I04 - Unit 10 Money - Lesson A - For students.pdf

text I04 - 10

1. 10
MONEY
LESSONASAVING AND SPENDING

2. LESSON A
1.To make and accept apologies
2.To make wishes
LESSON B
1.Talk about things you do with money
2.Give an opinion on how money
should be spent
Unit Goals

3. Ask & Answer
Twin brothers sit on their family’s
stairs in Buzescu, Romania
1.What symbols of
money or wealth can
you see?
In the house I can see…
Also, the twins are
wearing…
2.Can you name other
symbols of money or
wealth? What are
they? Tell a partner.
I think other symbols
of money are …

4. WARM-UP VIDEO

5. A.Inyourcountry,arethereholidays
whenpeoplegiveeachothergifts?
Whatarethey?Whatgiftsdopeople
give?Tellapartner.
One of the holidays
when people give gifts
is Father’s day.
Some popular
presents are…

6. B. Watch the video and
answer the questions.
1.What holiday is the video about?
__________________________________________________
2. Who gets red envelopes?
__________________________________________________
3. What amount of money shouldn’t you give?
__________________________________________________
4. What is a new way that people give money?
__________________________________________________

7. C. Watch the video again.
Are the statements true or false?
1.Chinese people speak one
language.
2.The color red is lucky.
3.You should give your boss a
red envelope at Chinese New
Year.
4.Red envelopes come in many
different styles.
5.It’s not necessary to give a
large amount of money
T F
T F
T F
T F
T F

8. D.Explain the holiday to a
partner using your answers in
B.
The holiday is
called …
Red envelopes
are a very
popular…
Usually family
members give…
If you give
money, you
shouldn’t give
old or dirty…

9. 1. What do you think of
this holiday?
In my opinion,
this holiday is…
2. Have you ever gotten money as a gift?
What did you do with it?
Yes, I have. I received
S/. ___ for my ………...
I savedit/ spentiton…
(celebration)
Answer the following questions.

10. VOCABULARY

11. Afford: To be able to pay for
something.
Budget: the amount of money
that is available for, required for,
or assigned to a particular
purpose.
Makea budget
Havea budget
Sticktoa budget
TALKING ABOUT MONEY

12. Be in debt: To owe money to banks, credit
card companies, or other people.
Go intodebt: To owemoneyto a bankorto
a person.
Getoutofdebt: To get rid of your
current debt or paying all the money
that you owe.
TALKING ABOUT MONEY

13. Cutback on: do something less
frequently or reduce your
consumption of something.
TALKING ABOUT MONEY

14. Borrow: To receive something with
the intentionofgivingitback.
Lend: To givesomething to someone
fora short periodoftime, expectingto
getitback.
Owe: to be under obligation to pay
or repay in return for something
received.
TALKING ABOUT MONEY

15. Spend money Save money
TALKING ABOUT MONEY

16. A. With a partner, complete the
definitions with words from the
Word Bank.
1. If you can _________ something, you have money to buy it.
2. If you _________ to a budget, you follow a plan for
spending money.
3. Debt is money you must pay. If you are in debt, you
_________ money.
4. If you _________ money from someone, you receive it from
the person for a short time.
5. If you _________ money to someone, you give it to the
person for a short time.
6. If you _________ money, you return money that you owe.
7. If you _________ on something, you do less of something.

17. B. In 1–4 below, circle the statement(s)
that you agree with in each category.

18. C. Discuss your answers with a partner.
Ask follow-up questions.
For number 1, I said I
make a budget. I use
an app called…
Is it easy to stick to
your budget?

19. Complete the sentences with a
word from the box.
getby afford broke
saving gointodebt borrow
1.The Wang family is __________ money because this summer they want to travel
to Portugal.
2.Han wants to buy a car, but he can’t __________ to.
3.Can I __________ $5? I left my wallet at home by mistake.
4.Ever since Eva lost her job, it’s been difficult for her to __________.
5.I’m __________. Can you lend me some money?
6.To pay for college, Perla had to _____________.

