Level of Financial Literacy Awareness.pptx

Quantitative Research about Financial Literacy

1. Level of Financial Literacy Awareness Among Grade 12 Senior High School Students at Nama National High School Mary Kris Panilo , Rosalyn Felonia , Luis Mario Negranza , Nico Negranza

2. Abstract This research is conducted to determine the level of financial literacy awareness of grade 12 students at Nama National High School. There are 62 respondents in this study. The descriptive research design was used. Questionnaires were used to collect data from the respondents.

3. Abstract HUMSS got the highest level of financial literacy.
The findings on the level of financial literacy of the grade 12 students show that they are financially literate.
Mean, percentage, and average were used as statistical treatment of this study.

4. Introduction Youths are the hope of a country’s future economic stability.

5. Statement of the problem What is the socio-demographic profile of the respondents in terms of grade and section? Is there a difference in financial literacy between each class sections? What is the level of financial literacy awareness among grade 12 students?

6. Hypothesis By knowing the level of financial literacy awareness of the grade 12 students, policy makers and educators can provide better educational programs to enhance students’ understanding of personal finance, preparing them for responsible financial decision-making in the future.

7. Theoretical framework Educational Curriculum Theory ( Walstad B. W.)

8. Conceptual framework Independent Variable Financial Literacy Dependent variable Departments (class section)

9. Significance of the study Students Teachers and Policy Makers Society

10. Scope and delimitation The 62 grade 12 students at Nama National High School at the school year 2023-2024. Family background or experiences are not explored.

11. Methodology Quantitative research (Descriptive research design) Statistical treatment of data (Mean, percentage, average) Questionnaires were used to collect data. Population (62)

12. Results and Discussion Summary Findings: Socio-demographic profile of the respondents Class section Frequency Percentage ICT 29 46.77 % HE 19 30.65 % HUMSS 14 22.58 % Total : 62 100 %

13. Results and Discussion Summary Findings: Financial literacy of each class section of grade 12 Class Section Mean of set a questions Mean of set B questions Average ICT 3.82 3.92 3.87 HE 3.56 3.57 3.56 HUMSS 4.41 4.04 4.23

14. Results and Discussion Majority of the respondents were from the grade 12 ICT students. The HUMSS students got the highest average mean of being financially literate. The level of financial literacy awareness of the grade 12 students are not high, yet it does meet the criteria of being financially literate.

15. Conclusion The data identifies that the grade 12 senior high school students at Nama National High at the school year 2023-2024 needs to be more educated on financial management.

16. Acknowledgement First and foremost, praises and thanks to the almighty God, for his love and blessings throughout the research work. To Dr. Roda De Guzman John son and Mr. Manuel A. Rivera, for letting us to conduct this study at Nama National High School. To Mrs. Marilyn Claudine B. Rufin , for her invaluable guidance and unwavering surpport throughout this research endeavor. To our family, Mr. Panilo , Mr. Negranza , and Mr. Felonia , for their unwavering support, understanding, and patience during the long hours dedicated to this research.

17. References Atkinson, A., & Messy, F. A. (2012). Measuring financial literacy: Results of the OECD / International Network on Financial Education (INFE) pilot study. OECD Working Papers on Finance, Insurance and Private Pensions, No. 15, OECD Publishing. Fernandes , D., Lynch, J. G., & Netemeyer , R. G. (2014). Financial literacy, financial education, and downstream financial behaviors. Management Science, 60(8), 1861-1883
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