declare that project work done for Project We Like is my own work conducted as part of my syllabus. I further declare that project work has been prepared personally by me after viewing the content under ‘We Tube, We Lounge and Newswire’ and it is not sourced from any outside agency or any other student. I understand that, any such malpractice will result into I being debarred for the subject viva and will be considered fail for that subject. I also understand that I will have to face very serious consequences and my admission to the program will be cancelled without any refund of fees. I am also aware that, I may face legal action, if I follow such malpractice. I hereby abide to take the viva faculty’s decision as final for evaluation of Project We Like. Vandana Shashikant Yogi Signature of Candidate

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4. LinkedIn Profile Optimization to land better jobs Playing The T20 Of Life The Art of War by Sun Tzu Transaction Analysis 900 to 90 lacs Lessons From My Entrepreneurial Journey

5. Linkedin Profile Optimization To Land Better Jobs Ms. Dhairya Gangwani Enhance Your LinkedIn Presence Introduction: Hello! Today, we will cover how to get the best out of your LinkedIn profile . Display Picture : Clear , professional headshot , Neutral background, no distractions , Dress appropriately, make eye contacts. LinkedIn Banner: Use the green space effectively Answer: Who are you?How do you help?What are your skills? Keywords and relevant images Profile Optimization Steps Headline & About Section: Headline: 133 characters for optimization incorporating relevant keywords. Indicates your area of specialization and expected positions.

6. About Section: The summary of your background, skills, and your achievements . Tell a story, include about education, skills, interests, and achievements .Use bullet points for clarity and key phrase repetition . Consider a call to action for participation. Experience Section: Describe your professional activities, internships, and projects in detail. Also give a description for each role, emphasizing achievements and contributions. Experience & Proof: Specify internships, projects, and accomplishments. Add media like certificates and letter of recommendation. Education & Activities: Include academic qualifications. Emphasize extracurricular activities in the application for a more diverse profile. Languages & Skills: Highlight language competency and most relevant skills . Endorsements enhance credibility. Profile Enhancement Tips

7. Recommendations & Endorsements: Collect Endorsements And Recommendations. Third-party Validation Reinforces Your Reputation. Video Cover Story: Leverage The Video Cover Story Functionality. Come Up With A Catchy 30-second Introduction That Will Reflect Your Personality And Expertise. Conclusion: Employ The "Add Profile Section" Button For Fast Updates. Create An Impressive Profile That Will Be Remembered By Recruiters And Connections So As To Make A Lasting Impression.

8. Playing The T20 Of Life In This World , People Have Likes, Dislikes, Thoughts Which Matches And Differences When Thoughts Sometimes Don’t Match. Sometimes We Understand That We Need To Be Positive. However, Thoughts Which Sometimes Matches With Our Likes Sometimes Backfires. When It Is Backfires We Feel “Why Me?” What is T-20 of life? We Need To Realize Life Is A Game And It Has To Be Handled In That Spirit, Which Is What Actually Happens On Fields, Player They Give Their Best, Even If They Lose Still They Have Enjoyed The Game Played. Objective of this session Life Is A Game. We Playing The Game Is A Check We Need To Take And Allow The Game And Be Free Of Bad Karmas For The Life Ahead And Live Happily. So Things Come Naturally To Us. To See Where We Stand And Find Out How To Improvise Our Live By Knowing Where We Stand And Make Our Life Beautiful Ahead. In This Field Of Life We Are Playing A Game Which God Has Created. During This Game We Will Have Lots Of Ups And Down.

9. The Rule Of The Game Are: Strive To Do Your Best And Have Sense Of Idea Of Your Inner Values. Enthusiasm And Energy Can Boost The Abilities To Move Ahead. Let Go Of Past Things And Drive To Be In Present. Have A Sense Of Gratitude For Things In Life. Be A Support To Others As In T20 Game The Efforts Come From Team. Encourage Budding Players And People.

10. 20-20 Game Of The Gods *0-20 Years : The First 20 Years Of Life Are Determined By Our Karma Of Our Last Birth Due To Which We Are Born In A Particular From, Country, Religion, Race Or Family. *20-40 Years: The Progress We Make In The Next 20 Years From Age 20 To 40, Our Youth And Adulthood Are Determined By Our Karma Of The First 20 Years. *40-60 Years: The Years Of Our Adulthood And Mid-life. Get Affected By The Karma Of The Past 20 Years Of Our Life. At The Same We Stop Suffering Or Enjoying The Benefits From Our Karma. *60-80 Years: This Years Are Relatively Free From Baggage Of Our First 60 Years We Are Freed From Family And Work Responsibilities We Enjoy The Benefits Of Karma Of The Last 20 Years. *After 80 Years: Can Be Used Effectively To Win A Short Time By Redeeming Ourselves From Our Sins But Good Acts. God Gives Us Extra Time To Score Runs In The Game Of Life We Have Neither Won Or Lost. God Gives Us Extra Ball To Win The Game.