20. LISTENING

21. A family in Singapore eats together. Around the world, having enough
money to feed the family and afford basic needs can be a source of stress.
What basic needs
can you think of?
I think one basic need is…
Look at the photo and read the
caption. Then answer the question.
I think another basic need is…

22. A.Read the question below.
How would you answer it?
Ibelievemoneycanbuy
happinessfor2reasons.
First,….
Second,…
Ibelievemoneycannotbuy
happinessfor2reasons.
First,….
Second,…

23. Read the outline and
try to guess the
answers.
Listen forspecific
information

24. B. Listen to the lecture.
Write one to three words in each blank.

25. C. You are going to summarize the lecture.
Follow the steps below.
1. Read the Academic Skill box.
2. Read the top of the chart. Choose can or can’t.

26. 3. Read the first part of the summary.
4. Complete the summary. Write key words on the left and
your paraphrase on the right.
C. You are going to summarize the lecture.
Follow the steps below.

27. D. Summarize the lecture for a partner.
Use your notes in C. Do you agree with the speaker?
In the speaker’s
opinion, money canbuy
happiness.
The Smith family is a
large family. In the past,
they didn’t have enough
money, so they worried a
lot.
Yes, and then they
received some
money. After that…

28. SPEAKING

29. Impossible Burgers look and taste
like meat, but are made from
plants.
Look at the photo and
read the caption.
What is surprising about
the burger in the photo?
They look…
Have you ever tried
something similar?
Yes, I have…

30. A.Mike got takeout from a nearby restaurant.
Listen to and read the conversation. Underlinethe two
apologies. How do Eva and Mike respond to the
apologies? Circle their responses.

31. B. Practice the conversation with
a partner.
Thanks for picking
up lunch, Mike.
Sure.
How much do
I owe you? ….

32. C. Read the situations below with
your partner.
Which are small mistakes? Which are serious?
You promised to meet a
friend at 7:00 p.m. to
study, but you forgot.
By accident, you
drank your
roommate’s
expensive juice.
You borrowed $10 from a
classmate, but you can’t afford
to pay it back right now.
You tripped and spilled
coffee on your
classmate’s laptop.
I think the first situation is…

33. Speaking Strategy
Apologizing
Fora smallmistake Acceptinganapology
Fora seriousmistake*
Oops! Sorry. I forgot your drink.
I forgot your drink. Sorry, my mistake.
I can’t believe I forgot your drink. Sorry about
that!
I’m really /so sorry that I broke your phone.
I’m really / so sorry about breaking your phone.
I apologize for breaking your phone.
That’s/ It’sOK.
Don’tworryaboutit.
No problem. /No worries.
(It’s)no bigdeal.
*When we make a serious mistake, we often explain what happened or offer to do something.
I’m so sorry that I broke your phone. I dropped it by accident. Can I pay for a new one?

34. D. Choose a situation in C.
Use the Speaking Strategy to apologize and
accept an apology with a partner. Then switch
roles and do the other situations.
Kevin? Where are
you? It’s 7:30
I can’t believe I forgot
our meeting…

35. Present one of your conversations
to the class.

36. B: I’m afraid I can’t today, Kelsey. I’m really sorry, but I forgot my wallet at home.
B: Are you sure?
A: Hey, Tim. Do you think you could pay me back that money I lent you last week?
B: Oh no! Now I feel bad. If you want, I can go home and get my wallet now. If I drive
quickly, I can be back here in half an hour or so.
A: Oh, that’s OK. But could you try to remember tomorrow? I’m a little short of cash
this week.
A: No, that’s OK. I can wait until tomorrow.
A: Yeah. Don’t worry about it.
Put the sentences in order to make
a conversation.

