10/28/25 2
नि
र्यात ऋण जोखिम बीमा में
नि
र्यात ऋण जोखिम बीमा में
ई
सीजीसी की भूमिका
ई
सीजीसी की भूमिका
ROLE OF ECGC ROLE OF ECGC
ININ
Exports Credit Risk InsuranceExports Credit Risk Insurance
प्रस्
तुतकर्ता
/A Presentation by:
Shiv Pratap Singh Shiv Pratap Singh
एकअवलोकन
/ AN OVERVIEW
•स्
थापना
-Established in 1957 – Registered
under Companies Act 1956.
•इर
डा से पंजीकरण
-Registered with IRDA
since 2002.
•सा
र्वजनिक क्षेत्र का उद्यम
-CPSE under – Ministry
of Commerce & Industry.
•बो
र्ड के घटक
-Board Constituents – GOI,
RBI, FIs, Industry .
•भा
रत से निर्यात संवर्धन
-Promoting Export from
India.
वित्तीयस्थिति
/FINANCIALS
•Authorized Capital : Rs. 5000 Crore
•Paid up capital as on 31
St
Mar, 2018 : Rs. 1500 Crore
•Net Worth as on 31
St
Mar, 2018 :Rs.3737.11 Crore
•Solvency Ratio as on 31
St
Mar, 2018 : 9.86
•Investment Corpus (AUM 31
st
March, 2018 ):
Rs. 8811.69 crores
•Registered Office at Mumbai
•Regional Offices : 5 no.
•Branches : 60 no.
निदेशकमंडल
Board of Directors
•Strength -15 (including CMD & ED)
Sr. No. Category Nos.
i)Government Directors
a) Ministry of Commerce 1
b) Ministry of Finance 1
c) Reserve Bank of India (ECD) 1
ii)Exim Bank (CMD) 1
iii)CMD of nationalised banks 2
iv)Chairman/MD of GIC 1
v)President of FIEO 1
vi)Chairman of any of the EPCs 1
vii)Non-officials connected with the exports 4
Total 13
TO PROMOTE EXPORTS MAINLY BY
PROTECTING EXPORTERS AGAINST COMMERCIAL &
POLITICAL RISKS IN REALISING EXPORT PROCEEDS
THROUGH POLICY SCHEMES.
PROTECTING BANKS AGAINST RISK OF DEFAULT IN EXPORT
CREDIT THROUGH ECIB SCHEMES ( Previously known as
Guarantee Schemes).
PROVIDING COST EFFECTIVE EXPORT CREDIT INSURANCE
& OTHER TRADE RELATED SERVICES TO EXPORTING
COMMUNITY
10/28/25
ल
क्ष्य
/OBJECTIVE
आवरितजोखिमोंकेप्रकार
TYPES OF RISKS COVERED
Risks Covered by ECGC
For Exporters
Commercial -
Buyer /Bank
Political
Insolvency
Repudiation
Insolvency
of LC
opening
bank
Default
War, Civil war
etc.
Import
Restrictions
Transfer delay
Diversion of
Voyage
खरीददारबीमा
/BUYER UNDERWRITING
•Records on 4,35,000 buyers .
•Reports through 23 credit information agencies.
•Underwriting factors – Score Card
–Business Ability
–Transactional Behavior
–Financial Strength and
–Industry Outlook
दे
श बीमा
COUNTRY UNDERWRITING
•Profiles on 237 countries.
•Classified into seven groups (A1 to D).
•Underwriting factors
–Political conditions
–Economic conditions
–Relationship with India
–ECGC’s experience
–Experience of other Credit Insurers
–Forecast
वस्
तु निर्यात के लिये पालिसी के प्रकार
वस्
तु निर्यात के लिये पालिसी के प्रकार
Types of Types of policiespolicies for Merchandise Exports-ST for Merchandise Exports-ST
•Declaration Based Products
Exports Turnover Policy (ETP)
Shipments Comprehensive Risks Policy(SCR)
Small Exporter Policy (SEP/SEC)
Specific Shipment Policy-ST (SSP-ST) & Buyer Wise Policy (BWP)
(Buyers in Open Cover countries only)
Consignment Exports (Stockholding Agent/Global Entity)
•Exposure Based Products
Multi Buyer Exposure Policy (MBE Policy)
Single Buyer Exposure Policy (SBE)
(Buyers in Open Cover countries)
11
निर्यातककेलियेपालिसियाँ
Policies for Exporter
•Risks NOT Covered
–Commercial Risks
–Quality Disputes including liability disputes
–Buyers failure to obtain import license
–Loss or damage to the goods
–Exchange rate fluctuation
–Failure of exporter to fulfill terms of the contract
Procedural Aspects Common for
all types of policies
•Change in Terms of Payment/ Extension in Due date
•Resale/ Re-Importation of Goods
•Report of Overdue and follow-up on payment
•Claim
•Recovery follow up & Share