11. The Art of War by Sun Tzu 1 The Best Battle is that which is won without being fought : Nipping competition in the bud before it can be threaten your market position, e.g. by m and A , erecting entrance barriers like technology licensing, influencing govt. policy, etc. * Understand the enemy and use it to demoralize the enemy. *Market application- Competition management *If you know your enemy and yourself-you shall win all the battles. *In peace prepare for war and in war prepare for peace. *Business application don’t get overwhelmed by success or don’t get set backs from slowdowns, example IBM computers in 1970’s. *The clever combatant looks to the effect of combined energy and does not require too much from individuals. *Corporate application – work in teams, don’t be dependent on one resources or type of resources to be safe from monopoly.

12. 2 Strike At Vulnerable Points And Attack In Unexpected Quarters. The Spot Where We Intend To Fight Must Now Be Made Known, Else Enemy Can Prepare For Attack From Several Fronts. Application: Ensure That The Product Line Launches Are Close To Your Heart And Not Leaked To Anyone. Patent Infringement. If The Enemy Leaves Door Open, Rush In Any Opportunity Left Out By The Competitor Should Be Attacked In Terms Of Making Your Service Available If Valuable To Create More Value For Customers..

13. Transaction Analysis Analysis of transactions is crucial for understanding success. Communication plays a pivotal role in transaction success. When we do that then the first thing in my mind is when ever I do transaction, main focus of transaction and success of transaction depend on the I communicate with people. Transaction Analysis – Communications C-Quality Of SELF Commitments O-Quality Of SELF Ownership M-Quality Of Mutual Trust M-Quality Of Me U-Quality Of You N-Quality Of Networking I-Quality Of Integrity C-Quality Of Capabilities A-Quality Of Attitudes T-Quality Ability To Transform in Time I-Quality Of Our Inputs O-Quality Of Our Output N-Never Say No S-Quality Of Our Success

14. Analysis The Ego There Are 3 Types Of Ego States Of MIND I- Myself U- yourself Parent Parent Adult Adult Child Child

15. How I Am Going To Be Perceived With People And How People Perceived By Me. Ego States: Parent Ego: Means Wisdom. Experience. Excellence. It Can Be A Guide And Mentor. Adult Ego: Signifies Equal In Communication, Where Communications Stuck In The One-on-one Relation. Child Ego: Is A Symbol Of Inexperience, Ignorance And Desire To Obtain More Knowledge Which Increases Mental Maturity. Undefined Fundamental For Good Communication And Co-operation. The Proper Orientation Of Ego-states Leads To Successful Transaction. Interaction Dynamics: Parallel Communication Is Favoured. An Individual's Platform Of Their Counterpart's Ego And Self-ego Must Be Understood For The Sake Of Making Successful Deals. Transaction Is Successful And Ego Alignment Is A Success

16. Transaction Success Is Determined By The Relationships Between The Ego States Between Communication Partners. Open Communication Ensures Understanding And Builds The Foundation Of Trade. Conclusion: Measuring Transaction Performance And Communication Quality Is Decisive For A Success. Ego States Recognition Is A Catalyst For Efficient Interaction And Transaction. Rapid Progress On Communication Skills And Ego Alignment Supports The Transaction Process.

17. 900 to 90 lacs Lessons From My Entrepreneurial Journey 900 To 90 Lacs Journey Money Is Not The Most Important Things In This World, Love Is. Fortunetly I Love Money. All Of Us Want To Be Coroerpati In The Minimum Amount Of Time And With Minimum Manner. To My Journey I Have Learned It’s Not Substitute For Harder , Not Substitute For Smart Work And Not Substitute For Passisson At All. What’s App Is Not A Built In A Day , I Want To Talk To You , I Don’t Want To Lecture You. Agenda- The Business Idea Critical Appreciation Of Business Idea Will My Business Idea Make Money Can You Do It Alone Implementation Of My Idea Challengers And Hurdles Achievements Future Steps

18. Introduction The Road From Idea To Success Lessons From A Business Attempt Introduction Of The Speaker’s Journey From Idea Stage To Successful Businessperson. Overview Of Key Topics Covered: Business Concept Development, Critical Appreciation, Financial Planning, Implementation, Problems, Achievements, And Future Growth. Importance Of Working Under Someone: Gain Experience And Skills As You Lay The Foundation For Your Business. Critical Appreciation Of Business Idea: Sleep Over The Idea, Talk To Family And Friends, Study, And Write A Plan For Growth. Financial Planning: Analyze Break-even Point, Reasonable Profit Margins And Cashflow Management. Building A Solid Team: Lean And Mean Team, Motivate Them And Trust Your Team Members. Adaptability And Planning: Embrace Change, Make Strategic Plans, Set SMART Goals And Conduct SWOT Analysis.