37. GRAMMAR

38. WISH STATEMENTS
wish/wishes+Subject +(that)
IwishI
+subject
NOTE: Wereis used instead of wasin wish statements with be.
+verb in simple past
had
I Icould
They were
He hedidn’t owe
+complement
wish
wish
wishes
they
more money.
afford a new phone.
rich.
his brother money.

39. wish/wishes+Subject +(that)+subject+verb in simple past+complement
Present(real) situation
I can’t afford a new phone.
He won’t pay me back.
IwishIcould
I hewouldwish
afford one.
pay me back.
WISH STATEMENTS
NOTE: With words like canand will, the modal verb shifts to the past. .

40. When you don’t want to repeat yourself,
you can shortenthe “wish” statement.
I don’t have much money.
→IwishIhadmore.
I can’t afford a new phone.
→I wishIcould.
She’s not good at saving money.
→Shewishesshewere.
WISH STATEMENTS

42. A.Read this joke about Dumb Dave.
Complete the sentences with wish… couldand
the verb in parentheses. Why is the character
called Dumb Dave?
I think the character is called Dumb
Dave because…
p. 70

43. B. Imagine that a genie has given
you three wishes.
What will you wish for?
Write three wish statements.

44. B. Read each situation.
Then write a wish statement for each one.
p. 15

45. C. Choose one of the situations in B
and create a role play with a partner.
In many cultures, there are
traditional ways to make a wish, like
throwing a coin in a wishing well.
Student A: You are upset about a situation.
Student B: Listen to Student A and try to help.
Hey, what’s wrong?
I have to work this weekend.
Really? That’s too bad.
I know. I wish I didn’t have to.
Why do you have to work?
I have to make some money…

46. E. Choose one of your conversations
and perform it for the class.
Hey, what’s wrong?
I have to _____________.
Really? That’s ______.
I know. I wish _________.Why __________?
I _________________.

47. ACTIVE ENGLISH

48. A. Work in a small group.
1. Write the numbers 1
to 14 on small pieces of
paper.
2. Mix the numbers and
put them face down in
a pile on a desk.
3. Read the
directions
and play
the game.

49. Your
sentence is
number 2.
I wish I had
some money
saved.
That’s correct!
A. Work in a small group.

50. Self-reflection
Think about your progress in Lesson A.
Write 1,2,3 and tell a partner.
Make and accept
apologies…
Yes, I can.
That’s great. Why is that?

52. Picture References
Slide1 Piggy bank: https://cdn.pixabay.com/photo/2017/10/25/19/46/piggy-bank-2889046_960_720.jpg
Slide2 https://get.pxhere.com/photo/4k-wallpaper-apple-devices-blur-cellphone-close-up-coffee-cup-computer-depth-of-field-devices-
display-electronics-focus-headphone-headset-iphone-keyboard-laptop-macbook-mobile-phone-monitor-paper-cup-phone-screen-
smartphone-technology-1562775.jpg
Slide3 WorldLink I04
Slide4 https://www.pexels.com/es-es/foto/nino-cultura-tradicion-recepcion-6692118/
Slide5 FreePik
https://www.freepik.es/foto-gratis/hijo-encantador-haciendo-sorpresa-su-
padre_6037296.htm#query=father%20s%20day&position=5&from_view=search&track=ais
https://www.pexels.com/es-es/foto/volkswagen-escarabajo-rojo-modelo-a-escala-3444345/
https://cdn.pixabay.com/photo/2017/09/28/22/14/speech-icon-2797263_960_720.png
Slide6 https://www.pexels.com/es-es/foto/manos-gente-flores-ramas-7363780/
https://cdn.pixabay.com/photo/2015/12/09/22/24/filmklappe-1085692_960_720.png
Slide7
https://www.pexels.com/es-es/foto/festival-colorido-colgando-iluminado-6901595/
https://cdn.pixabay.com/photo/2015/12/09/22/24/filmklappe-1085692_960_720.png
Slide8 FreePik
https://cdn.pixabay.com/photo/2017/09/28/22/14/speech-icon-2797263_960_720.png

