SOCIAL SECURITY FOR DISABLED IMPAIRMENT DISABILITY HANDICAP
HANDICAP the physically handicapped includes all persons who have either completely lost the use of or can make only a restricted use of one or more of their physical organs .
CLASSIFICATION OF HANDICAP The physically handicapped people can be divided into three broad categories: 1. The blind, the deaf and the dumb. 2. The orthopaedically handicapped and crippled. 3. The other type of physical impairments such as cardiac, tubercular , diabetics, leprosy, etc.
CASH BENEFIT SCHOLARSHIP to disabled children UNEMPLOYMENT ASSISTANCE to education disabled Cash SUBSIDIES for self employed Old age PENSION to aged and widows Disablement PENSION Retirement PENSION
BENEFITS IN THE FORM OF KIND CONCESSION RESERVATIONS AND CONCESSIONS in services Medical insurance Medical assistance Maternity care SPECIAL SKILL UPGRADATION PROGRAMS SPECIAL SCHOOLS AND TEACHER TRAINING CENTERS TAX REBATES
AVAILABLE PROGRAMS EMPLOYEE PROVIDENT FUNDS AND MISCELLANEOUS PROVISIONS ACT, 1952 EMPLOYEE ‘S STATE INSURANCE ACT, 1948 – medical and maternity benefits WORKMEN’S COMPENSATION ACT,1923 DISABILITY SPECIFIC ASSISTANCE PROGRAMS – special schools
Ironically majority of programs are related to benefits to an individual when disability is caused due to employment. There are NO programs for disabled who are old age Survivor benefits Unemployed / who cannot be employed
PROGRAMS / SCHEMES REQUIRED TO BE DESIGNED FOR DISABLED PERSONS Majority of social security acts available aim at disability related employment but a large no. of disabled persons are outside employment , in informal activities / are dependent on their families. There is 3% reservation for PWD in all poverty decreasing schemes.
NEED TO FORMULATE FOLLOWING: Universal old age defined pension for disabled w ithout any means test. Universal medical benefits Separate OPD windows Free treatment Tying up with corporate hospitals to extend medical care at concessional rate Social assistance and scholarships to disabled
Special employment and skill upgradation programs Bank credit at subsidized rate of interest for self employment Reservations in services and other concessions Incentives to employers encouraging employment to disabled person in consonance with PWD act, 1995
FINANCING OF SCHEMES Tax Special Tax on luxurious / hazardous items Collection of tax from industries, employment areas which can cause this occupational diseases Contributions from employed parents Donations from charitable organizations Donations from international donors and agencies.