19. Expansion Strategies: Examples are opening up new markets, introducing new product lines, and online platforms. Utilizing Education: Significance of life-long learning, for instance for strategic development through management courses. Final Message: Encouragement to be enthusiastic, goal-directed, flexible, and persevering on the path to business achievement. Thank you note for the audience's time and attention.

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21. Mr.Sharad Mathur [ Sr.VP And National Head, SBI General Insuranace Ltd.] Mr.Rajdeep Mhatre Director - Supply Chain Mngmnt,chep Mr. Chander Thapar , CHRO Hiranandani Construction

22. Mr. Sharad Mathur Comes With 20 Years Of Successful Business Management Experience Across Strategy, Planning And Development. Awarded With “50 Most Talented Retail Professionals Of India” By CMO Asia. Awarded With “50 Most Influential Digital Media Professional Of India” By World Marketing Congress. Worked With Key Industries Like Automobile Tyre’s , Petroleum, Credit Card And Insurance. 2 Things He Focused While Achieving Position Today He Has; * Gaining Max, Revenue * Scope Of Investment In 2001 He Started Insurance. Revised Revenue Policy In SBI Which Resulted Revenue In Millions. Mr.Sharad Mathur [ Sr.VP and national head, SBI general insuranace ltd.]

23. As Retail Revenue Head, Banking Plus Insurance Was The Goal. * Goverment . Policies Like Everyone Must Have Insurance Helped In Booming Insurance. He Comes With Extensive Experience At Developing The Strategic Framework, Maximizing Gross Revenue And Ebitda , Executing The Objectives Set Forth By The Company’s Md And Ceo And Board Of Director. He Is Also The Key-note Speaker And Panelist At International Insurance Summits Being Held At Singapore, Johannesburg And London. He Is Also A Sought After By Prestigious Business Schools. Prior To Joining Sbi General In 2009 , He Was With Icici Lombard General Insurance Since Its Inception In 2001 And Had Held Various Regional And National Leaderships Roles. How He Feels About Sales? *Rather Than Fearing From Sales It’s A Exciting Job. *Sales Job Helps In Learning, Travel And Communicate. *Research Is The Key To Successful Sales Business. Does He Writes? *Yes, He Has Written Multiple Articles For Various Newspaper And Magazine. *His Favorite Article Was On “Health Insurance”.

24. Before that he worked with MRF, Bharat Shell and reliance Retail. Mr. Mathur has come out with many publications in leading magazines and newspapers of the country. The best way to summarize would be in Mr.Mathur’s words himself…”in the jobs department there will be uups and downs, don’t be disheartened with small failures since it is nothing but small term thinking. To get ahead think like you are the CEO and work like one and see the differences. He believes that once will get enormous opportunities to learn the levels of economy. He truly believes that a lot of hardwork is required to gain knowledge and insights to make our stuff robust. When he is hiring a person in insurance be basically looks for 2 things which includes : How Passionate a candidate is to enhance his learning Capability and capacity Mr. Mathur is currently an MD and CEO at universal Sompo General Insurance.

25. Business Plans? *GDP Is 0.7% In India For General Insurance And Aim Is To Reach 3-4% Big Risk In Insurance? *Fraud What Do You Do In Morning When You Reach Office? *Look Around And See Who All Has Come Before Him. What Do You Like Dislike About Your Job? *Like: Learning And Scope *Dislike : Learning Never Ends His Strengths? *Learn ,Read, Communicate With People In Different Industries. How He Would Describe Sharad In One Word? *Passionate

26. Mr.Rajdeep Mhatre Director - Supply Chain Mngmnt . , Chep In video, he spoke about his work experience that changes his livelihood like a professional man. He defines about his journey from start to end fro konkan chemicals to chep and he gain many professional relationship in his thirty three years of experience. H e has narrated about his 23-year professional. CHEP has been developed in 23 March 2008 in india . CHEP is supply chain management company functioning in worldwide 45 countries. and Mr Raj deep joined there as a project manager Mr.Rajdeep mhatre joined as a project manager after a couple of years, they collect 350 customer’s still now across in india and they have five regional offices in india . Prior that he moved to Gulf returning from gulf he joined Radh krishna Foodland he spent 10years there in this job he got the knowledge to handle hardcore supply chain . Then he joined Metro Cash and Carry Bangalore based MNC where he got experience with working with MNC and typical Indian companies. He got lot of global exposure there this experience he lized to build the business for CHEP.