53. Slide9 https://www.freepik.es/foto-gratis/concepto-ano-nuevo-
chino_10888253.htm#page=2&query=chinese%20new%20year&position=25&from_view=search&track=ais
https://cdn.pixabay.com/photo/2017/09/28/22/14/speech-icon-2797263_960_720.png
Slide10 Money: https://cdn.pixabay.com/photo/2013/11/11/22/26/bank-note-209104_960_720.jpg
Slide11 House: https://cdn.pixabay.com/photo/2018/03/21/21/17/gardening-3248249_960_720.jpg
Calculator: https://images.pexels.com/photos/53621/calculator-calculation-insurance-finance-
53621.jpeg?auto=compress&cs=tinysrgb&dpr=3&h=750&w=1260
Slide12 https://www.freepik.es/fotos-premium/dos-personas-entregan-billetes-dolar-son-socios-comerciales-que-benefician-
mutuamente-cometen-fraude-soborno-intereses-comerciales-concepto-corrupcion-
soborno_21384394.htm#page=3&query=pagar%20deudas&position=22&from_view=search&track=ais
https://www.freepik.es/vector-gratis/ilustracion-concepto-estres-
dinero_24488377.htm#query=deudas&from_query=endeudado&position=0&from_view=search&track=sph
Slide13
https://www.freepik.es/vector-gratis/mano-que-sostiene-flecha-baja-fondo-graficos-barras-ilustracion-vector-plano-ingresos-
reducidos-reduccion-concepto-recesion-banner-diseno-sitio-web-o-pagina-web-
inicio_26921824.htm#query=reducir&position=1&from_view=search&track=sph
Picture References

54. Slide14 BorrowMoney: https://images.pexels.com/photos/928184/pexels-photo-
928184.jpeg?auto=compress&cs=tinysrgb&h=750&w=1260
Pay:https://images.pexels.com/photos/4968631/pexels-photo-4968631.jpeg?auto=compress&cs=tinysrgb&dpr=2&h=650&w=940
Slide15 Piggy Bank: https://images.pexels.com/photos/1602726/pexels-photo-
1602726.jpeg?auto=compress&cs=tinysrgb&h=750&w=1260
Receipt: https://cdn.pixabay.com/photo/2015/08/07/16/07/shopping-879498_1280.jpg
Slide16 https://cdn.pixabay.com/photo/2017/05/15/23/48/survey-2316468_960_720.png
Slide17 https://cdn.pixabay.com/photo/2017/06/06/00/33/edit-icon-2375785_960_720.png
Slide18 https://cdn.pixabay.com/photo/2017/09/28/22/14/speech-icon-2797263_960_720.png
sign:https://cdn.pixabay.com/photo/2017/09/28/22/14/speech-icon-2797263_960_720.png
Slide19 https://www.pexels.com/es-es/foto/dos-mujeres-tenencia-pluma-601170/
X: https://www.freepik.es/vector-gratis/logotipo-degradado-letra-x-
colorido_28567179.htm#query=xtra&position=23&from_view=search&track=ais&uuid=323d8e11-e885-4c87-a577-e29df48754d3
Slide20 https://www.pexels.com/es-es/foto/familia-feliz-disfrutando-de-la-cena-en-el-jardin-5638644/
Picture References

