Transforming Education Loans - A Call for a Digital, Fair, and Flexible Future

A presentation on how education loans can be more accesible.

1. Transforming
Education Loans: A
Call for a Digital,
Fair, and Flexible
Future

2. The Problem – Education Loans Need
Reform
●Lengthy approval processes (10–15 days)
●Strict eligibility criteria rejecting 40% of applicants
●Rigid repayment structures leading to high default rates
●Hidden fees and non-transparent loan terms

3. Digital Transformation – Faster and More
Efficient Loans
● Instant AI-powered document verification
● 100% paperless application process
● Loan approvals in under 24 hours

4. Transparency & Faster Disbursement – No
More Hidden Charges
⚠ Current Issues:
●Hidden charges, fluctuating interest rates, and confusing loan terms.
●Loan disbursement delays cause missed admission deadlines.
✅ Solution:
?????? Fixed, upfront pricing with no hidden fees.
?????? AI-powered real-time tracking for fast disbursement in days, not weeks.
?????? Example: Poonawalla Fincorp’s transparent pricing & AI-driven loans improve student satisfaction.

5. Call to Action – Let’s Demand a Better
System!
?????? We Can Create a Better Future for Student Loans!
?????? Students: Ask lenders about digital applications & flexible repayments.
?????? Institutions: Partner with lenders prioritizing student success.
?????? Industry Leaders: Push for technology-driven financial inclusion.