27. Spoke On His Past Six Years With Chep . He Joins As A Project Manager And After Some Years The Logistics Department Came Out. Then He Raise His Hands For Taking The Chair Of Director And Finally He Is In Role And Playing An Important Role In This Company. Success Will Be Defined By The Ability Of The Supply Chain To Respond Effectively And Quickly To Customers. Being Proactive Rather Than Reactive Is The Need Of The Hour In This Building. Challenges Will Continue ,Will The Industry Grow 200% Has To Be A Growth . This Is A Back Bone For Our Success Has To Grow. Even Today If You See Reflect Back 10 Years Ago. I Thing Most Of Time Effort Godown And Today At Least We Called A Warehouse. That Is Biggest Jump I Said. Now We Are Trying To Mechanization Warehouse. So This Growth Will Be Continue And We Have Lot Off Mechanization Coming In , With Mechanization Check With Efforts Make A Lot Of Standardization Also , Because Right Now U Have A At Least Racking System Different, Plate Size Is Different, Truck Size Has A Non Standard. So How Would A Planner Make A Best Use Of This. They Can Not Be Make Any Efficiency

28. JOURNEY IN CHEP Mr. Rajdeep Spoke about his Six years journey at CHEP.He has rst appointed as Project Manger and aersome year the logisc department came out. Then hegrabs an opportunity of taking chair of director and heplayed important role to managing logisc in company.          JOURNEY IN CHEP Mr. Rajdeep Spoke about his Six years journey at CHEP.He has rst appointed as Project Manger and aersome year the logisc department came out. Then hegrabs an opportunity of taking chair of director and heplayed important role to managing logisc in company.          WHAT MAKE’S CHEP DIFFERENT FROM OTHER  • In Operaons they rst give their priority for safety andprecauons for their employees. • Creang values for customer by following all the governmentregulaons such as environment law, safety law etc. • They follow legal things in their producons. They don’t harmforest lives they are not doing illegal acons in theirproducon process. • They target to fulll every customer needs and expectaonsby services they are oering.          What Make’s Chep Different From Other  In Opera On They First Give Their Priority For Safety And Precautions Ones For Their Employees. Creating Values For Customer By Following All The Government Regular Ones Such As Environment Law, Safety Law Etc. They Follow Legal Things In Their Product Ones. They Don’t Harm Forest Lives They Are Not Doing Illegal Actions In Their Product On Process. They Target To Fulfill The Every Customer Needs And Expectations By Serving Their Needs Their Product And Service Offerings.

29. KEY LEARNING FROM VIDEO In his business success will be  dened by the ability of thesupply chain respond eecvely and quickly to customer. Beingproacve rather than reacve is the need of the hour.          Introduction : Mr. Chander Thapar Has Had A Distinguished Career Spanning Over 30 Years In The Industry, Equivalent To A Remarkable 34-year Marathon Filled With Numerous Challenges And Invaluable Growth Opportunities. Career Alignment : Recognized As A “People Person” From A Young Age, He Transitioned From His Initial Pursuit Of Ca And Cs To Hr And Law. A Transformation That Enabled Him To Align His Career With His Profound Passion For Working With People. Hiranandani Tenure: His Enduring Tenure At Hiranandani Can Be Attributed To A Supportive Work Environment. A Corporate Culture That Encourages Risk Taking And An Unwavering Commitment To Ethical Practice. These Factors Provided Him With The Freedom To Innovate And Execute Effectively. Mr. Chander Thapar , CHRO Hiranandani Construction

30. HR Perspective And Insights CHRO Empowerment: Mr. Thapar Emphasizes The Critical Importance Of Empowering Chief Human Resources Officers (CHROS) Within The Executive Committee Or Board. He Underscores The Need For CHROS To Wield Meaningful Authority, Rather Than Serving As Merely Symbolic Figures, As They Possess Valuable Insights For Strategic Decision-making. Balancing Resources: In Hr , Balancing Human And Financial Capital Is Pivotal. Both Resources Must Be Harnessed Effectively To Achieve Optimal Results . Mr. Thapar Advocates For A Focus On Continuous Improvement Over Strict Resource Balance. Language Of Metrics: He Highlights The Need For Hr Professionals To Speak The Language Of Empirical Metrics, Just Like CFOS. Aligning Results With Numerical Data Helps Bridge The Gap Between The Quantitative Aspects Of Business And The Intricacies Of Human Elements. HR Challenges and Strategies High-Potential Employee (Hypo) Management: Identifying and nurturing high-potential employees (hypos) is essential for organizational success. Neglecting hypos can lead to talent attrition, posing a significant threat to the organization.

