S.B.I. PPT &; Commercial Bank PPT

SBI AND COMMERCIAL BANK BASIC DETAILS PPT M.Sc Ag, MBA , MA, M.com, B.com, , Basic Details of SBi , Commercial Bank

1. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 1

2. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 2 Presented by : Siddharth Bharti M.Sc.(Ag.) Ag. Eco. III rd Sem. Janta Vedic P.G. College, Baraut-250611

3. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 3 CONTENTS INTRODUCTION. OFFICES OF S.B.I. OBJECTS ESTABLISHMENT Of S.B.I. FUNCTIONS OF S.B.I. SERVICES S.B.I. IMPORTANCE OF S.B.I. ACHIEVEMENTS S.B.I. COMPETITORS OF S.B.I. DEMERITS OF S.B.I.

4. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 4

5. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 5 INTRODUCTION State bank of india was established on 1 July 1955 by nationalizing the Imperial Bank of India. Prior to the establishment of the Imperial bank, 3 majar presidency Bank of India (Bank of Bengal, Bank of Madras, Bank of Mumbai). Due to the many fact found in these banks on 26 th January 1921 . Imperial Bank of India was formed by integrating these three Banks. S.B.I. is a Multinational banking and financial services company based in india. As of December 2017 it has 96100+ something branches across India.

6. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 6 OFFICE OF STATE BANK OF INDIA The central Office of State Bank of India is located in Mumbai besides your head Office. Patna Bhopal Lucknow Bangalore Hyderabad Mumbai Kolkata Chennai Ahmedabad Bhubaneshwer Chandigarh Guwahati

7. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 7 OBJECTS ESTABLISHMENT OF S.B.I. Establishing a powerful Bank. Assistance to Small Scale Industries. Developing Banking in Rural areas. Assistance in Agricaltural finance. Lending to Co-operative Societies. To remove complaints of Indians. A large part of the profits go in to hands of forgien. To open new Branches. Credit control help. Rare class help.

8. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 8 FUNCTIONS OF SBI CENTRAL BANKING RELATED WORK:- Work as clearing House. Act as Bank of Banks. Work as Government Banks.

9. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 9 2. GENERAL BANKING WORK:- Accepting money on deposits from the public. Loan out. Exchange draft sale -purchase. Appropriation. Other work (Gold, Silver, Diamond).

10. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 10 SERVICES E-P ay:-

11. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 11 Safe deposit locker:-

12. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 12 E-R ailway:-

13. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 13 Recived services charges:-

14. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 14 Broking services:-

15. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 15 SBI international travel card:-

16. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 16 Internet banking:-

17. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 17 IMPORTANCE OF STATE BANK OF INDIA As an assistant to the Reserve Bank. Banking development in a Non - Bank sector. Agriculture and small industries finance facility. Effect of forgein Banks stop. By helping Economically rare sections. In area of foreign business. Control financial.

18. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 18 ACHIEVEMENT OF S.B.I. Branches expansion. Publication of data. Forgein influens on India Banks. Currency facilities. Rural credit and Agricultural finance. Small Industries help Support. Weak class help support. Help in foreign Bank.

19. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 19 COMPETITORS OF S.B.I.

20. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 20 DEMERITS OF SBI Effect of Officialdom. Decrement productivity and efficiency. Preferences and special features. Special occupation of Government Business. Faulty policy of Branch expansion wrong ful. Changes in financial system. Competition from other Nationalization Commercial Bank.

21. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 21 COMMERCIAL BANK Commercial bank

22. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 22 INTRODUCTION Commercial Bank are the most important Credit Institutions in the Country in the Business of lending and barrowing of money and Credit creation . Commercial bank

23. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 23 DEFINITION “Commercial bank are like financial institutions (eg. Money lenders, indigenous, banks cp- operative. Societies, agricultural and industrial cfredit instititutions) which are in the business of lending and borrowing of money or credit.” Commercial bank

24. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 24 OBJECTS OF NATIONALIZETION COMMERCIAL OF BANK Banking Developing in Rural areas. Financial arrangement of small industries. General human help of General. Agricultural finance best Arrangement. Spread of Branches. Commercial bank

25. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 25 Function of Commercial Bank Accepting deposits To provide credit Act as agent Discounting bills of exchange Other work Commercial bank

26. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 26 Classification of Commercial Bank Commercial bank

27. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 27 Problems of commercial banks Non co-operative by government. Lack of capital. Publicpoverty and unqualified. Competition with sbi. Competition with exchange banks. Decrease in the use of financial. Commercial bank

28. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 28 Demerits of Indian Commercial Bank Unqulified and unexperienced operator. Lack of qulified staff. Corruption. Unbalanced development of bank. Ignor hindi english language use. High rate of dividend bonus. Cross competition. Lack of national financial policy. Commercial bank

29. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 29 Suggestion for achievements of Commercial Bank:- Improvement of management system. Appointment of qualified employers. Help by SBI. Branch expansion in rural areas. Deposit insurance system. Banking education management Integration of bank. Commercial bank

30. 30-Aug-18 JVC AGRICUTURAL ECONOMICS DEPARTMENT 30 Commercial bank THANK YOU