55. Slide21 https://cdn.pixabay.com/photo/2015/12/08/17/40/magnifying-glass-1083378_960_720.png
Slide22 https://cdn.pixabay.com/photo/2016/01/23/16/02/book-1157658_960_720.png
Slide23 World Link I04
sign:https://cdn.pixabay.com/photo/2017/09/29/00/39/ear-icon-2797533__340.png
https://www.freepik.es/foto-gratis/joven-mujer-asiatica-pensativa-camiseta-negra-tocando-su-barbilla-
mirandoado_7499749.htm#query=persona%20pensando%20fondo%20blanco&position=3&from_view=search&track=ais
Slide24 sign:https://cdn.pixabay.com/photo/2017/09/29/00/39/ear-icon-2797533__340.png
Slide25
https://cdn.pixabay.com/photo/2016/01/23/16/02/book-1157658_960_720.png
Slide26
https://cdn.pixabay.com/photo/2016/01/23/16/02/book-1157658_960_720.png
Slide27 sign:https://cdn.pixabay.com/photo/2017/09/28/22/14/speech-icon-2797263_960_720.png
https://www.freepik.es/psd-premium/joven-pareja-
pensando_3733669.htm#page=2&query=personas%20hablando&position=30&from_view=search&track=ais
Slide28
https://www.pexels.com/es-es/foto/foto-de-primer-plano-de-la-hamburguesa-1639562/
Slide30
https://cdn.pixabay.com/photo/2017/06/06/00/33/edit-icon-2375785_960_720.png
Picture References

56. Slide31 sign:https://cdn.pixabay.com/photo/2017/09/28/22/14/speech-icon-2797263_960_720.png
https://www.freepik.es/foto-gratis/empleado-joven-positivo-que-muestra-informe-al-colega-
negocio_3800734.htm#page=3&query=personas%20hablando&position=43&from_view=search&track=ais
Slide32 sign:https://cdn.pixabay.com/photo/2017/09/28/22/14/speech-icon-2797263_960_720.png
https://www.freepik.es/fotos-premium/hombre-asiatico-adulto-pensando-algo-mientras-sostiene-telefono-
movil_40521100.htm#query=forget&position=22&from_view=search&track=sph
https://www.freepik.es/foto-gratis/apreton-manos-senal-
saludo_899362.htm#query=shake%20hands&position=3&from_view=search&track=ais
https://www.freepik.es/foto-gratis/reloj-
manillas_944733.htm#query=reloj%207%20pm&position=0&from_view=search&track=ais
https://www.freepik.es/foto-gratis/cerrar-hombre-bebida-
club_18953134.htm#query=hombre%20bebiendo&position=0&from_view=search&track=ais
https://www.freepik.es/vector-gratis/ilustracion-concepto-
financiero_2606581.htm#query=simbolo%20caro&position=2&from_view=search&track=ais
https://www.freepik.es/vector-gratis/mano-mujer-poniendo-billete-dolar-billetera-hombre-abierto-pago-transferencia-
dinero-persona-que-tiene-ilustracion-vectorial-plana-monedero-concepto-financiero-banner-diseno-sitio-web-o-pagina-web-
inicio_27573341.htm#query=pedir%20dinero&position=8&from_view=search&track=ais
https://www.freepik.es/foto-gratis/cierrese-encima-retrato-hombre-que-muestra-billetera-
vacia_8077263.htm#query=no%20money&position=11&from_view=search&track=ais
Picture References