31. HR Challenges and StrategiesHigh-Potential Employee (Hypo) Management: Identifying and nurturing high-potential employees (hypos) is essential for organizational success. Neglecting hypos can lead totalent attrition, posing a significant threat to the organization. Workplace Diversity: Creating a diverse workplace is vital in today's global competitive landscape. Mr. Thapar emphasizes that fostering diversityinvolves acceptance, respect, recognition, and providing individuals with suitable roles. Diverse perspectives foster innovation anddrive growth. Building a Sustainable Business Model: To ensure long-term sustainability, businesses must prioritize adaptability, sensitivity to changing dynamics, and the ability toforesee future needs. Rigid models are likely to fail, and flexibility is essential. Contemporary Talent Acquisition: In today's era, social media plays a central role in recruitment. However, Mr. Thapar emphasizes the importance of matchingcontemporary skills with the organization's needs. Skills have a shelf life, and staying up-to-date is crucial. Leveraging socialmedia's competitive advantage can keep organizations ahead in talent acquisition. Conclusion: HR professionals play a pivotal role in understanding and adapting to the evolving landscape of talent management. Beingcontemporary, adaptable, and forward-thinking is the key to success in today's dynamic business world.          Workplace Diversity: Creating a diverse workplace is vital in today's global competitive landscape. Mr. Thapar emphasizes that fostering diversity involves acceptance, respect, recognition, and providing individuals with suitable roles. Diverse perspectives foster innovation and drive growth. Building a Sustainable Business Model: To ensure long-term sustainability, businesses must prioritize adaptability, sensitivity to changing dynamics, and the ability to for see future needs. Rigid models are likely to fail, and flexibility is essential. Contemporary Talent Acquisition: In today's era, social media plays a central role in recruitment. However, Mr. Thapar emphasizes the importance of matching contemporary skills with the organization's needs. Skills have a shelf life, and staying up-to-date is crucial. Leveraging social media's competitive advantage can keep organizations ahead in talent acquisition. Conclusion: HR professionals play a pivotal role in understanding and adapting to the evolving landscape of talent management. Being contemporary, adaptable, and forward-thinking is the key to success in today's dynamic business world.        

32. Newswire  

33. Top 30 Indeed Competitors & Alternatives In 2024 Highest Salary Hike Jobs Of 2024: Top Payers And Recommended Courses For Career Boost Loans From Small Time Borrowers Surge Post Covid : Report Communication And Problem Solving: Two Critical Leadership Skills   Are Stay Interviews Here To Stay? Project Management Skills In High Demand: All You Need To Know The Importance Of Identity Security For Financial Institutions Exploring Mumbai’s Top 5 Neighbourhoods For Profitable Real Estate Investment In 2024 Working Women Are Most Risk Averse Savers: Report Rbi Approves Idfc-idfc First Bank Merger

34. TOP 30 INDEED COMPETITORS & ALTERNATIVES IN 2024 A look, at the competitors and alternatives to indeed In the world of job search engines indeed faces competition from various platforms in the recruitment and employment field. In 2024 some of the contenders include names such as Linkedin , Glassdoor , Monster, Ziprecruiter And Careerbuilder . Each platform comes with its set of features; Linkedin for networking, Glassdoor for company insights and reviews and dice for tech job listings. The competition is intense with platforms catering to job markets, industries and regions worldwide. Indeed sets itself apart with its search functions and personalized recommendations. However its competitors shine in their ways through specialized offerings. For instance Flex jobs focuses on work opportunities while jooble and neuvoo aggregate job listings on a scale. Us a jobs serves as the go to platform for government positions while hired specializes in connecting tech professionals with employers. Recognizing these strengths is key for both job seekers and employers looking to find the fit.

35. Standout features and areas of expertise-up and coming trends and future outlook As the landscape of job searching continues to evolve emerging platforms like remotify (specializing in work options) and test gorilla (providing pre employment assessment tools) signal a shift, towards targeted solutions. Furthermore the ongoing expansion of websites such, as up work mirrors the rising popularity of project oriented employment. In order to remain competitive job hunting platforms must adjust to changing trends, technological advancements and user demands by offering tailored services that cater to the needs of both job seekers and employers effectively.

