Workplace Injury Do I Have a Claim...ppt

If you are injured on the job, you are entitled to the protection of Minnesota’s workers’ compensation law. It doesn’t matter if you or your employer were at fault for the injury. Medical expenses, wage loss, and other benefits are automatic if the injury occurred in the course and scope of employment.

1. Personal Injury Law ———

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Know your rights

WORKPLACE
INJURY: DO I HAVE A
CLAIM?

Most Employers And Their Workers’ Comp Insurance ALES Fi
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Companies In Minnesota Ss

2. A workplace injury includes any injury or illness caused
by job-related duties. In the words of the Minnesota
Department of Labor and Industry.

Other common workplace injuries include:

+ Muscle or joint injury from repetitive motions

+ Work-related motor vehicle accidents

« Burns caused by working with hot objects, fire,

+ Exposure to toxic chemicals or hazardous
materials

3. Establishing Liability: Do
You Have a Case?

Under Minnesota law, workers’ compensation is a
no-fault system, meaning you don't need to prove
your employer was negligent to receive
compensation. To have a viable claim, you only
need to confirm that the injury arose out of, and in
the course and scope of your employment.

4. What Is Fair Compensation for *—————
a Workplace Injury?

Workers' compensation aims to reimburse you for the medical expense and wage loss that your
accident has caused (and will cause).

+ Medical costs

+ Lost wages

+ Lost earning capacity

+ Permanent Partial Disability

5. Proving Your Claim

You may have to prove that your injury was work-related to receive the compensation you're owed. To do
that, you'll need evidence to support your claim, such as

+ Medical records

+ Awritten report of the accident and injury

« Photos of the injury and accident scene

« Surveillance camera footage

« Eyewitness statements (possibly from your coworkers)

6. HERSRIBE YOUR |
Y YOUR CLAIM

Once you've requested workers’ compensation, the workers’ compensation insurance
company may try to deny the claim. They may give any number of reasons, such as:

+ You aren't eligible for workers’ compensation
+ The injury wasn't work-related
« You waited too long to report the injury

7. WORKPLACE INJURY
(MINNESOTA)
Minnesota has a series of deadlines for reporting a
workplace injury.
+ Generally speaking, you have 14 days to report the
injury after the accident.
+ IF you wait longer than 14 days but less than 30 days,
you can still receive compensation.
+ IF you wait longer than 30 days but less than 180 days,

you CAN only receive compensation if you show that
your delay resulted from an honest. 4 4

8. Y) ARE

WHAT TO DO IF
| :D ON THE JOB

If you've suffered a workplace injury, there are a few
steps you can take to protect your health and increase
your chances of receiving fair compensation.

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+ Seek medical attention right away.

+ Make sure the report was logged. Ask for a copy from
your employer.

+ Keep records of your injury, including photos, medical
bills, doctors' statements.

+ Contact a workers’ compensation attorney who can
explain your rights.

9. Personal Injury Law

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