57. https://www.freepik.es/vector-gratis/mujer-joven-desatenta-resbalo-cayendo-sobre-suelo-mojado-corredor-senal-
advertencia-amarilla-parada-delante-superficie_23591892.htm#query=tropezarse&position=0&from_view=search&track=sph
https://www.freepik.es/fotos-premium/taza-cafe-saliendo-
taza_44010868.htm#query=derramar%20cafe&position=11&from_view=search&track=ais
Slide34 sign:https://cdn.pixabay.com/photo/2017/09/28/22/14/speech-icon-2797263_960_720.png
https://www.freepik.es/fotos-premium/hombres-ropa-casual-hablando-sobre-fondo-
blanco_37740267.htm#query=personas%20hablando%20fondo%20blanco&position=20&from_view=search&track=ais
Slide35
sign:https://cdn.pixabay.com/photo/2017/09/28/22/14/speech-icon-2797263_960_720.png
https://www.freepik.es/foto-gratis/retrato-jovenes-
globo_20517877.htm#query=personas%20hablando%20fondo%20blanco&position=32&from_view=search&track=ais
Slide36 X: https://www.freepik.es/vector-gratis/logotipo-degradado-letra-x-
colorido_28567179.htm#query=xtra&position=23&from_view=search&track=ais&uuid=323d8e11-e885-4c87-a577-
e29df48754d3
Slide37 https://www.pexels.com/es-es/foto/hombre-ordenador-portatil-boligrafo-dinero-6694543/
Slide38 https://www.freepik.es/foto-gratis/triangulo-amarillo-senal-advertencia-simbolo-peligro-precaucion-riesgo-trafico-icono-
fondo-3d-rendering_22405841.htm#query=WARNING%20SIGN&position=28&from_view=search&track=ais
Slide39
https://www.freepik.es/foto-gratis/triangulo-amarillo-senal-advertencia-simbolo-peligro-precaucion-riesgo-trafico-icono-
fondo-3d-rendering_22405841.htm#query=WARNING%20SIGN&position=28&from_view=search&track=ais
Picture References

58. Slide40 https://www.freepik.es/foto-gratis/triangulo-amarillo-senal-advertencia-simbolo-peligro-precaucion-riesgo-trafico-icono-
fondo-3d-rendering_22405841.htm#query=WARNING%20SIGN&position=28&from_view=search&track=ais
https://www.pexels.com/es-es/foto/oferta-mano-edificio-oficina-7599735/
Slide42 https://www.freepik.es/vector-gratis/cuentos-hadas-arabes-infografias-planas-perfido-visir-aladdin-alfombra-magica-
scheherazade-genio-personajes-dibujos-animados-ilustracion-
vectorial_43869245.htm#query=genie&position=2&from_view=search&track=sph
https://cdn.pixabay.com/photo/2017/06/06/00/33/edit-icon-2375785_960_720.png
Slide43 https://www.freepik.es/fotos-premium/lampara-magica-dorada-sobre-fondo-azul-
brillante_24692092.htm#query=l%C3%A1mpara%20magica&position=19&from_view=search&track=ais
https://cdn.pixabay.com/photo/2017/06/06/00/33/edit-icon-2375785_960_720.png
Slide44
https://cdn.pixabay.com/photo/2017/06/06/00/33/edit-icon-2375785_960_720.png
Slide45 WorldLink I04
sign:https://cdn.pixabay.com/photo/2017/09/28/22/14/speech-icon-2797263_960_720.png
Slide46 sign:https://cdn.pixabay.com/photo/2017/09/28/22/14/speech-icon-2797263_960_720.png
https://www.freepik.es/foto-gratis/companeras-clase-charlando-
riendose_1213794.htm#query=ALUMNOS%20PRESENTANDO%20conversacion&position=4&from_view=search&track=ais
Picture References

59. Slide47
https://www.pexels.com/es-es/foto/gente-hombres-mujer-escritura-5676744/
Slide48 https://www.freepik.es/vector-premium/ilustracion-vector-linea-continua-nota-escritura-
mano_58666392.htm#query=write&position=44&from_view=search&track=sph
https://www.freepik.es/foto-gratis/tarjeta-visita-blanco-sobre-fondo-
azul_1255199.htm#page=4&query=miz%20paperx&position=30&from_view=search&track=ais
https://cdn.pixabay.com/photo/2016/11/14/17/39/group-1824145__340.png
Slide49 https://www.freepik.es/foto-gratis/empresarios-pasandolo-bien-mientras-
trabajan_864878.htm#query=3%20personas%20hablando%20fondo%20blanco&position=0&from_view=search&track=ais
https://cdn.pixabay.com/photo/2016/11/14/17/39/group-1824145__340.png
Slide50
https://cdn.pixabay.com/photo/2015/12/08/17/40/magnifying-glass-1083378_960_720.png
Picture References