36. HIGHEST SALARY HIKE JOBS OF 2024: TOP PAYERS AND RECOMMENDED COURSES FOR CAREER BOOST LEARNING – Salaries may vary for the following reasons: sector, region, level of responsibilities and educational background. Data science and business analytics is among the others that usually has a considerable salary grew. Data science is about getting understanding of both structured and unstructured data. Business analytics is about the implementation of analytical tools in data-driven decision- making."Career development program" IIIT Bangalore's Postgraduate Diploma in Data Science: IIIT Bangalore's Postgraduate Diploma in Data Science Fees: Rs.3.25, lakhs GST ?? Duration : 12 months ?? Start Date: 31. December 2023 Average income increase: 57% Highest Wage for a Woman: 12.3 crore . 

37. Bits Pilani's MBA in business analytics: Bits Pilani MBA Of Business Analytics: Fees: Rs . 2.5 lakhs; Duration: 18 months; application deadline: 26 December , 2023; the course is intended, but not limited to, working professionals who can only attend Friday - Sunday classroom sessions through internet. ISB’S advanced management programme in business analytics: The curriculum of ISB’S advanced management programme in business analytics Fee: 11 lakhs Duration: 15 months application deadline: 28th january’24 The hybrid teaching model of classroom instruction and technology-assisted learning. "Significance of recommended courses" the courses from the prestigious institutes like IIIT Bangalore And Bits Pilani will be our sub-themes. Substantial yearly stipends and high remunerations for trainees during the internship phase. Learning environment is facilitated and supported with technology at ISB. This enables for a wholesome learning experience. The curriculum is developed for the professionals and it is tailored to meet the companies hiring data scientists and business analysts in 2024.

38. LEARNING - LOANS FROM SMALL TIME BORROWERS SURGE POST COVID: REPORT   CRIF Highmark's Report Provides Us With An Understanding Of Credit Risks And Loan Performance After COVID-19. Delinquency Has Largely Improved Across Individual MSME Loans Except For Construction Equipment Loans That Started In Payments Between 181-360 Days .Portfolio At Risk Ranges From 0.3% To 2.1% As At June 2023 Across Different Loan Segments, Demonstrating Different Levels Of Risk. Lending Trends Post-COVID“ Banks And NBFCS Are The Major Players In Lending To Small-time Borrowers From Within The MSME Segment And Retail Customers . Retail Individual Loans Of Rs 78 Lakh Crore Currently Prevail With 17.4% YOY Rise . Home Loans Have Spiked To 61% In Value Since FY20 To FY23, Yet They Remain The Leader Compared To Consumer Durable Loans.

39. " Growth And Concer " Individual MSME Credit, Which Is Business, Property, Commercial Vehicle, And Construction Equipment Loans Worth Rs 28.5 Lakh Crore Grew By 13.5% YOY. There Is A Robust Growth In Consumption Loan Category, Led By Home Loans, Two-wheeler Loans And Auto Loans. Microfinance Loans At Rs 3.5 Lakh Crore , Largely Provided By NBFC MFIS, Sees 18% Growth From FY20 To FY23. Corporate Loans Has Surged To Rs 62.2 Lakhs Crore By Jun '23, Registering A 33% Growth From FY'22 To FY'23. The Report Spotlights Risks Of Loose Retail Lending Which Resulted In Thorough Scrutiny Of The Economy's Risks And Lending Practices.

40. LEARNING - COMMUNICATION AND PROBLEM SOLVING: TWO CRITICAL LEADERSHIP SKILLS   "Leadership Evolution Post-Pandemic" Organizations that are managed by agile and authentic leaders have found themselves thriving in the new post-pandemic business environment. The pandemic turned the old school leadership notions on their head, calling the leaders to put their feet to the fire and be quick in adapting to the changing situation. Agility and strategic flexibility have become the key leadership features when circumstances are progressively changing. "Critical Leadership Skills: "Communication and Problems-solving"

41. Successful Leaders In The Post-pandemic Era Should Possess Developed Communication Skills Fit For Remote And Virtual Work. Communication, Therefore, Is A Powerful Means Of Strengthening Inter-team Bonds, Developing Inclusive Cultures, And Allowing For Open Dialogue. If Leaders Want To Build Solid Trust, They Need Proactive Transparency And Authentic Communications. Solving Problems And Critical Thinking Are The Key Leadership Skills Of Today, The Main Focus Of Which Is Redefining The Problems And Delivering The Most Efficient Solutions. "Leadership Responsibilities And Adaptation" Leaders Overcome Obstacles By Creating An Environment Of Taking Advice And Guidance And Thoroughly Understanding That This Process Is A Group Effort. The Work Environment Being Subjected To Constant Change Necessitates Leaders To Transfer Skills That Are Crucial, And Creativity And Thinking Outside The Box Become Consequently Indispensable. Besides Possessing Valuable Skills, Leadership Entails Mentoring Employees And Establishing An Organizational Culture Which Is Resilient And Adaptive.

