What to Do When Traditional Lenders Won’t Approve Your Loan

info670506 34 views 12 slides Aug 27, 2025
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About This Presentation

Struggling to get approved by traditional banks? This SlideShare breaks down exactly what to do when lenders say no. Discover fast, flexible business funding options including merchant cash advances, revenue-based financing, invoice factoring, and more. Learn how real business owners overcame loan r...


Slide Content

What to Do
When Traditional
Lenders Won’t
Approve Your
Loan
Alternative Funding
Solutions for Small
Business Owners

Why Traditional Lenders
Say No
• Strict credit score requirements
• Long approval times and rigid criteria

The Hidden
Costs of Waiting
• Missed opportunities for
growth
• Cash flow disruptions
and stress

Common
Reasons for Loan
Denials
• Low credit score or short
time in business
• Inconsistent revenue or
lack of collateral

You Still Have Options
• Alternative lenders fill the gap
• Fast approvals and flexible terms

Merchant
Cash
Advances
Explained
• Funding based on future sales
• Great for businesses with strong
daily revenue

Business Lines of
Credit
• Flexible access to funds
as needed
• Only pay interest on what
you use

Invoice Factoring
• Turn unpaid invoices into immediate cash
• Ideal for B2B businesses with long payment cycles

Revenue-Based Financing
• Repayment tied to your revenue performance
• Less pressure during slow months

How to Choose the Right
Option
• Consider speed, flexibility, and repayment structure
• Match funding to your business needs

How to Prepare
for Alternative
Funding
• Organize bank
statements and business
records
• Know your average
monthly revenue

Real Stories: Businesses That
Bounced Back
• From declined to funded —
alternative lending success stories
• What they did differently
Ready to Explore Your Options?
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