42. LEARNING -   ARE STAY INTERVIEWS HERE TO STAY?   "Stay Interviews: A Proactive Approach To Talent Retention.“ Exit Interviews Of The Traditional Type May Not Provide Real Feedback Since Employees Are Usually Cautious And Vague During Exit Meetings. The Article Recommends Stay Interviews Or Stay Conversations As A Preventive Approach To Know The Reasons For Employees Staying And To Identify Potential Problems. Stay Interviews Are Casual Conversations Used To Make Your Important Talent Feel Appreciated, Valued, And Connected And Prevent The Need For Exit Interviews. The Start Of Stay Conversations Should Have An Intention, Open-ended Questions, And A Pledge To Listen Actively Without Over-promising.

43. "Conducting Successful Stay Interviews" Stay Conversations Are A Continuous Process. It Is Not A One-off Event. This Requires Efforts To Keep The Key Talent Motivated And Connected Throughout. It Is Crucial To Focus On And Pick Out The Core People For The Stay Conversations In Order To Flow Retention Culture Within The Team. Even When Everything Appears Fine, Stay Conversations Are Much Needed During Confusing Or Ambiguous Periods To Identify The Issues Beneath. Authenticity, Empathy, And The Ability To Listen Are Critical Elements For Making Stay Conversation A Success, Addressing Issues And Retaining Valuable Talent.

44. PROJECT MANAGEMENT SKILLS IN HIGH DEMAND: ALL YOU NEED TO KNOW Project Management Is An Indispensable Tool For Delivering Stable Results At Low Costs, Efficiency Improvement, And Customer Satisfaction In The Dynamic Global Economy. Project Managers Work As A Conductor, Coordinating Tasks, Activities And Resources To Ensure Business Goals Are Achieved. Importance Of Project Management: Crucial Basis For Activities, Functions, And Value. Important For The Execution Of Functions Like Software Development, Infrastructure Projects, Innovation Management, Disaster Response, And So On. Undefined Studies Estimate That $1 Million Is Wasted Every 20 Seconds At The Global Level Due To Bad Project Management Activities. Proper Project Management Ensures That Constant Results Are Achieved, Cost Is Reduced, Efficiency Is Increased, And The Stakeholders Are Satisfied. LEARNING -

45. Meeting Global Demand: Skilled Project Management Specialists Will Experience A High Demand Since We Are Transitioning Into The Project Economy . According To The Project Management Institute (PMI) Findings, 25 Million Project Management Professionals Are Going To Be Needed By The Year 2030 On The Global Level. Pmp Certification: Identifies Project Managers Who Have Strong Capabilities In People Management, Process Management And Business Priorities. Demonstrates Leadership Capability And Expertise In Numerous Work Styles.As Per The PMI Data, PMP -certified Professionals’ Average Earnings Are About 30% Higher Than The Non-certified Counterparts. Undefined Criterion Requirements And The Examination Instructions. A Project Leader's Exam Developed By Project Leaders For Project Leaders, Which Is Built On The Actual Project Management Experiences.

46. THE IMPORTANCE OF IDENTITY SECURITY FOR FINANCIAL INSTITUTIONS 32% Of Surveyed Financial Institutions Have Experienced Total Security Breaches In The Last Two Years (SAILPOINT). Ransomware And Malware Attacks Are The Most Common (43%). As SAILPOINT Indicates, There Was An Increase Of 72% Of The Number Of Breaches (SAILPOINT). Challenges Faced: Rate Of Insider Data Breaches Is High. Complex Corporate Structures. Relying On Manual Processes For Controlling Data Access And User Identities. Need For Proactive Approach: Implementation Of The Latest Cyber Security Technologies. Use Of Sophisticated Identity Security Solutions With AI And Machine Learning. LEARNING -

47. The Solutions For Identity Authentication In Financial Services. Addressing Challenges: Integration Flexibility That Facilitates The Adoption Of The Latest Technologies In A Seamless Manner. Automation Of Complex Set-up Of Separation Of Duties (SOD) Policies. Detection Of Outliers With The Use Of Advanced Analytics And AI Implementation. Undefined Being Prepared To Adjust To The Evolving Demands Of The Market. Keeping The Highest Degree Of Security And Compliance. Securing The Sensitive Information From Possible Leaks. Conclusion: Robust Identity Security Is A Key Element For The Future Success Of The Financial Sector In The Era Of Digital.

48. EXPLORING MUMBAI’S TOP 5 NEIGHBOURHOODS FOR PROFITABLE REAL ESTATE INVESTMENT IN 2024 UNDERSTANDING MUMBAI’S BEST FIVE AREAS FOR SUCCESSFUL REAL ESTATE INVESTMENT IN 2024 Mumbai Real Estate Investment Overview Introduction: The Emergence Of India As A Principal Investment Destination. Mumbai As The Main IT Hub And Major Economic Accelerator. Positive Impact On Real Estate Sector In Mumbai. Key Factors Driving Investment: Increased Demand For Both Residential And Commercial Properties. Improved Infrastructure And Connectivity. Inclusive Setting For Cultural Diversity. LEARNING - Promising Investment Sites and Projects Bandra Kurla Complex (BKC): Mumbai's central business district with laid out infrastructure. Recommended Projects: Rustomjee Seasons, Adani Inspire.

49. Navi Mumbai: Centre of real estate investment with prospective infrastructure and sustainability focus. Recommended Projects: Paradise World Dream, Godrej Highland, Hiranandani Fortune City. Powai : Hoped-to-be residential and commercial destination with tech parks and educational centers . Recommended Projects: Kanakia Silicon Valley, L&T Emerald Isle. Lower Parel : Re-creation of the area into trendy commercial and residential district with upscale amenities. Recommended Projects: Piramal Mahalaxmi , Lodha Park, Birla Niyara . Conclusion : Significance of complete research before investment. Careful placement of money in profitable locations can turn out to be very beneficial in the long run. Thane: Successful hub with strategic location and connectivity. Recommended Projects: Dosti West County, Ray TenX .

50. WORKING WOMEN ARE MOST RISK AVERSE SAVERS: REPORT WORKING WOMEN ARE MOST RISK AVERSE SAVERS: RETORT Surveys Conducted Jointly By DBS Bank And The Crisil Agency. Metropolitan Women Investing Women Preferences. Investment Allocation: 51% Of It In Fixed Deposits And Savings Accounts. 16% In Gold. 15% In Mutual Funds. 10% In Real Estate. 7% In Stocks. Observations: Risk Aversion Among Urban Working Women Who Are In A Stronger Position. Preference Of Safe Haven Asset Even Though The Return Is Relatively Lower. Financial Decision-making And Digital Adoption . LEARNING -

51. Financial Decision-making: The 98% Of Salaried And Self-employed Indian Women Who Are Part Of The Long Term Family Decision-making Process.47% Of The Persons Make Financial Decisions Alone. While Age, As Well As Income Level Are Also Factors In The Decision-making Process. 65% Of Women Over 45 Are The Ones Who Chose To Do What They Want. 41% Of The Youngsters Between 25 And 35 Years Old Are Those Who Make An Independent Decision. Digital Adoption: Undefined Money Transfers (38%). Utility Bills (34%). E-commerce Purchases (29%). Reduction Of Cash Dependence, With Diverse Regional Dimensions. Prashant Joshi, Executive Directory And Manager Or Consumer Banking Group In DBS Bank India Has Stated The Importance Of Financial Stability And The Changing Dynamics Of The Working Indian Females In Financial Planning.

52. RBI APPROVES IDFC-IDFC FIRST BANK MERGER The Reserve Bank Of India’s (RBI’S) Approval For The Reverse Merger. A Composite Structure Comprising IDFC Ltd And IDFC First Bank. Merger Process: IDFC Financial Holding Company (IDFC FHCL) Has Merged With IDFC. IDFC Merges With IDFC First Bank Ltd. Later On. Regulatory Approvals: RBI Did Not Raised Any Objection On December 26, 2023. In Compliance With The Given Terms. Pending The Approvals Of National Company Law Tribunal, Shareholders, And Creditors LEARNING -

53. . Shareholder Benefits: The IDFC Shareholder Is Set To Receive 155 Shares For Every 100 Shares Held. Both These Stocks Have A Par Value Of RS 10. Financial Impact: Post-merger, Standalone Book Value Per Share Of Bank Increases By 4.9%. IDFC As Of June 2023 Holds 39.93% Of IDFC First Bank. Background: The Company IDFC Began Its Journey As An Infrastructure Financier In 1997. Launch Of IDFC Bank In 2015 Takeover Of Capital First (Renamed As IDFC First Bank) In December 2018. Promoter Structure: Similar To That Of HDFC Bank, No Promoter Entity After The Merger. The Entity Is Wholly Owned By Institutional And Public Shareholders.

54. Thank You